{"id":388879,"date":"2026-07-07T05:41:08","date_gmt":"2026-07-07T05:41:08","guid":{"rendered":"https:\/\/www.newsbeep.com\/us-ca\/388879\/"},"modified":"2026-07-07T05:41:08","modified_gmt":"2026-07-07T05:41:08","slug":"makayla-ciminelli-is-creating-opportunities-for-sacramentos-small-businesses","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us-ca\/388879\/","title":{"rendered":"Makayla Ciminelli Is Creating Opportunities for Sacramento\u2019s Small Businesses"},"content":{"rendered":"<p>  Makayla Ciminelli<\/p>\n<p>\n  Senior Vice President and Deputy Chief Credit Officer,<br \/>\n  Five Star Bank\n<\/p>\n<p><a href=\"https:\/\/online.fliphtml5.com\/yzguw\/0726_Digital-Edition\/#p=31\" rel=\"nofollow noopener\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/us-ca\/wp-content\/uploads\/2026\/07\/0726_cover_thumbnail.png\" height=\"267\" width=\"200\"\/><\/a><\/p>\n<p align=\"center\" style=\"font-size:14.5px\">This story is part of our July 2026 Young Professionals issue. To read the print version, <a href=\"https:\/\/online.fliphtml5.com\/yzguw\/0726_Digital-Edition\/#p=31\" rel=\"nofollow noopener\" target=\"_blank\">click here.<\/a><\/p>\n<p>&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\nMakayla Ciminelli has always been ambitious. As the<br \/>\n  youngest of five siblings growing up in Fresno, she was an<br \/>\n  achiever at an early age. \u201cI was a perfectionist from<br \/>\n  kindergarten,\u201d she says. \u201cMy parents used to joke that they had<br \/>\n  to worry about all my other siblings, but I was the one who would<br \/>\n  check my own grades. I wanted to make sure that I had straight<br \/>\n  A\u2019s. I would never want to be in trouble.\u201d\n<\/p>\n<p>\n  Ciminelli, 31, pushed herself through school, working toward a<br \/>\n  goal to secure scholarships because she knew she\u2019d have to pay<br \/>\n  for her college education. She worked the 4 a.m. shift as a<br \/>\n  barista at Peet\u2019s Coffee while taking a full course load. Her<br \/>\n  first big challenge was when she almost lost a scholarship due to<br \/>\n  a typo but fought to successfully get it back.\n<\/p>\n<p>\n  She graduated from the University of the Pacific with a major in<br \/>\n  international relations and a minor in economics. As part of her<br \/>\n  international studies, she was required to live abroad for four<br \/>\n  months, so she shared an apartment with five young women in<br \/>\n  Stirling, Scotland. She was one of two Americans, with one each<br \/>\n  from Germany, France, Switzerland and Scotland. \u201cIt was really<br \/>\n  fun, the amount of different things we learned about each other,\u201d<br \/>\n  she says.\n<\/p>\n<p>\n  She planned on a career in nonprofits until, during her job<br \/>\n  search, UOP professor Dr. Sharmila King told her Five Star Bank<br \/>\n  in Sacramento was recruiting college graduates. She went through<br \/>\n  a thorough vetting process in the management trainee program,<br \/>\n  which included an interview with CEO James Beckwith. \u201cI thought<br \/>\n  it was really amazing that a CEO was willing to sit down with<br \/>\n  someone who was just looking for their entry-level job out of<br \/>\n  college,\u201d she says.\n<\/p>\n<p>\n    \u201cWhat makes America great is that we really are a country of<br \/>\n    different cultures, immigrants, people who have different<br \/>\n    languages, different belief systems, connecting back to<br \/>\n    everything I enjoy about learning and really wanting the desire<br \/>\n    to understand different perspectives and where people come<br \/>\n    from.\u201d\n  <\/p>\n<p>\n  Ciminelli started as a credit analyst in the credit department<br \/>\n  and quickly rose through the ranks through hard work. \u201cI was<br \/>\n  always the person who when they needed something done, they<br \/>\n  wanted somebody to work extra hours, take on an additional<br \/>\n  project, really be the boots on the ground for something. I<br \/>\n  volunteered,\u201d she says.\n<\/p>\n<p>\n  For example, when the bank needed someone to scan thousands of<br \/>\n  documents to convert them into a new cloud system, Ciminelli<br \/>\n  volunteered. She credits her parents for that mindset, saying<br \/>\n  they didn\u2019t have much, but they taught her to work hard.\n<\/p>\n<p>\n  While at Five Star Bank, Ciminelli developed her skills with<br \/>\n  banking courses at Pacific Coast Banking School at the University<br \/>\n  of Washington. She now supervises a staff of 34. When the<br \/>\n  pandemic hit, she was chosen to head up the Paycheck Protection<br \/>\n  Program loans. She worked 15- to 20-hour days sometimes to make<br \/>\n  sure Five Star Bank\u2019s small businesses got the financial help<br \/>\n  they needed. Her hard work in getting 1,500 PPP loans approved<br \/>\n  was recognized.\n<\/p>\n<p>\n  \u201cIt was a ton of work. I did not sleep. I probably averaged<br \/>\n  during that time period maybe two or three hours of sleep. They<br \/>\n  were long days, 20-hour days of just getting the funds out. But I<br \/>\n  was in it, and I really valued the experience, because you could<br \/>\n  see the direct impact,\u201d she says.\n<\/p>\n<p>\n  Ciminelli credits her mentor, the bank\u2019s Senior Vice President<br \/>\n  and Chief Credit Officer Jim Dalton for sharing his expertise<br \/>\n  with her. \u201cHe invited me to the table so I could be part of key<br \/>\n  discussions and contribute to leadership decisions, and gave me<br \/>\n  the opportunity to learn directly from him, which has been<br \/>\n  invaluable,\u201d she says.\n<\/p>\n<p>\n  But after nine years of her \u201cnose to the grindstone\u201d and becoming<br \/>\n  an expert on credit, Ciminelli says she wants to start giving<br \/>\n  back more to her community. \u201cProfessional growth is more than<br \/>\n  just where you move in your career, right? Professional growth<br \/>\n  includes and is holistic of how you\u2019re involved in the community,<br \/>\n  so I want that to continue,\u201d she says.\n<\/p>\n<p>\n  Ciminelli is an advocate with the CASA program for foster youth,<br \/>\n  a member of the Junior Achievement and is a member of the<br \/>\n  Sacramento Metro Chamber\u2019s leadership program. She\u2019s also helped<br \/>\n  with the International Rescue Committee by teaching new<br \/>\n  immigrants business skills, such as learning Excel and navigating<br \/>\n  job sites.\n<\/p>\n<p>\n  Ciminelli and her husband, Andrew, a woodworker whom she met at<br \/>\n  UOP, love the outdoors and enjoy hiking, paddleboarding and<br \/>\n  kayaking. They have two dogs, Nugget, a beagle-retriever mix, and<br \/>\n  Butter, a Shiba Inu. \u201cI definitely need to be outside to<br \/>\n  recharge.\u201d\n<\/p>\n<p>\n  As for her thoughts on America\u2019s 250th birthday: \u201cWhat makes<br \/>\n  America great is that we really are a country of different<br \/>\n  cultures, immigrants, people who have different languages,<br \/>\n  different belief systems, connecting back to everything I enjoy<br \/>\n  about learning and really wanting the desire to understand<br \/>\n  different perspectives and where people come from.\u201d\n<\/p>\n<p>\n  \u2013\n<\/p>\n<p>\n  View the\u00a0<a href=\"https:\/\/www.comstocksmag.com\/featured-post\/comstocks-young-professionals\" rel=\"nofollow noopener\" target=\"_blank\">list of<br \/>\n  honorees<\/a>\u00a0from 2015 through 2026.\n<\/p>\n<p>\n  Get all the stories in our annual salute to women in<br \/>\n  leadership delivered to your inbox: <a href=\"https:\/\/www.comstocksmag.com\/newsletter\" rel=\"nofollow noopener\" target=\"_blank\">Subscribe to the Comstock\u2019s newsletter<br \/>\n  today.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Makayla Ciminelli Senior Vice President and Deputy Chief Credit Officer, Five Star Bank This story is part of&hellip;\n","protected":false},"author":2,"featured_media":388880,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[32],"tags":[121,123,122],"class_list":["post-388879","post","type-post","status-publish","format-standard","has-post-thumbnail","category-sacramento","tag-sacramento","tag-sacramento-headlines","tag-sacramento-news"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts\/388879","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/comments?post=388879"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts\/388879\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/media\/388880"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/media?parent=388879"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/categories?post=388879"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/tags?post=388879"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}