{"id":236076,"date":"2026-04-17T20:29:07","date_gmt":"2026-04-17T20:29:07","guid":{"rendered":"https:\/\/www.newsbeep.com\/us-fl\/236076\/"},"modified":"2026-04-17T20:29:07","modified_gmt":"2026-04-17T20:29:07","slug":"floridas-insurance-reforms-bring-relief-to-homeowners-across-the-state-wink-smart","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us-fl\/236076\/","title":{"rendered":"Florida&#8217;s insurance reforms bring relief to homeowners across the state | WINK Smart"},"content":{"rendered":"<p>FORT MYERS, Fla. (WINK )\u2014 Florida&#8217;s insurance commissioner said the state&#8217;s insurance market has improved from an &#8220;F&#8221; in 2022 to a &#8220;B&#8221; in 2026.<\/p>\n<p>During a two-day insurance summit at Florida State University, Florida&#8217;s Insurance Commissioner Michael Yaworsky discussed the state&#8217;s progress. He attributed the improved grade to major legislative changes such as eliminating one-way attorney fees and banning assignment of benefits.<\/p>\n<p>                        <img loading=\"lazy\" decoding=\"async\" src=\"data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAQAAAADCAQAAAAe\/WZNAAAAEElEQVR42mM8U88ABowYDABAxQPltt5zqAAAAABJRU5ErkJggg==\" alt=\"Florida's insurance reforms bring relief to homeowners across the state\" class=\"img-responsive lazyload full default\" width=\"1920\" height=\"1080\" data- data-\/><\/p>\n<p>&#8220;Now we are at a &#8216;B,'&#8221; Yaworsky said. &#8220;There is good news across the board generally. But there will always be parts of the state that are harder to insure than others.&#8221;<\/p>\n<p>Yaworsky said insurance-related reforms need a few more tweaks, but overall, home and auto markets are stabilizing.<\/p>\n<p>Mark Wilcox, co-owner of Wilcox Family Insurance in Lee County, weighed in on the commissioner&#8217;s assessment.<\/p>\n<p>&#8220;I&#8217;m not surprised. I mean, a &#8216;B&#8217; is infinitely better than where we&#8217;ve been the last few years,&#8221; Wilcox said. &#8220;Rates are not necessarily going down, but stabilizing. But it&#8217;s a good time to shop. For the first time in years, we&#8217;re able to save people money.&#8221;<\/p>\n<p>Wilcox said that while rates are stabilizing, people may still see increases in their renewal rates.<\/p>\n","protected":false},"excerpt":{"rendered":"FORT MYERS, Fla. (WINK )\u2014 Florida&#8217;s insurance commissioner said the state&#8217;s insurance market has improved from an &#8220;F&#8221;&hellip;\n","protected":false},"author":2,"featured_media":236077,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[209,211,210,1917,115,914],"class_list":{"0":"post-236076","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-cape-coral","8":"tag-cape-coral","9":"tag-cape-coral-headlines","10":"tag-cape-coral-news","11":"tag-consumer","12":"tag-news","13":"tag-state"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/posts\/236076","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/comments?post=236076"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/posts\/236076\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/media\/236077"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/media?parent=236076"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/categories?post=236076"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/tags?post=236076"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}