Cape Coral saw foreclosure activity increase in 2025 as part of a broader national normalization in the housing market, according to a year-end report from ATTOM.
The city ranked among the U.S. metro areas with the highest foreclosure rates, with one in every 189 housing units recording a filing last year.
Nationally, foreclosure filings rose 14% from 2024 to 367,460 properties, though activity remained well below pre-pandemic and Great Recession levels.
Florida posted the worst statewide foreclosure rate (1 in every 230 housing units), followed by Delaware and South Carolina, reflecting pressure from higher interest rates, insurance costs and affordability challenges.
Analysts say the rise signals market recalibration rather than widespread homeowner distress, noting that strong equity positions and tighter lending standards continue to limit systemic risk nationwide.Â