{"id":458287,"date":"2026-09-09T14:34:18","date_gmt":"2026-09-09T14:34:18","guid":{"rendered":"https:\/\/www.newsbeep.com\/us-ca\/458287\/"},"modified":"2026-09-09T14:34:18","modified_gmt":"2026-09-09T14:34:18","slug":"medi-cal-wont-pay-for-assisted-living-in-most-of-california-one-brother-fought-back","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us-ca\/458287\/","title":{"rendered":"Medi-Cal Won\u2019t Pay for Assisted Living in Most of California. One Brother Fought Back"},"content":{"rendered":"<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">Welcome to CalMatters, the only nonprofit newsroom devoted solely to covering issues that affect all Californians. Sign up for\u00a0<a to=\"https:\/\/calmatters.org\/subscribe-to-calmatters\/whatmatters\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/calmatters.org\/subscribe-to-calmatters\/whatmatters\">WhatMatters<\/a>\u00a0to receive the latest news and commentary on the most important issues in the Golden State.<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">Last summer, siblings Roselie and John Aiello decided it was time for Roselie to leave her home of 73 years.\u00a0<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">Raised on a cattle ranch in the small town of Mount Shasta, Roselie spent her life working as a butcher and handling animals, assisting her father until his death. When her three brothers moved away, she stayed at home on the ranch, with its winding dirt roads and green pastures. But over the years, the hard manual labor left her bones weak and her back curved, slowing her pace.\u00a0<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">John moved back to the ranch in far <a href=\"https:\/\/www.kqed.org\/news\/tag\/northern-california\" rel=\"nofollow noopener\" target=\"_blank\">Northern California<\/a> to take care of Roselie, who needed some assistance with showering and getting dressed. But these tasks began to weigh on John as he balanced his career as a writer with tending to the land, which was getting more difficult for Roselie to navigate.<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">The two siblings made a decision: Roselie, who qualified for Medicaid, would move into assisted living. John would find an appropriate place for her to live and receive care.<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">But when John tried to apply for assisted living benefits on his sister\u2019s behalf, he found that Medi-Cal \u2014 California\u2019s version of Medicaid \u2014 does not offer a waiver to pay for assisted living care in Siskiyou County, nor does it in 42 others across the state. Only\u00a0<a to=\"https:\/\/www.dhcs.ca.gov\/services\/long-term-care-alternatives-home-and-community-based-service-options\/assisted-living-waiver\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/www.dhcs.ca.gov\/services\/long-term-care-alternatives-home-and-community-based-service-options\/assisted-living-waiver\/\">15 California counties<\/a>, most of them urban, offer this option.<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">This has created geographic disparity that gives aging adults in urban areas more options for care than those in rural areas, pushing Northern California seniors like Roselie Aiello into nursing homes or out of their communities, not because they need that level of care, but because they can\u2019t afford to pay out of pocket for assisted living.\u00a0<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">\u201cYou\u2019re wasting money by dumping somebody like my sister in a skilled nursing facility and lessening her quality of life and her chance at doing better,\u201d John said. \u201cBy doing this, it makes no fundamental sense.\u201d<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/us-ca\/wp-content\/uploads\/2026\/09\/CMHealthCare2.jpg\" alt=\"\" class=\"wp-image-12098658\"\/>Roselie Aiello at Sundial Assisted Living in Shasta County on March 25, 2026. <\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/us-ca\/wp-content\/uploads\/2026\/09\/CMHealthCare3.jpg\" alt=\"\" class=\"wp-image-12098659\"\/>Roselie Aiello at Sundial Assisted Living in Shasta County on March 25, 2026.<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">In the coming decade, many more Californians may face the same predicament, given that one in four will be older than 60. As the state prepares for this explosion in the older adult population, it is prioritizing the ability to age in community-based settings like homes or assisted living facilities.\u00a0<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">But availability of assisted living options varies county to county and is based on decisions by the various managed care providers contracted to deliver healthcare to the state\u2019s lowest-income residents.<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">\u201cThere\u2019s not a lot of options to begin with in rural counties. You take (the assisted living waiver) off a table, which already has a history of a long waiting list, and the options are pretty bleak,\u201d said Maura Gibney, executive director of California Advocates for Nursing Home Reform.<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">Partnership HealthPlan, which Roselie Aiello is enrolled in, contracts with the state to provide coverage to almost a million Californians on Medi-Cal, making it the largest Medi-Cal managed care plan in Northern California. It is the only Medi-Cal managed care plan available in a separate set of 15 California counties.\u00a0<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">Managed care providers are encouraged, but not required, to offer as many \u201c<a to=\"https:\/\/calaim.dhcs.ca.gov\/pages\/community-supports\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/calaim.dhcs.ca.gov\/pages\/community-supports\">community supports<\/a>\u201d as they can, Tessa Outhyse, a spokesperson for the California Department of Health Care Services, said in an email. CalAIM, the state\u2019s multiyear initiative to overhaul Medi-Cal, includes community supports such as assistance transitioning to an assisted living facility as well as transitional rent, caregiver respite and personal care services.<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">These services are intended to offer healthcare options to Medi-Cal members before their conditions escalate to needing more serious care, therefore saving money. Even when CalAIM\u2019s current waivers expire at the end of the year, the community supports benefits will continue through the managed care plans.\u00a0<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">When determining which supports to offer, managed care plans take into consideration provider availability and local capacity to offer care, Outhyse said. Partnership chose not to offer assisted living support based on financial factors and a lack of appropriate facilities in the rural areas where it provides care, said Dustin Lyda, spokesperson for the organization.\u00a0<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">Lyda said any change in what the organization offers would require proof that assisted living facilities would be safer and healthier for members than nursing homes. But he acknowledged that options are more limited for rural members.\u00a0<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">\u201cThere\u2019s definitely a lot more work that we need to do on our end to navigate the more rural areas,\u201d Lyda said.\u00a0<\/p>\n<p>\nHitting roadblocks\n<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">When John Aiello heard about assisted living benefits through Medi-Cal, he saw it as the perfect match for his sister\u2019s needs. He knew that he likely would have to move her out of Siskiyou County, where there was only one facility for Medi-Cal recipients, a nursing home.<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">Roselie had spent some time at an assisted living facility in neighboring Shasta County, which they saw as a better fit. But Partnership didn\u2019t offer assisted living as a community support in that county.\u00a0<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph\">Instead, the provider offered Roselie a waiver to go into assisted living in Sonoma County, which is about five hours from her home. The Aiellos turned that down, thinking it would not be good for Roselie.\u00a0<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph\">\u201cIf you remove her totally from a family contact, she would not be thriving right now. She needs to see family,\u201d John Aiello said. \u201cWhen there were resources available that fit her needs in Redding \u2014 that\u2019s the closest point to her home county \u2014 why do I need to move her to Oakland, to Los Angeles, to San Diego?\u201d<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph\">Over the course of nine months, John sent dozens of emails and spent hours on phone calls to get Partnership HealthPlan to cover Roselie\u2019s placement in assisted living. He had the support of her doctor and a spot for Roselie at the residence in Shasta County.\u00a0<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph\">The process was so intense and frustrating that it drove a wedge between him and his sister in their final months of living together.\u00a0<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph\">\u201cHe was doing all of this to help me,\u201d Roselie said. \u201cWhere was it going to end?\u201d<\/p>\n<p>\nEncouraged or required?\u00a0\n<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph\">Most people prefer community-based services over skilled nursing care, which is\u00a0<a to=\"https:\/\/heller.brandeis.edu\/community-living-policy\/research-policy\/publications\/pdfs\/briefs\/hcbs-improve-outcomes-and-reduce-costs.pdf\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/heller.brandeis.edu\/community-living-policy\/research-policy\/publications\/pdfs\/briefs\/hcbs-improve-outcomes-and-reduce-costs.pdf\">generally more expensive<\/a>. But nursing home beds are in short supply and should be reserved for those who truly need them, Gibney said.<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph\">\u201cWe really try to help people look at the other options that exist for remaining in the community,\u201d Gibney said. \u201cYou\u2019re going to have better health outcomes, better quality of care, if you can stay in the community and out of an institutional setting.\u201d<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph\">Research indicates that while assisted living may provide better outcomes for some, people in assisted living are more likely than nursing home residents to be hospitalized, which can drive up costs, said Dr. Kenneth Lam, a geriatrician and assistant professor at the University of Colorado Anschutz Medical Campus.\u00a0<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph\">\u201cThe evidence suggests that it\u2019s a trade-off,\u201d he said.\u00a0<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">Gibney said that Medi-Cal members are often encouraged to get on the waitlist before applying for assisted living funding, which could contribute to the long wait.\u00a0<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">Older adults might spend months on a waitlist, only to be told that they are ineligible for assisted living coverage.\u00a0<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">\u201cIt\u2019s a lot of shifting sand, that\u2019s what people are finding themselves in the middle of,\u201d Lam said. \u201cThey\u2019re being told that they get to choose, but it\u2019s a complex choice.\u201d<\/p>\n<p>\nA new home\n<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">In March, Roselie moved into her new home, Sundial Assisted Living, the Shasta County facility where she had previously spent some time. Two months earlier, Partnership had informed the Aiellos that it would cover Roselie\u2019s assisted living care.\u00a0<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">Partnership offered Roselie early access to a pilot program that launched on July 1, which extends the assisted living options to select members of the network. There will be no open application process, but members can ask to be considered or referred through a healthcare provider.\u00a0<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">The goal is to discover if offering the assisted living option will provide better health outcomes at a lower price.<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">\u201cSuccess would also be having these individuals being able to continue to receive care within their community setting, being in their home,\u201d Lyda said. \u201cWe know that that is more impactful to health than being completely taken out of a familiar area.\u201d\u00a0<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">The adjustment has not been easy for Roselie. She has been hospitalized twice since she moved to Sundial and briefly entered a nursing home.\u00a0\u00a0<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">Socially, things have gone better. Roselie has made friends and is often called on to teach card games to her fellow Sundial residents. While she was hospitalized, her neighbors and caretakers at Sundial visited her. She\u2019s grateful to John for navigating through red tape to get her here.\u00a0<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">\u201cI\u2019m looking at it like this: It\u2019s a new adventure,\u201d she said.\u00a0<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">John worries about his sister\u2019s health issues and whether Sundial will be a long-term solution for her. He\u2019s gratified that his fight ended with his sister\u2019s placement in their chosen facility. But he resents having to wage the battle.<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">\u201cI don\u2019t understand why I was the guy fighting for everybody,\u201d John said. \u201cI\u2019m just one person trying to support myself, trying to take care of a family member.\u201d<\/p>\n<p class=\"blocks-v1-Paragraph-__Paragraph__paragraph wp-block wp-block-paragraph container\">Jessica Blough reported on this story while with the\u00a0<a to=\"https:\/\/journalism.berkeley.edu\/programs\/mj\/investigative-reporting\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/journalism.berkeley.edu\/programs\/mj\/investigative-reporting\/\">Investigative Reporting Program<\/a>\u00a0at UC Berkeley Journalism School, with a grant from\u00a0<a to=\"https:\/\/www.thescanfoundation.org\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" href=\"https:\/\/www.thescanfoundation.org\/\">The SCAN Foundation<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"Welcome to CalMatters, the only nonprofit newsroom devoted solely to covering issues that affect all Californians. Sign up&hellip;\n","protected":false},"author":2,"featured_media":458288,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[7,9,8],"class_list":["post-458287","post","type-post","status-publish","format-standard","has-post-thumbnail","category-california","tag-california","tag-california-headlines","tag-california-news"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts\/458287","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/comments?post=458287"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts\/458287\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/media\/458288"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/media?parent=458287"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/categories?post=458287"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/tags?post=458287"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}