{"id":448449,"date":"2026-08-31T00:44:15","date_gmt":"2026-08-31T00:44:15","guid":{"rendered":"https:\/\/www.newsbeep.com\/us-ca\/448449\/"},"modified":"2026-08-31T00:44:15","modified_gmt":"2026-08-31T00:44:15","slug":"watching-your-wallet-using-ai-to-help-you-save-money-and-budget","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us-ca\/448449\/","title":{"rendered":"Watching Your Wallet: Using AI to help you save money and budget"},"content":{"rendered":"<p class=\"EkqkG IGXmU nlgHS yuUao MvWXB TjIXL aGjvy ebVHC \">FRESNO, Calif. (KFSN) &#8212; Leveraging artificial intelligence to save money goes beyond hunting for bargains.<\/p>\n<p class=\"EkqkG IGXmU nlgHS yuUao lqtkC TjIXL aGjvy \">&#8220;Find out what stores are holding sales in your neighborhood, for example,&#8221; says Stephen Perrine with AARP.<\/p>\n<p class=\"EkqkG IGXmU nlgHS yuUao lqtkC TjIXL aGjvy \">As part of AARP&#8217;s 99 Ways to Save, Perrine suggests using AI to automate your budget, track current expenses and even lower your bills.<\/p>\n<p class=\"EkqkG IGXmU nlgHS yuUao lqtkC TjIXL aGjvy \">&#8220;We&#8217;re all fighting all the time with insurance companies, credit card companies, banks, utilities, video streamers,&#8221; Perrine said. &#8220;All the time, there&#8217;s some new late fee or surcharge or what have you showing up on your bill.&#8221;<\/p>\n<p class=\"EkqkG IGXmU nlgHS yuUao lqtkC TjIXL aGjvy \">You can prompt AI to help you with a customer service call to reduce costs or get your money back.<\/p>\n<p class=\"EkqkG IGXmU nlgHS yuUao lqtkC TjIXL aGjvy \">&#8220;Write in exactly the challenge that you&#8217;re facing and why you think you should get those fees refunded, and let it create for you a script that you can then use when you talk to customer service,&#8221; Perrine said. &#8220;Now you&#8217;ve got talking points that make sure that you hit everything that&#8217;s salient and makes you feel like you&#8217;ve got a little digital coach over your shoulder.&#8221;<\/p>\n<p class=\"EkqkG IGXmU nlgHS yuUao lqtkC TjIXL aGjvy \">Perrine says he and his family use AI to avoid food waste and multiple trips to the store.<\/p>\n<p class=\"EkqkG IGXmU nlgHS yuUao lqtkC TjIXL aGjvy \">&#8220;We call it like pantry clean-out day, where we just take all the groceries that are sitting in our pantry, put them out on the table, take a photo and ask AI to come up with some recipes using what we&#8217;ve already got,&#8221; he said.<\/p>\n<p class=\"EkqkG IGXmU nlgHS yuUao lqtkC TjIXL aGjvy \">It&#8217;s important to note that you don&#8217;t want to share any sensitive personal information, such as Social Security numbers, when prompting AI tools.<\/p>\n<p class=\"EkqkG IGXmU nlgHS yuUao lqtkC TjIXL aGjvy \">For news updates, follow Vanessa Vasconcelos on <a class=\"zZygg UbGlr iFzkS qdXbA WCDhQ DbOXS tqUtK GpWVU iJYzE \" data-testid=\"prism-linkbase\" href=\"https:\/\/www.facebook.com\/VanessaABC30\" rel=\"nofollow noopener\" target=\"_blank\">Facebook<\/a>, <a class=\"zZygg UbGlr iFzkS qdXbA WCDhQ DbOXS tqUtK GpWVU iJYzE \" data-testid=\"prism-linkbase\" href=\"https:\/\/twitter.com\/VanessaABC30\" rel=\"nofollow noopener\" target=\"_blank\">X<\/a> and <a class=\"zZygg UbGlr iFzkS qdXbA WCDhQ DbOXS tqUtK GpWVU iJYzE \" data-testid=\"prism-linkbase\" href=\"https:\/\/www.instagram.com\/vanessaabc30\/?hl=en\" rel=\"nofollow noopener\" target=\"_blank\">Instagram<\/a>.<\/p>\n<p>Copyright \u00a9 2026 KFSN-TV. All Rights Reserved.<\/p>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><script async src=\"\/\/www.instagram.com\/embed.js\"><\/script><\/p>\n","protected":false},"excerpt":{"rendered":"FRESNO, Calif. (KFSN) &#8212; Leveraging artificial intelligence to save money goes beyond hunting for bargains. &#8220;Find out what&hellip;\n","protected":false},"author":2,"featured_media":448450,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[31],"tags":[177557,41116,2080,44645,112,114,113,294,3644],"class_list":["post-448449","post","type-post","status-publish","format-standard","has-post-thumbnail","category-fresno","tag-177557","tag-aarp","tag-artificial-intelligence","tag-budgeting","tag-fresno","tag-fresno-headlines","tag-fresno-news","tag-timely","tag-watching-your-wallet"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts\/448449","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/comments?post=448449"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts\/448449\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/media\/448450"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/media?parent=448449"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/categories?post=448449"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/tags?post=448449"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}