It found that investors obtained 17% of all residential mortgages in Miami. The national average was far less at 9.4% leads. Only Oklahoma City (17%) and Memphis (15.9%) were comparable to Miami.<\/p>\n
\u201cWhen nearly one in five home purchases in Miami is investor-financed, it fundamentally changes market dynamics for everyday buyers,\u201d Jake Stoddard, Owner of Reliable Cash House Buyers, said in a statement accompanying the report.<\/p>\n
\u201cThese aren\u2019t just statistics, they represent real families competing against investment capital for starter homes,\u201d he said. \u201cUnderstanding where investor concentration is highest helps both policymakers and homebuyers make informed decisions about which markets offer the best opportunities for owner-occupancy.\u201d<\/p>\n
READ MORE:\u00a0Billionaires keep buying homes in Miami. What does that do to the housing market?<\/a><\/p>\n The data comes at a time when investor-financed purchases of homes are coming under intense criticism by President Donald Trump.<\/p>\n Trump\u00a0said last month<\/a>\u00a0that he wants to block large institutional investors from buying houses, saying that a ban would make it easier for younger families to buy their first homes.<\/p>\n Trump \u2014 who has been under pressure to address\u00a0voters\u2019 concerns about affordability<\/a>\u00a0ahead of November midterm elections \u2014 is tapping into long-standing fears that corporate ownership of homes has pushed out traditional buyers, forcing more people to rent. But his plan does little to address the overarching challenges for the housing market: a national shortage of home construction and prices that have climbed faster than incomes.<\/p>\n Never miss a story! Sign up for our FREE newsletter<\/p>\n \u201cPeople live in homes, not corporations,\u201d Trump said in a social media post as he called on Congress to codify his ban. He repeated the statement Jan. 26 during the World Economic Forum in Davos, Switzerland.<\/p>\n With Trump\u2019s proposed ban, the challenge is that institutional investors are only a tiny sliver of homebuyers, accounting for just 1% of total single-family housing stock, according to\u00a0an August analysis<\/a>\u00a0by researchers at the American Enterprise Institute, a center-right think tank based in Washington. The analysis defined these investors as owning 100 or more properties.<\/p>\n The Associated Press contributed to this story.<\/p>\n
![\"\"](\"https:\/\/www.newsbeep.com\/us-fl\/wp-content\/uploads\/2025\/10\/sergio-150x150.png\")
<\/a><\/p>\n