\u201c2025 was a very formative year for us,\u201d co-founder Joseph Elias Phillips told Refresh Miami. The company raised a $28 million Series B<\/a> and has reportedly grown revenue 4x year over year, reaching the high eight figures. Its platform now powers close to 100,000 merchants, with a team of around 130 people, the company reports.<\/p>\n That growth came alongside a shift in how the company operates. Payabli brought in senior leadership across strategy, sales, product, and security.<\/p>\n At the same time, it started landing larger partners.<\/p>\n One of the clearest signals is its deal with Huntington Bank, a Fortune 500 institution with more than 500,000 small business customers. Instead of building payments tools internally, Huntington is embedding Payabli\u2019s infrastructure directly into its online banking experience.<\/p>\n For users, the change is simple. Business owners can send invoices, accept payments, and manage payouts without leaving their bank\u2019s platform. Behind the scenes, Payabli handles onboarding, risk, and operations through its APIs.<\/p>\n Phillips sees this as part of a broader shift. \u201cAny entity that sits in the middle of money movement is effectively a payments company,\u201d he said. Banks included. As fintech firms compete for customers, traditional institutions are starting to add these capabilities themselves.<\/p>\n That same logic applies to software platforms. Payabli\u2019s core pitch is that any company touching money can offer financial services without building the infrastructure from scratch.<\/p>\n The next layer of that strategy is AI.<\/p>\n Last year, Payabli hired a head of AI and began rolling out new products across the platform. Some are customer-facing, like a chat interface that lets users analyze payment data or manage disputes. Others sit in the background, automating underwriting, risk decisions, and operational workflows.<\/p>\n In payables, the company is testing AI agents that can contact vendors, select payment methods, and complete transactions without human input. Another tool can log into external portals and pay bills automatically.<\/p>\n Co-founder William Corbera pointed to a bigger shift underway. \u201cWe\u2019re building the modern infrastructure stack for platforms to monetize payments,\u201d he said.<\/p>\n That vision is closely tied to Miami.<\/p>\n \u201cMiami has always been a financial center, especially for Latin America,\u201d Corbera said. \u201cBut what people don\u2019t always see is the talent here.\u201d<\/p>\n Much of Payabli\u2019s team comes from immigrant backgrounds across Latin America, bringing a different path into tech. \u201cThere are people here with incredible stories,\u201d he said. \u201cThey came from very difficult situations, and now they\u2019re helping build the future of fintech in the U.S.\u201d<\/p>\n Looking ahead, Payabli\u2019s focus is on making financial infrastructure more flexible and more automated. That means deeper integrations, more embedded tools, and systems that can make faster decisions across the entire flow of money.<\/p>\n Still, most users will never know Payabli exists. That\u2019s exactly how it\u2019s designed.<\/p>\n Pictured above: Payabli co-founders William Corbera, at left, and Joseph Elias Phillips.<\/p>\n READ MORE IN REFRESH MIAMI:<\/p>\n I am a Miami-based technology researcher and writer with a passion for sharing stories about the South Florida tech ecosystem. I particularly enjoy learning about GovTech startups, cutting-edge applications of artificial intelligence, and innovators that leverage technology to transform society for the better. Always open for pitches via Twitter @rileywk or www.RileyKaminer.com.<\/p>\n ![\"Riley](\"https:\/\/www.newsbeep.com\/us-fl\/wp-content\/uploads\/2025\/10\/4q0a7418-1.jpeg\")
<\/a> <\/p>\n<\/a>Latest posts by Riley Kaminer (see all<\/a>) \t<\/p>\n","protected":false},"excerpt":{"rendered":"The most important parts of the internet are usually invisible. The same is becoming true for fintech. Behind…\n","protected":false},"author":2,"featured_media":229735,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[123,125,124],"class_list":["post-229734","post","type-post","status-publish","format-standard","has-post-thumbnail","category-miami","tag-miami","tag-miami-headlines","tag-miami-news"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/posts\/229734","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/comments?post=229734"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/posts\/229734\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/media\/229735"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/media?parent=229734"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/categories?post=229734"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/tags?post=229734"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}