MARTIN COUNTY, Fla. (CBS12) — The Miami woman accused of posing as a bank representative to scam a Martin County senior is now facing an additional charge after deputies say she tried to smuggle thousands of dollars in cash into jail hidden in an unexpected hiding spot — her lady parts.

According to the Martin County Sheriff’s Office, Monique Love Turnbull never mentioned she was carrying $3,180 in cash concealed in her body when she was arrested, and the money wasn’t discovered until she was being processed into the jail. The sheriff’s office has since confirmed the cash is the same money taken from one of her alleged scam victims. It’s been logged and sealed as evidence.

According to the Martin County Sheriff’s Office, the case began Monday when 31-year-old Moniquie Love Turnbull showed up at an elderly victim’s home claiming the person’s bank account had been compromised. She told the victim she was with the bank and offered to take the debit or credit card off their hands to dispose of it safely. The victim grew suspicious of the encounter and contacted law enforcement, giving deputies time to track Turnbull down before she left the county.

Arrest affidavits show the scheme was more coordinated than initially known. Investigators say an unidentified male caller, posing as a Chase Bank fraud representative, told the victim her account had been compromised and that someone would come to her home to collect and destroy her card before a replacement arrived.

Turnbull, using the alias “Monica,” then arrived at the home, verified herself with a code relayed from the caller, and collected the card, cutting it in half in front of the victim and placing the pieces in a manila envelope. The victim told deputies she grew uneasy and wrote down Turnbull’s license plate number as she left. Minutes later, the victim’s bank account was drained through a $3,000 withdrawal and a $180 ATM withdrawal, a total of $3,180.

A Florida woman took a scam beyond the phone lines, showing up at a Martin County resident’s door pretending to represent a bank and demanding the victim’s credit card. According to the Martin County Sheriff’s Office, Monique Love Turnbull, of Miami, was seen at a victim’s doorstep claiming the victim’s bank account had been compromised. Turnbull asked for the victim’s credit card and said she would dispose of it. (MCSO)

While deputies were investigating that report, the sheriff’s office says they were alerted to a second call identifying Turnbull as a possible suspect in a nearly identical incident targeting another victim the same day. That attempt was caught on a Ring doorbell camera, but the second victim’s family member grew skeptical and refused to hand over the card. That victim also provided a plate number and vehicle description, which helped investigators track Turnbull down.

Deputies located the vehicle, a gray two-door Nissan Altima, on Bridge Road in Hobe Sound near the I-95 interchange and conducted a traffic stop. Body camera footage shows deputies pulling her over during the stop and placing her under arrest, with the arresting deputy telling her she was being taken into custody for a scheme to defraud. The first victim was brought to the scene and positively identified Turnbull as “Monica” from about 15 feet away. A search of the vehicle turned up a surgical mask and multiple yellow envelopes matching witness descriptions.

Turnbull was booked in on charges including scheme to defraud, grand theft, fraudulent use of a credit or debit card without consent involving a victim 60 or older, fraudulent use of ID without consent, and felony use of a two-way communication device to facilitate a felony. Investigators say her cellphone and Apple Watch were seized, and a search warrant for the devices is pending.

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Turnbull now faces a charge of introducing contraband into a corrections facility on top of her original charges. She’s being held on a $500,000 bond. The investigation remains open, including efforts to identify the second suspect who made the phone calls.

The Martin County Sheriff’s Office is renewing its warning to residents, especially seniors, not to let anyone into their home who wasn’t scheduled to be there, and never to hand over cash, credit cards or valuables to someone who shows up unannounced. Anyone approached by someone claiming to represent a bank, financial institution or other organization asking for valuables or access to their home is urged not to comply and to call 911 instead.