NEWS STARTS NOW. THIS MAKES A BIG DIFFERENCE. SOMETHING POSITIVE COULD COME OUT OF THE LOSS OF MANY. AND MATT. FIRST, IT’S A LOCAL WOMAN CALLING ON STATE LEADERS TO CHANGE THE LAW AFTER THE CRASH TOOK THE LIFE OF HER 16 YEAR OLD DAUGHTER, LEFT HER WITH SEVERE INJURIES. SHE NOW REQUIRES AROUND THE CLOCK CARE. GOOD EVENING, AND THANK YOU FOR JOINING US HERE AT 6:00. I’M TODD MCDERMOTT AND I’M FELICIA RODRIGUEZ. WE TOLD YOU ABOUT THE CRASH BACK IN JANUARY. THE GIRLS WERE PASSENGERS IN A CAR DRIVEN BY A 17 YEAR OLD BOY THAT CRASHED INTO ANOTHER CAR AT THE INTERSECTION OF BRIDGE ROAD AND I-95 IN HOPE SOUND. THE DRIVER AND ONE PASSENGER WERE KILLED. IT WAS THE SECOND CRASH AT THAT INTERSECTION. IN LESS THAN A WEEK. AS REPORTER CALEB CALIFANO EXPLAINS, THE FAMILY OF THOSE YOUNG GIRLS ARE NOW STRUGGLING FINANCIALLY. THEY HOPE CHANGES TO FLORIDA’S CAR INSURANCE LAWS WILL HELP FAMILIES WHO ARE NOW FACING UNIMAGINABLE TRAGEDIES LIKE THIS. FOR SARAH MARQUEZ, SHE TELLS US, FOR THE LAST FEW MONTHS, SHE HASN’T EVEN BEEN ABLE TO GRIEVE. AFTER LOSING ONE DAUGHTER AND NEARLY LOSING ANOTHER. A HORRIFIC CRASH. I’M LIVING EVERY PARENT’S WORST NIGHTMARE. LIFE AS WE KNEW IT. THERE’S NO LONGER. THE CRASH HAPPENED ON JANUARY 2ND IN HOBE SOUND. THAT’S WHEN A CAR DRIVEN BY 17 YEAR OLD MATTHEW MOSBY CRASHED INTO ANOTHER VEHICLE. MARQUEZ’S DAUGHTERS WERE PASSENGERS INSIDE MOSBY’S CAR, 16 YEAR OLD MILLY WAS KILLED, AND HER 13 YEAR OLD DAUGHTER OLIVIA WAS CRITICALLY INJURED. SINCE THEN, SARAH SAYS SHE HASN’T BEEN ABLE TO WORK AND SPENDS EVERY DAY CARING FOR HER DAUGHTER, OLIVIA. SHE SAYS THE INJURIES ARE EXTENSIVE, INCLUDING A BROKEN SPINE, DAMAGE TO HER HEART AND LIVER, AND MULTIPLE FRACTURES THROUGHOUT HER BODY. SHE BROKE HER SPINE IN THREE PLACES. SHE SMASHED HER ANKLE, HER FEMUR, HER HIP, HER PELVIS. SMASHED HER RIGHT ELBOW, AND THE DOCTOR EXPLAINED THAT THE LEFT ARM WAS MUSH. MARQUEZ’S ATTORNEY, CHASE NUGENT, SAYS THE FAMILY IS NOW ALSO DEALING WITH A GROWING FINANCIAL BURDEN. HE SAYS MEDICAL EXPENSES FROM THE CRASH ARE ALREADY ASTRONOMICAL. WHILE SARAH AND HER 18 YEAR OLD DAUGHTER HAVE TO PUT THEIR LIVES AND JOBS ON HOLD TO CARE FOR OLIVIA, PLEADING WITH OUR LEGISLATURE AND RON DESANTIS TO PASS A LAW THAT WOULD AT LEAST PREVENT FUTURE FAMILIES FROM BEING IN THIS SITUATION WHERE THEY SUFFER A TRAGEDY, AND THEN ARE LAUNCHED RIGHT INTO EXTREME FINANCIAL HARDSHIPS. NUGENT SAYS FLORIDA IS ONE OF FEW STATES THAT DOES NOT REQUIRE DRIVERS TO CARRY ANY BODILY INJURY COVERAGE, AND THAT MANY DRIVERS CHOOSE TO CARRY ONLY $10,000. IN THIS CASE, HE SAYS, THERE HAS BEEN FAR LESS INSURANCE MONEY THAN WHAT IS NEEDED TO COVER THE FAMILY’S MEDICAL COSTS, WHICH HE SAYS HAS EXCEEDED $1 MILLION. NOW, MARQUEZ AND HER ATTORNEY ARE URGING THE FLORIDA LEGISLATURE TO REVISE THE STATE’S MINIMUM AUTO INSURANCE REQUIREMENTS, WHICH ONLY REQUIRES $10,000 IN PERSONAL INJURY PROTECTION AND $10,000 IN PROPERTY DAMAGE LIABILITY LIMITS THAT HAVE NOT BEEN INCREASED SINCE THE 1970S. YOU KNOW, I’VE BEEN RELYING ON FOOD BANKS AND LIKE, CHARITIES. YEAH, THIS MAKES A BIG DIFFERENCE. AT LEAST SOMETHING POSITIVE WOULD COME OUT OF THE LOSS OF MILLY. YOU KNOW, ACCORDING TO MARQUEZ ATTORNEY, THE FAMILY IS SEEKING AL
Tequesta mother urges changes to Florida auto insurance laws after daughter’s tragic crash
Updated: 7:21 PM EST Mar 5, 2026
Sarah Marquez, a mother from Tequesta, is calling for changes to Florida’s auto insurance laws after a crash in January killed one of her daughters and left another with catastrophic injuries. Marquez says she has been unable to grieve properly as she spends her days caring for her surviving daughter, Olivia, who suffered extensive injuries, including a broken spine, heart and liver damage, and multiple fractures.”I’m living every parent’s worst nightmare. Life as we knew it is no longer,” Marquez said.Your neighborhood: Local coverage from WPBF 25 NewsThe crash occurred on Jan. 2 when a car driven by 17-year-old Matthew Mosby collided with another vehicle. Marquez’s daughters were passengers in Mosby’s car; 16-year-old Millie was killed, and 13-year-old Olivia was critically injured. Since the accident, Marquez has been unable to work, dedicating her time to caring for Olivia.”She broke her spine in three places. She smashed her ankle, her femur, her hip, her pelvis, smashed her right elbow. The doctor explained the left arm was mush,” Marquez said.Chase Nugent, Marquez’s attorney, highlighted the family’s growing financial burden due to astronomical medical expenses. He noted that Marquez and her 18-year-old daughter have put their lives and jobs on hold to care for Olivia.”We’re pleading with our legislature and Ron DeSantis to pass a law that would at least prevent future families from being in the situation when they suffer a tragedy and then are launched right into extreme financial hardships,” Nugent said.Nugent explained that Florida is one of the few states that does not require drivers to carry bodily injury coverage, with many opting for only $10,000. In this case, the insurance money available is far less than needed to cover the family’s medical costs, which have exceeded $1 million.Marquez and her attorney are urging the Florida legislature to revise the state’s minimum auto insurance requirements, which currently mandate only $10,000 in personal injury protection and $10,000 in property damage liability — limits that have not been increased since the 1970s.Get the latest news updates with the WPBF 25 News app. You can download it here.”You know, I’ve been relying on food banks and like, charities. Yeah, this makes a big difference. Make something positive would come out of the loss of Millie, you know,” Marquez said.According to Marquez’s attorney, the family is currently considering all of their legal options to help cover medical costs.
WEST PALM BEACH, Fla. —
Sarah Marquez, a mother from Tequesta, is calling for changes to Florida’s auto insurance laws after a crash in January killed one of her daughters and left another with catastrophic injuries.
Marquez says she has been unable to grieve properly as she spends her days caring for her surviving daughter, Olivia, who suffered extensive injuries, including a broken spine, heart and liver damage, and multiple fractures.
“I’m living every parent’s worst nightmare. Life as we knew it is no longer,” Marquez said.
Your neighborhood: Local coverage from WPBF 25 News
The crash occurred on Jan. 2 when a car driven by 17-year-old Matthew Mosby collided with another vehicle. Marquez’s daughters were passengers in Mosby’s car; 16-year-old Millie was killed, and 13-year-old Olivia was critically injured. Since the accident, Marquez has been unable to work, dedicating her time to caring for Olivia.
“She broke her spine in three places. She smashed her ankle, her femur, her hip, her pelvis, smashed her right elbow. The doctor explained the left arm was mush,” Marquez said.
Chase Nugent, Marquez’s attorney, highlighted the family’s growing financial burden due to astronomical medical expenses. He noted that Marquez and her 18-year-old daughter have put their lives and jobs on hold to care for Olivia.
“We’re pleading with our legislature and Ron DeSantis to pass a law that would at least prevent future families from being in the situation when they suffer a tragedy and then are launched right into extreme financial hardships,” Nugent said.
Nugent explained that Florida is one of the few states that does not require drivers to carry bodily injury coverage, with many opting for only $10,000. In this case, the insurance money available is far less than needed to cover the family’s medical costs, which have exceeded $1 million.
Marquez and her attorney are urging the Florida legislature to revise the state’s minimum auto insurance requirements, which currently mandate only $10,000 in personal injury protection and $10,000 in property damage liability — limits that have not been increased since the 1970s.
Get the latest news updates with the WPBF 25 News app. You can download it here.
“You know, I’ve been relying on food banks and like, charities. Yeah, this makes a big difference. Make something positive would come out of the loss of Millie, you know,” Marquez said.
According to Marquez’s attorney, the family is currently considering all of their legal options to help cover medical costs.