{"id":197935,"date":"2026-03-19T16:16:07","date_gmt":"2026-03-19T16:16:07","guid":{"rendered":"https:\/\/www.newsbeep.com\/us-fl\/197935\/"},"modified":"2026-03-19T16:16:07","modified_gmt":"2026-03-19T16:16:07","slug":"jacksonville-launches-ship-program-to-build-10-affordable-single-family-homes-for-very-low-income-buyers","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us-fl\/197935\/","title":{"rendered":"Jacksonville launches SHIP program to build 10 affordable single-family homes for very-low-income buyers"},"content":{"rendered":"<p class=\"dist__Box-sc-1fnzlkn-0 dist__TextBase-sc-1fnzlkn-3 bYFsJw cuqaEv article-text\">JACKSONVILLE, Fla. \u2013 The City of Jacksonville on Thursday launched the SHIP Single-Family Development Program to build 10 affordable single-family homes and pair eligible buyers with downpayment assistance, officials said.<\/p>\n<p class=\"dist__Box-sc-1fnzlkn-0 dist__TextBase-sc-1fnzlkn-3 bYFsJw cuqaEv article-text\"><a href=\"https:\/\/www.news4jax.com\/topic\/Addressing_A4dability\/\" target=\"_blank\" rel=\"nofollow noopener\" title=\"https:\/\/www.news4jax.com\/topic\/Addressing_A4dability\/\">Click here for more Addressing A4dability coverage.<\/a><\/p>\n<p class=\"dist__Box-sc-1fnzlkn-0 dist__TextBase-sc-1fnzlkn-3 bYFsJw cuqaEv article-text\">The program uses State Housing Initiatives Partnership (SHIP) funds to provide short-term construction loans to nonprofit developers to build homes that will be sold to buyers earning at or below 50 percent of area median income (AMI) \u2014 $35,900 a year for a single-person household and $51,250 for a family of four. Loans will be repaid to the city at closing so the funds can be reused for future projects.<\/p>\n<p class=\"dist__Box-sc-1fnzlkn-0 dist__TextBase-sc-1fnzlkn-3 bYFsJw cuqaEv article-text\">Mayor Donna Deegan said the effort is designed to increase homeownership opportunities and help families build generational wealth. <\/p>\n<p class=\"dist__Box-sc-1fnzlkn-0 dist__TextBase-sc-1fnzlkn-3 bYFsJw cuqaEv article-text\">\u201cWe\u2019re excited to increase affordable homeownership opportunities in Jacksonville and create new pathways for families to build generational wealth,\u201d she said.<\/p>\n<p class=\"dist__Box-sc-1fnzlkn-0 dist__TextBase-sc-1fnzlkn-3 bYFsJw cuqaEv article-text\">Travis Jeffrey, chief of the Housing and Community Development Division, said the program provides a sustainable long-term.<\/p>\n<p class=\"dist__Box-sc-1fnzlkn-0 dist__TextBase-sc-1fnzlkn-3 bYFsJw cuqaEv article-text\">\u201cBy leveraging short-term construction loans that are repaid at closing, the city will create a continuous pipeline of new homes for families who need them most,\u201d Jeffery said.<\/p>\n<p class=\"dist__Box-sc-1fnzlkn-0 dist__TextBase-sc-1fnzlkn-3 bYFsJw cuqaEv article-text\">The City Council unanimously approved <a href=\"https:\/\/jaxcityc.legistar.com\/LegislationDetail.aspx?ID=7829399&amp;GUID=1296A7E6-D709-40C3-A874-1E23F89EE606&amp;Options=ID%7CText%7C&amp;Search=2026-0065\" target=\"_blank\" rel=\"nofollow noopener\" title=\"https:\/\/jaxcityc.legistar.com\/LegislationDetail.aspx?ID=7829399&amp;GUID=1296A7E6-D709-40C3-A874-1E23F89EE606&amp;Options=ID%7CText%7C&amp;Search=2026-0065\">Ordinance No. 2026-0065-E<\/a> in late February, appropriating $2 million for the program: $1.5 million for construction loans and $500,000 for downpayment assistance. The housing division is finalizing a request for proposals that will follow the city\u2019s procurement process.<\/p>\n<p class=\"dist__Box-sc-1fnzlkn-0 dist__TextBase-sc-1fnzlkn-3 bYFsJw cuqaEv article-text\">For more information, visit jacksonville.gov.<\/p>\n<p>Copyright 2026 by WJXT News4JAX &#8211; All rights reserved.<\/p>\n","protected":false},"excerpt":{"rendered":"JACKSONVILLE, Fla. \u2013 The City of Jacksonville on Thursday launched the SHIP Single-Family Development Program to build 10&hellip;\n","protected":false},"author":2,"featured_media":151683,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[15852,1571,116,118,117],"class_list":["post-197935","post","type-post","status-publish","format-standard","has-post-thumbnail","category-jacksonville","tag-addressing-a4dability","tag-affordable-housing","tag-jacksonville","tag-jacksonville-headlines","tag-jacksonville-news"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/posts\/197935","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/comments?post=197935"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/posts\/197935\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/media\/151683"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/media?parent=197935"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/categories?post=197935"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/tags?post=197935"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}