{"id":354569,"date":"2026-06-10T12:07:10","date_gmt":"2026-06-10T12:07:10","guid":{"rendered":"https:\/\/www.newsbeep.com\/us-ca\/354569\/"},"modified":"2026-06-10T12:07:10","modified_gmt":"2026-06-10T12:07:10","slug":"top-insurance-candidate-in-california-seeks-radical-overhaul","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us-ca\/354569\/","title":{"rendered":"Top insurance candidate in California seeks \u2018radical\u2019 overhaul"},"content":{"rendered":"<p>The leading candidate running for California insurance commissioner would seek to replace a significant share of private wildfire insurance with a new, state-run entity.<\/p>\n<p>Democrat Jane Kim, a San Francisco civil rights lawyer endorsed by Sen. Bernie Sanders (I-Vt.), has proposed a public insurance program that would cover wildfire damage for all California homes. Modeled on government-backed insurance entities in Europe and New Zealand, the program is needed as private insurers retrench from the state after a series of devastating wildfires, Kim said.<\/p>\n<p>\u201cIf the market can\u2019t fix it, then government should,\u201d Kim said in an interview. \u201cI don\u2019t think that tinkering with the system is going to make [insurance] affordable and available.\u201d<\/p>\n<p>The California Legislature would need to approve Kim\u2019s program.<\/p>\n","protected":false},"excerpt":{"rendered":"The leading candidate running for California insurance commissioner would seek to replace a significant share of private wildfire&hellip;\n","protected":false},"author":2,"featured_media":354570,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[7,9,8],"class_list":["post-354569","post","type-post","status-publish","format-standard","has-post-thumbnail","category-california","tag-california","tag-california-headlines","tag-california-news"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts\/354569","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/comments?post=354569"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts\/354569\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/media\/354570"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/media?parent=354569"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/categories?post=354569"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/tags?post=354569"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}