{"id":354346,"date":"2026-07-28T00:03:20","date_gmt":"2026-07-28T00:03:20","guid":{"rendered":"https:\/\/www.newsbeep.com\/us-fl\/354346\/"},"modified":"2026-07-28T00:03:20","modified_gmt":"2026-07-28T00:03:20","slug":"flood-insurance-prices-in-pinellas-park-may-decrease","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us-fl\/354346\/","title":{"rendered":"Flood insurance prices in Pinellas Park may decrease"},"content":{"rendered":"<p>PINELLAS PARK, Fla. \u2014 Many Pinellas Park residents may soon see lower flood insurance costs after the city received a class 5 designation through FEMA\u2019s National Flood Insurance Premium <a href=\"https:\/\/www.fema.gov\/floodplain-management\/community-rating-system\" target=\"_blank\" rel=\"nofollow noopener\">Community Rating System<\/a>.<\/p>\n<p>The new rating means many residents can receive a 25% discount on purchased or renewed flood insurance policies starting Oct. 1. The city\u2019s previous class 6 designation allowed for a 20% discount.<\/p>\n<p>State Farm agent and Pinellas Park resident Joanne Dauphin said the change could have the biggest impact for people in areas with higher flood risk.<\/p>\n<p>\u201cAnybody in a high-risk area is actually going to see the most savings,\u201d Dauphin said.<\/p>\n<p>Pinellas Park Planning and Development Services Director Erica Lindquist said the class 5 designation reflects years of city work to improve flood resiliency.<\/p>\n<p>\u201cOur improved CRS rating is based on the past five years of work that we\u2019ve done on drainage improvements, flood education, preserving open space, and some other things,\u201d Lindquist said.<\/p>\n<p>Any city can take part in the FEMA program and receive a class designation of 1-10.<\/p>\n<p>Dauphin said Pinellas Park residents should contact their insurance agents to see whether they can save money or whether flood insurance is now more affordable.<\/p>\n<p>\u201cI would just encourage everybody to talk to their insurance agent about what they have, or if they don\u2019t have it, maybe it\u2019s more affordable now than it was,\u201d Dauphin said. \u201cIt\u2019s something that they should consider for their most important asset.\u201d<\/p>\n<p>Pinellas Park is one of three Pinellas County cities with a class 5 designation. The others are St. Petersburg and Dunedin.<\/p>\n","protected":false},"excerpt":{"rendered":"PINELLAS PARK, Fla. \u2014 Many Pinellas Park residents may soon see lower flood insurance costs after the city&hellip;\n","protected":false},"author":2,"featured_media":354347,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[274,17174,4628,115,596,202,204,203,199,201,200,135,278],"class_list":["post-354346","post","type-post","status-publish","format-standard","has-post-thumbnail","category-st-petersburg","tag-app-top-stories","tag-app-weather-stories","tag-matt-lackritz","tag-news","tag-pinellas-county","tag-st-pete","tag-st-pete-headlines","tag-st-pete-news","tag-st-petersburg","tag-st-petersburg-headlines","tag-st-petersburg-news","tag-tampa","tag-top-stories"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/posts\/354346","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/comments?post=354346"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/posts\/354346\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/media\/354347"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/media?parent=354346"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/categories?post=354346"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/tags?post=354346"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}