{"id":317882,"date":"2026-05-15T22:18:06","date_gmt":"2026-05-15T22:18:06","guid":{"rendered":"https:\/\/www.newsbeep.com\/us-ca\/317882\/"},"modified":"2026-05-15T22:18:06","modified_gmt":"2026-05-15T22:18:06","slug":"fresno-ranks-no-10-for-small-business-bankruptcies-with-caveats","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us-ca\/317882\/","title":{"rendered":"Fresno ranks No. 10 for small business bankruptcies, with caveats"},"content":{"rendered":"\n<p>\t\t\t\t\t\t<img width=\"1140\" height=\"470\" src=\"https:\/\/www.newsbeep.com\/us-ca\/wp-content\/uploads\/2026\/05\/fresno-bankruptcy-business-graveyard.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"graveyard with a fresno monument sign\" decoding=\"async\" fetchpriority=\"high\"  \/>\t\t\t\t\t\t<\/p>\n<p class=\"attach_desc\">Not exactly the welcome mat local business owners had in mind. A new study ranks Fresno among the nation&#8217;s worst metros for small business bankruptcies. Photo illustration by Israel Meave<\/p>\n<p>\t\t\t\t\t\tpublished on May 15, 2026 &#8211; 2:41 PM<br \/>Written by <a href=\"https:\/\/thebusinessjournal.com\/byline\/frank-lopez\/\" rel=\"tag nofollow noopener\" target=\"_blank\">Frank Lopez<\/a><\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Fresno has landed in the top 10 nationally for small business bankruptcies, ranking No. 10 among the 100 largest U.S. metropolitan areas in a new study \u2014 a sign, one local expert says, of broader economic pressures but not necessarily cause for alarm.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">According to <a href=\"https:\/\/samslist.com\/blog\/bankruptcy-capitals-of-america\" target=\"_blank\" rel=\"noopener nofollow\">Sam\u2019s List, an online directory for finding vetted financial professionals<\/a>, the study ranks Fresno 10th nationally with 3.05 filings per 1,000 businesses. Of the Fresno metro area\u2019s 17,060 small businesses, 52 filed for bankruptcy during the study period.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">The study finds the Central Valley is carrying most of California\u2019s closure pressure, with Bakersfield ranking third nationally at 4.05 filings per 1,000 small businesses. Riverside-San Bernardino-Ontario ranked fifth at 3.36, making three of the country\u2019s 10 worst metros in inland California.<\/p>\n<p>Tracking court filings<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">The study used data from the U.S. Courts bankruptcy filings by county report and the U.S. Census Bureau\u2019s Statistics of U.S. Businesses. For each of the 100 largest U.S. metropolitan areas, Sam\u2019s List calculated Chapter 7 small business bankruptcy filings per 1,000 small businesses \u2014 defined as businesses with fewer than 500 employees \u2014 over the 12 months ending March 31, 2025.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Chapter 7 bankruptcy, referred to as liquidation bankruptcy, involves appointing a trustee to sell all business assets, pay creditors and shut down all operations.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">The top-ranked metro was Dallas-Fort Worth-Arlington, Texas, where 638 filings were recorded among 144,436 small businesses \u2014 a rate of 4.42 per 1,000, more than double the national median of 1.85.<\/p>\n<p>Numbers don\u2019t tell whole story<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Rich Mostert, executive director of the V<a href=\"https:\/\/valleycommunitysbdc.com\/\" target=\"_blank\" rel=\"noopener nofollow\">alley Community Small Business Development Center,<\/a> said the numbers should be kept in perspective.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Bankruptcies are not necessarily indicative of the strength or quality of a local business community, he said. Not all bankruptcies are the same \u2014 they can be a useful tool to restructure debt and establish a payment plan.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Mostert said businesses are emerging from a period when financing was readily available and, in some cases, overutilized. They are also contending with tight margins, inflation and rising fuel costs.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">In the big picture, 3.05 businesses out of 1,000 could be a \u201cblip on the radar,\u201d he said.<\/p>\n<p>Increased small biz interest<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Mostert added that the SBDC is not seeing a shortage of interest in starting and growing small businesses \u2014 in fact, it is seeing an increase in demand for its services.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">\u201cIn your natural growth you\u2019re going to have business failures,\u201d Mostert said. \u201cSome go out of business because of issues, some go out because they don\u2019t want to be in business anymore. Some go out because they are outdated and [don\u2019t] stay with the times. There are lots of reasons for these things and you have to look at the big picture to make an educated guess as to whether it\u2019s a good thing, bad thing, or neutral.\u201d<\/p>\n<p>\t\t\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"Not exactly the welcome mat local business owners had in mind. A new study ranks Fresno among the&hellip;\n","protected":false},"author":2,"featured_media":317883,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[31],"tags":[512,112,114,113,4823,132855],"class_list":["post-317882","post","type-post","status-publish","format-standard","has-post-thumbnail","category-fresno","tag-central-valley","tag-fresno","tag-fresno-headlines","tag-fresno-news","tag-small-business","tag-small-business-bankruptcies"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts\/317882","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/comments?post=317882"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts\/317882\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/media\/317883"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/media?parent=317882"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/categories?post=317882"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/tags?post=317882"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}