You might’ve already racked up a bill shopping for holiday gifts this month, but another hit is coming to your credit card statement. You’ve got friends back in town to visit family, and they’re going to want to hang out. Sounds great, right?

Well, sort of. As New Times reported last week, a recent analysis ranked Miami the most expensive place to have friends in the country, with the cost of social activities outweighing locals’ average disposable income. Online casino JB, which conducted the survey, called the deficit the “friendship affordability ratio.” Miami’s was 117 percent, with the next city on the list, New York, coming in second with an 86 percent ratio. We shared the report with our readers, and they had thoughts.

Some shared anecdotes:

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My salmon salad came out to be $60 after gratuity and service charge 🥴

Shared an appetizer and a pasta and spent 70 bucks and it was mid lol

Others reminisced about affordable watering holes — some defunct, some still standing — all part of a growing list that will get longer once Gramps closes next month:

I miss Wood Tavern and pizza and beer 😔

Go to Churchill’s and get a few beers instead.

One local option got a few raves for affordability:

That’s why Flannys was invented!

That’s why Flanny’s is the move

Unless it’s Flanny’s, then, yes, you can have friends 😂

Then there were the folks who’ve given up on going out entirely:

“And that’s why I stay home. Buy a good wine and make yummy food and enjoy good company or a movie. And my dog is allowed to be there.”

Still, others suggested bringing back an age-old Miami tradition: the ghetty.

F it, getty at my house again, I’ll get the wings and cervezas😆 🤙🏼 🔉🍗🍻🏡

“We just go over each other’s houses now…literally not worth it to go out!”

“House party 🕺🎶”

And then a reality check:

No one can afford a house.

With that in mind, some readers got creative:

Just hide some vodka in your purse and order a non alcoholic drink, take it to the bathroom and mix it with something

I love being invited to go out with a group of people and then when the check comes just admitting I don’t have any money 😂

That’s when u switch to doing mushrooms with ur friends instead