{"id":231960,"date":"2026-04-14T23:21:05","date_gmt":"2026-04-14T23:21:05","guid":{"rendered":"https:\/\/www.newsbeep.com\/us-fl\/231960\/"},"modified":"2026-04-14T23:21:05","modified_gmt":"2026-04-14T23:21:05","slug":"ad-mortgage-releases-10-year-rent-vs-buy-wealth-study","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us-fl\/231960\/","title":{"rendered":"AD Mortgage Releases 10-Year Rent vs. Buy Wealth Study"},"content":{"rendered":"

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\"AnThis detailed macro image of banking equipment and technology symbolizes the financial security and wealth-building potential that homeownership can provide over the long term.Fort Lauderdale Today<\/p>\n

AD Mortgage, a leading wholesale lender, has released a new study analyzing the long-term financial outcomes of renting versus buying a home over a 10-year period across 250 U.S. cities. The study found that homeownership demonstrates a consistent financial advantage in the majority of markets, with buyers able to accumulate significant net wealth through home price appreciation and equity buildup.<\/p>\n

Why it matters<\/p>\n

This research provides valuable data-driven insights to help consumers make more informed decisions about whether to rent or buy a home, a major financial choice that can have long-term implications for wealth-building. The findings underscore how homeownership can serve as a powerful wealth-creation tool, especially in markets with strong home price appreciation.<\/p>\n

The details<\/p>\n

The 10-Year Rent vs. Buy Wealth Study evaluated the financial outcomes of renting versus buying over a decade, factoring in home price appreciation, interest rates, and equity accumulation. Even when assuming renters invest their available capital, the results consistently favored homeownership, with buying outperforming renting in 80% of the 250 cities analyzed. The study found that homeowners can accumulate significant net wealth over 10 years through a compounding effect of home price appreciation and principal paydown.<\/p>\n

The study was released on April 14, 2026.<\/p>\n

The players<\/p>\n

AD Mortgage<\/p>\n

A leading wholesale lender in the United States that offers a full spectrum of mortgage loan products.<\/p>\n

Max Slyusarchuk<\/p>\n

The CEO of AD Mortgage who stated the goal of the study is to provide data-backed perspectives to support more informed conversations between borrowers and mortgage professionals.<\/p>\n

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\n What they\u2019re saying<\/p>\n

\u201cOur goal with this study is to provide a clear, data-backed perspective on one of the most important financial decisions consumers face. By analyzing long-term outcomes, we aim to support more informed conversations between borrowers and mortgage professionals.\u201d<\/p>\n

\u2014 Max Slyusarchuk, CEO, AD Mortgage<\/p>\n

What\u2019s next<\/p>\n

The full 10-Year Rent vs. Buy Wealth Study is available on the AD Mortgage website for consumers and mortgage professionals to review the detailed findings.<\/p>\n

The takeaway<\/p>\n

This comprehensive study demonstrates the significant long-term financial advantages of homeownership compared to renting, highlighting how buying a home can serve as a powerful wealth-building tool for consumers, especially in real estate markets with strong appreciation. The data-driven insights can help inform more strategic housing decisions.<\/p>\n","protected":false},"excerpt":{"rendered":"Got story updates? Submit your updates here. \u203a This detailed macro image of banking equipment and technology symbolizes…\n","protected":false},"author":2,"featured_media":231961,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[249,251,250],"class_list":["post-231960","post","type-post","status-publish","format-standard","has-post-thumbnail","category-fort-lauderdale","tag-fort-lauderdale","tag-fort-lauderdale-headlines","tag-fort-lauderdale-news"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/posts\/231960","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/comments?post=231960"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/posts\/231960\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/media\/231961"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/media?parent=231960"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/categories?post=231960"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/tags?post=231960"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}