![\"Federal](\"https:\/\/www.newsbeep.com\/us-ca\/wp-content\/uploads\/2026\/02\/7781b684cf50d9290aa5fae58e1aa209.png\")
Federal Home Loan Bank of San Francisco <\/p>\n Federal Home Loan Bank of San Francisco <\/p>\n
The 2026 WISH Program will provide up to $32,837 to help first-time homebuyers earning up to 80% area median income with downpayment and closing costs<\/p>\n
SAN FRANCISCO, March 31, 2026 (GLOBE NEWSWIRE)<\/a> — The Federal Home Loan Bank of San Francisco (FHLBank San Francisco) today announced a $13 million allocation for its 2026 Workforce Initiative Subsidy for Homeownership (WISH) Program. For more than 25 years, the WISH Program has provided matching grants that help enable low-income families and individuals to achieve the dream of homeownership, opening doors to generational wealth-building opportunities for thousands of households.<\/p>\n WISH grants for eligible first-time homebuyers\u2014defined as households earning at or below 80% of the area median income (AMI) as defined by the Department of Housing and Urban Development (HUD)\u2014provide critical assistance with downpayment and closing costs. In 2026, FHLBank San Francisco will continue partnering with member financial institutions to offer $4\u2011to\u2011$1 matching grants, with a maximum subsidy of $32,837 per homebuyer<\/a>, as established by the Federal Housing Finance Agency. Prior to receiving a WISH grant, first-time homebuyers must complete a homebuyer counseling program.<\/p>\n \u201cArizona, California, and Nevada are among the least affordable housing markets in the U.S. for aspiring homeowners, making WISH grants a vital resource for helping hundreds of families reach their dream of homeownership each year,\u201d said Winthrop Watson, interim president and chief executive officer of FHLBank San Francisco. \u201cBuilding on more than 25 years of positive impact, the Bank is proud to continue partnering with our member financial institutions to open the door to homeownership for more families and individuals.\u201d<\/p>\n The WISH Program is a key component of FHLBank San Francisco\u2019s commitment to expanding access to affordable housing and homeownership. Since the first WISH grant was awarded in 2000, the program has delivered more than $178 million in assistance to over 10,000 low\u2011income homebuyers.<\/p>\n WISH Program Participation Now Open for Bank Members<\/p>\n FHLBank San Francisco is now accepting applications from member institutions to participate in the WISH Program on a rolling basis through March 12, 2027. First-time homebuyers interested in learning more about WISH matching grants are encouraged to\u00a0contact a participating member institution<\/a>\u00a0directly. For more information about the\u00a0WISH Program<\/a>\u00a0and other\u00a0FHLBank San Francisco grant programs<\/a>, visit fhlbsf.com<\/a>.<\/p>\n About Federal Home Loan Bank of San Francisco<\/p>\n The Federal Home Loan Bank of San Francisco is a member-driven cooperative helping local lenders in Arizona, California, and Nevada build strong communities, create opportunity, and change lives for the better. The tools and resources we provide to our member financial institutions \u2014 commercial banks, credit unions, industrial loan companies, savings institutions, insurance companies, and community development financial institutions \u2014 propel homeownership, finance quality affordable housing, drive economic vitality, and revitalize whole neighborhoods. Together with our members and other partners, we are making the communities we serve more vibrant and resilient.<\/p>\n","protected":false},"excerpt":{"rendered":"Federal Home Loan Bank of San Francisco The 2026 WISH Program will provide up to $32,837 to help…\n","protected":false},"author":2,"featured_media":150309,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[30],"tags":[380,9498,74465,109848,74464,40774,101,103,102,104,106,105,109849],"class_list":["post-245456","post","type-post","status-publish","format-standard","has-post-thumbnail","category-san-francisco","tag-affordable-housing","tag-department-of-housing-and-urban-development","tag-federal-home-loan-bank","tag-federal-housing-finance-agency","tag-financial-institutions","tag-homeownership","tag-san-francisco","tag-san-francisco-headlines","tag-san-francisco-news","tag-sf","tag-sf-headlines","tag-sf-news","tag-wish-program"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts\/245456","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/comments?post=245456"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts\/245456\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/media\/150309"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/media?parent=245456"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/categories?post=245456"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/tags?post=245456"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}