{"id":455837,"date":"2026-09-07T00:46:12","date_gmt":"2026-09-07T00:46:12","guid":{"rendered":"https:\/\/www.newsbeep.com\/us-ca\/455837\/"},"modified":"2026-09-07T00:46:12","modified_gmt":"2026-09-07T00:46:12","slug":"california-seniors-face-losing-homes-after-hoa-bills-every-owner-26000-for-emergency-roof-work","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us-ca\/455837\/","title":{"rendered":"California seniors face losing homes after HOA bills every owner $26,000 for &#8217;emergency&#8217; roof work"},"content":{"rendered":"<p class=\"mb-4 text-lg md:leading-8 break-words\">Residents at a Southern California condo complex say their HOA&#8217;s decision to treat roof work as an emergency left them facing a sudden $26,000 bill.\u00a0<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">They argue that the charge is financially devastating, particularly in a community where many homeowners are seniors. The residents do not believe their homeowners association should require a mandatory five-figure charge.<\/p>\n<p>Here&#8217;s what to know<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">The dispute centers on Vilamoura, a 198-unit complex in San Clemente, according to <a data-ylk=\"slk:ABC7;elm:context_link;itc:0;sec:content-canvas;\" data-yga=\"{&quot;yLinkElement&quot;:&quot;link&quot;,&quot;yLinkElementType&quot;:&quot;article_link&quot;}\" href=\"https:\/\/abc7.com\/post\/san-clemente-condo-owners-stunned-sudden-26000-hoa-fee-emergency-roof-assessment\/19754573\/\" rel=\"noopener noreferrer nofollow\" target=\"_blank\">ABC7<\/a>.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">A <a data-ylk=\"slk:GoFundMe;elm:context_link;itc:0;sec:content-canvas;\" data-yga=\"{&quot;yLinkElement&quot;:&quot;link&quot;,&quot;yLinkElementType&quot;:&quot;article_link&quot;}\" href=\"https:\/\/www.gofundme.com\/f\/Help-homeowners-against-special-assessment-avoid-foreclosure?attribution_id=sl:9bcfa572-447f-4f0c-abe0-e6a0c265d12d&amp;lang=en_US&amp;ts=1788046683&amp;utm_campaign=fp_sharesheet&amp;utm_content=amp30-treatment-1&amp;utm_medium=customer&amp;utm_source=qr_code\" rel=\"noopener noreferrer nofollow\" target=\"_blank\">GoFundMe<\/a> organized by residents says about 60% of homeowners are seniors.\u00a0<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Residents Beverly Albright and Megan Blanda said the HOA advised people who could not pay to borrow money, use savings, or tap into home equity.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">&#8220;I feel like that&#8217;s just unacceptable,&#8221; Blanda told ABC7.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Several residents also said they were warned that failing to pay could result in liens. Albright, who is 81, told ABC7 she may leave no choice but to sell since her options are limited as a retired single homeowner.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">The HOA board said it could not speak about the situation because it was related to an ongoing legal matter.<\/p>\n<p>More background<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">The legal fight depends on whether the roof project qualifies as an emergency. Residents said they were not aware of leaks and believed that only the underlayment, and not the roof tiles, needed to be replaced.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">California law requires owner approval before an HOA can impose a special assessment that is over 5% of its annual budgeted expenses, <a data-ylk=\"slk:The Mary Sue;elm:context_link;itc:0;sec:content-canvas;\" data-yga=\"{&quot;yLinkElement&quot;:&quot;link&quot;,&quot;yLinkElementType&quot;:&quot;article_link&quot;}\" href=\"https:\/\/www.themarysue.com\/an-81-year-old-california-homeowner-could-lose-her-home-over-a-26000-hoa-bill-for-roofs-but-residents-say-theres-no-leak-to-justify-it\/\" rel=\"noopener noreferrer nofollow\" target=\"_blank\">The Mary Sue<\/a> reported.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">&#8220;Clearly, it was not an emergency; it&#8217;s a deferred maintenance,&#8221; resident Noah Martin told ABC7. &#8220;And so, then we as members should have a vote on how we want to take care of the roofs.&#8221;<\/p>\n<p>Where can I learn more?<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">This is one example of a wider conflict between homeowners and HOA boards over expensive projects and rules that affect what people can do with their properties. Similar fights have broken out over solar panels and native landscaping, with real consequences for household budgets and homeowners&#8217; control over their own homes.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">\u2022 Across the U.S., HOA rules still <a data-ylk=\"slk:keep some homeowners from installing;elm:context_link;itc:0;sec:content-canvas;\" data-yga=\"{&quot;yLinkElement&quot;:&quot;link&quot;,&quot;yLinkElementType&quot;:&quot;article_link&quot;}\" href=\"https:\/\/learn.thecooldown.com\/green-home\/solar-panels-for-homes-hoas\/\" rel=\"noopener noreferrer nofollow\" target=\"_blank\">keep some homeowners from installing<\/a> rooftop solar despite promised savings.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">\u2022 Homeowners have <a data-ylk=\"slk:pushed back against HOA bans;elm:context_link;itc:0;sec:content-canvas;\" data-yga=\"{&quot;yLinkElement&quot;:&quot;link&quot;,&quot;yLinkElementType&quot;:&quot;article_link&quot;}\" href=\"https:\/\/learn.thecooldown.com\/green-home\/hoas-native-plants-ban-homeowners-associations\/\" rel=\"noopener noreferrer nofollow\" target=\"_blank\">pushed back against HOA bans<\/a> on native plants that lower water costs.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">\u2022 Some homeowners say <a data-ylk=\"slk:ditching HOAs;elm:context_link;itc:0;sec:content-canvas;\" data-yga=\"{&quot;yLinkElement&quot;:&quot;link&quot;,&quot;yLinkElementType&quot;:&quot;article_link&quot;}\" href=\"https:\/\/learn.thecooldown.com\/green-home\/lawn-mowing-save-energy-homeowner\/\" rel=\"noopener noreferrer nofollow\" target=\"_blank\">ditching HOAs<\/a> is the simplest escape from expensive rules.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">These stories point to the same underlying issue, that HOA decisions can have immediate, tangible effects on household finances.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Get TCD&#8217;s <a data-ylk=\"slk:free newsletters;elm:context_link;itc:0;sec:content-canvas;\" data-yga=\"{&quot;yLinkElement&quot;:&quot;link&quot;,&quot;yLinkElementType&quot;:&quot;article_link&quot;}\" href=\"https:\/\/www.thecooldown.com\/newsletter\/?utm_source=reccr1r1a2sGWfAMc\" rel=\"noopener noreferrer nofollow\" target=\"_blank\">free newsletters<\/a> for easy tips, smart advice, and a chance to earn $5,000 toward home upgrades. To see more stories like this one, change your Google preferences <a data-ylk=\"slk:here;elm:context_link;itc:0;sec:content-canvas;\" data-yga=\"{&quot;yLinkElement&quot;:&quot;link&quot;,&quot;yLinkElementType&quot;:&quot;article_link&quot;}\" href=\"https:\/\/links.thecooldown.com\/follow\" rel=\"noopener noreferrer nofollow\" target=\"_blank\">here<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"Residents at a Southern California condo complex say their HOA&#8217;s decision to treat roof work as an emergency&hellip;\n","protected":false},"author":2,"featured_media":455838,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[49743,7,9,8,55908],"class_list":["post-455837","post","type-post","status-publish","format-standard","has-post-thumbnail","category-california","tag-abc7","tag-california","tag-california-headlines","tag-california-news","tag-hoa"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts\/455837","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/comments?post=455837"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts\/455837\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/media\/455838"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/media?parent=455837"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/categories?post=455837"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/tags?post=455837"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}