{"id":287309,"date":"2026-04-26T22:29:16","date_gmt":"2026-04-26T22:29:16","guid":{"rendered":"https:\/\/www.newsbeep.com\/us-ca\/287309\/"},"modified":"2026-04-26T22:29:16","modified_gmt":"2026-04-26T22:29:16","slug":"oakland-county-homeowners-could-qualify-for-a-home-improvement-loan","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us-ca\/287309\/","title":{"rendered":"Oakland County Homeowners Could Qualify for a Home Improvement Loan"},"content":{"rendered":"<p data-uw-rm-heading=\"prs\"><a href=\"https:\/\/gallowayhommel.com\/\" rel=\"nofollow noopener\" target=\"_blank\"><img fetchpriority=\"high\" decoding=\"async\" class=\"alignleft wp-image-164071 size-full\" src=\"https:\/\/www.newsbeep.com\/us-ca\/wp-content\/uploads\/2025\/12\/GallowayHommel_02.jpg\" alt=\"\" width=\"862\" height=\"216\"  \/><\/a><\/p>\n<p data-uw-rm-heading=\"prs\">Oakland County Homeowners Could Qualify for a Home Improvement Loan<\/p>\n<p>Qualified homeowners may receive interest-free loans of up to $23,000 to make needed home repairs, including barrier free access and energy saving upgrades.<\/p>\n<p class=\"oc-reg-button\"><a href=\"https:\/\/www.oakgov.com\/home\/showpublisheddocument\/28607\/638943991773670000\" target=\"_blank\" rel=\"noopener nofollow\" data-uw-rm-brl=\"PR\" data-uw-original-href=\"https:\/\/www.oakgov.com\/home\/showpublisheddocument\/28607\/638943991773670000\" aria-label=\"Apply Now - open in a new tab\" data-uw-rm-ext-link=\"\" data-uw-original->Apply Now<\/a><\/p>\n<p>The Home Improvement Program is not an emergency repair program.<\/p>\n<p>Oakland County is no longer accepting Home Improvement applications for the City of Pontiac as of 02\/01\/2025. Please contact the City of Pontiac at (248) 758-3000.<\/p>\n<p>There are no monthly payments and the total loan is due and payable only when you no longer live in your home.<\/p>\n<p>Oakland County staff is with you all the way from helping you apply for the loan to overseeing all repair work and paying pre-screened contractors.<\/p>\n<p>To qualify, you must meet income limits<\/p>\n<p>Own and live in your own home in Oakland County (the City of Lake Angelus, Novi Township, Pontiac, Southfield Township, Waterford Township and Village of Bingham Farms do not participate in the program).<br \/>\nMeet gross household income limits set by the federal government <a href=\"https:\/\/www.oakgov.com\/home\/showpublisheddocument\/27317\/638842003022700000\" target=\"_blank\" rel=\"noopener nofollow\" data-uw-rm-brl=\"PR\" data-uw-original-href=\"https:\/\/www.oakgov.com\/home\/showpublisheddocument\/27317\/638842003022700000\" aria-label=\"Income Limits (update annually in July for the year). - open in a new tab\" data-uw-rm-ext-link=\"\" data-uw-original->Income Limits (update annually in July for the year).<\/a><\/p>\n<p><a href=\"https:\/\/www.highlandtwp.net\/\" rel=\"nofollow noopener\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-167418 size-full\" src=\"https:\/\/www.newsbeep.com\/us-ca\/wp-content\/uploads\/2026\/03\/Highland-Township-Artwork-2-1.png\" alt=\"\" width=\"862\" height=\"216\"  \/><\/a><\/p>\n<p>Repairs must result in the home being \u201cdecent, safe and sanitary.\u201d Based on home improvement needs, financial situation and availability of funds at the time of application, eligible improvements may include:<\/p>\n<p>Have needed improvements that are eligible under the program<br \/>\nBarrier-free access<br \/>\nBasement waterproofing<br \/>\nBathroom<br \/>\nChimney<br \/>\nDoor<br \/>\nElectrical system<br \/>\nHeating system<br \/>\nInsulation<br \/>\nKitchen<br \/>\nPlumbing<br \/>\nPorch<br \/>\nRoof<br \/>\nSeptic system<br \/>\nSiding<br \/>\nStructural defect<br \/>\nWater and sewer line<br \/>\nWell<br \/>\nWindow<\/p>\n<p class=\"oc-reg-button\"><a href=\"https:\/\/www.oakgov.com\/home\/showpublisheddocument\/28607\/638943991773670000\" target=\"_blank\" rel=\"noopener nofollow\" data-uw-rm-brl=\"PR\" data-uw-original-href=\"https:\/\/www.oakgov.com\/home\/showpublisheddocument\/28607\/638943991773670000\" aria-label=\"Home Improvement Loan Application - open in a new tab\" data-uw-rm-ext-link=\"\" data-uw-original->Home Improvement Loan Application<\/a><\/p>\n<p>More info: <a href=\"https:\/\/www.oakgov.com\/community\/neighborhood-housing-development\/help-with-housing\/home-improvement-program\" rel=\"nofollow noopener\" target=\"_blank\">https:\/\/www.oakgov.com\/community\/neighborhood-housing-development\/help-with-housing\/home-improvement-program<\/a><\/p>\n<p><a href=\"http:\/\/www.joinsimpliHOM.com\" rel=\"nofollow noopener\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-161656 size-full\" src=\"https:\/\/www.newsbeep.com\/us-ca\/wp-content\/uploads\/2025\/10\/simpliHOM_agent-ad_03.jpg\" alt=\"\" width=\"864\" height=\"216\"  \/><\/a><a href=\"https:\/\/orionontv.org\/events\/\" rel=\"nofollow noopener\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-157925\" src=\"https:\/\/www.newsbeep.com\/us-ca\/wp-content\/uploads\/2025\/10\/ontv-ad.jpg\" alt=\"\" width=\"864\" height=\"216\"  \/><\/a><a href=\"https:\/\/www.hask12.org\/prospective-families\/enrollment\/\" rel=\"nofollow noopener\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-167573\" src=\"https:\/\/www.newsbeep.com\/us-ca\/wp-content\/uploads\/2026\/04\/26HollyOP_864x216.jpg\" alt=\"\" width=\"864\" height=\"216\"  \/><\/a><a href=\"https:\/\/downtownferndale.com\/publicart\/#\/events\/\" rel=\"nofollow noopener\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-166817 size-full\" src=\"https:\/\/www.newsbeep.com\/us-ca\/wp-content\/uploads\/2026\/02\/Ferndale-DDA-Art-March_04.jpg\" alt=\"\" width=\"1152\" height=\"288\"  \/><\/a><\/p>\n<p><a href=\"https:\/\/oaklandcounty115.com\/2026\/04\/26\/oakland-county-homeowners-could-qualify-for-a-home-improvement-loan\/?print=pdf\" class=\"pdfprnt-button pdfprnt-button-pdf\" target=\"_blank\" rel=\"nofollow noopener\"><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/us-ca\/wp-content\/uploads\/2025\/10\/pdf.png\" alt=\"image_pdf\" title=\"View PDF\"\/>Save this post to PDF<\/a><a href=\"https:\/\/oaklandcounty115.com\/2026\/04\/26\/oakland-county-homeowners-could-qualify-for-a-home-improvement-loan\/?print=print\" class=\"pdfprnt-button pdfprnt-button-print\" target=\"_blank\" rel=\"nofollow noopener\"><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/us-ca\/wp-content\/uploads\/2025\/10\/print.png\" alt=\"image_print\" title=\"Print Content\"\/>Print this post<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Oakland County Homeowners Could Qualify for a Home Improvement Loan Qualified homeowners may receive interest-free loans of up&hellip;\n","protected":false},"author":2,"featured_media":287310,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34],"tags":[143,145,144],"class_list":["post-287309","post","type-post","status-publish","format-standard","has-post-thumbnail","category-oakland","tag-oakland","tag-oakland-headlines","tag-oakland-news"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts\/287309","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/comments?post=287309"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts\/287309\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/media\/287310"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/media?parent=287309"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/categories?post=287309"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/tags?post=287309"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}