{"id":269418,"date":"2026-05-13T13:16:08","date_gmt":"2026-05-13T13:16:08","guid":{"rendered":"https:\/\/www.newsbeep.com\/us-fl\/269418\/"},"modified":"2026-05-13T13:16:08","modified_gmt":"2026-05-13T13:16:08","slug":"propy-and-milo-team-up-so-diamond-handed-buyers-can-skip-the-cash-out","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us-fl\/269418\/","title":{"rendered":"Propy and Milo team up so diamond-handed buyers can skip the cash-out"},"content":{"rendered":"

Imagine a home buyer showing up with serious wealth, sometimes millions of dollars worth, yet they still cannot move through a normal mortgage process without first cashing out the very assets that made them rich in the first place.<\/p>\n

For years, that created a frustrating gap between crypto wealth and homeownership. A founder could hold Bitcoin that appreciated massively over the last decade and still face a traditional lending process that required liquidation, taxes, and giving up future upside just to qualify for a mortgage.<\/p>\n

Now, Miami-based companies Propy<\/a> and Milo<\/a> think they have a better way.<\/p>\n

Today, the two firms announced a partnership aimed at creating what they describe as the first all-in-one crypto-native homebuying stack in the United States. The partnership combines Milo\u2019s crypto mortgage infrastructure with Propy\u2019s blockchain-based title and closing systems, allowing buyers to move from financing to settlement through one integrated process.<\/p>\n

\"\"Milo CEO Josip Rupena<\/p>\n

That may sound niche, but the market they are targeting is getting bigger quickly. There are now nearly 242,000 crypto millionaires globally<\/a>, up 40% in a single year.<\/p>\n

\u201cCrypto buyers should not have to move through a traditional homebuying process that was never designed for them,\u201d asserted Josip Rupena, CEO of Milo.<\/p>\n

During an interview with Refresh Miami, Rupena explained that the goal was to remove the fragmented experience crypto buyers often face during transactions.<\/p>\n

\u2713<\/p>\n

Check your inbox for a confirmation email.<\/p>\n

\u201cBy us working on these transactions together, we\u2019ll be able to have a much more seamless integrated experience for clients that have digital assets,\u201d he said. \u201cBeing that both companies are based here in Miami, it\u2019s significant being able to bring two companies together and collaborate to help users get a better home buying experience.\u201d<\/p>\n

The process itself is designed to feel more like a fintech product than a traditional real estate closing. After finding a property through Propy\u2019s platform, buyers can qualify for a mortgage using their crypto holdings instead of liquidating them into cash. Meanwhile, Propy handles the title work, settlement infrastructure, and blockchain recording process behind the scenes.<\/p>\n

\"\"Propy CEO Natalia Karayaneva<\/p>\n

\u201cThe housing industry has been missing a full-stack solution built for digital asset wealth. We\u2019ve built it, and it\u2019s institutional-grade, regulated, and repeatable,\u201d said Natalia Karayaneva, CEO of Propy. <\/p>\n

\u201cFor the first time, you can buy property without ever leaving the digital ecosystem,\u201d\u00a0Nadia Mihova, Propy\u2019s VP of Finance and Operations, described Propy as the transactional layer connecting buyers, sellers, lenders, and agents.<\/p>\n

\u201cYou can kind of envision Propy as this marketplace for real estate where we have the transactional infrastructure built,\u201d Mihova said. \u201cMilo is then the liquidity provider, and we provide the title insurance, settlement infrastructure, and on-chain recordings.\u201d<\/p>\n

Rupena continued: \u201cYoung people want to build wealth in crypto. They are bullish. They\u2019re hopeful. They feel like they can finally make an investment without having to cash out.\u201d<\/p>\n

Buyers can qualify using Bitcoin or Ethereum, secure financing up to $25 million, and close digitally through Propy\u2019s AI-powered platform.<\/p>\n

READ MORE IN REFRESH MIAMI:<\/p>\n

\"Riley<\/a> <\/p>\n

I am a Miami-based technology researcher and writer with a passion for sharing stories about the South Florida tech ecosystem. I particularly enjoy learning about GovTech startups, cutting-edge applications of artificial intelligence, and innovators that leverage technology to transform society for the better. Always open for pitches via Twitter @rileywk or www.RileyKaminer.com.<\/p>\n

\"Riley<\/a>Latest posts by Riley Kaminer (see all<\/a>) \t<\/p>\n","protected":false},"excerpt":{"rendered":"Imagine a home buyer showing up with serious wealth, sometimes millions of dollars worth, yet they still cannot…\n","protected":false},"author":2,"featured_media":269419,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[123,125,124],"class_list":["post-269418","post","type-post","status-publish","format-standard","has-post-thumbnail","category-miami","tag-miami","tag-miami-headlines","tag-miami-news"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/posts\/269418","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/comments?post=269418"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/posts\/269418\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/media\/269419"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/media?parent=269418"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/categories?post=269418"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/tags?post=269418"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}