{"id":420209,"date":"2026-10-06T13:30:24","date_gmt":"2026-10-06T13:30:24","guid":{"rendered":"https:\/\/www.newsbeep.com\/us-fl\/420209\/"},"modified":"2026-10-06T13:30:24","modified_gmt":"2026-10-06T13:30:24","slug":"florida-family-left-home-for-a-year-after-ian-now-says-insurance-wont-cover-seawall-collapse","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us-fl\/420209\/","title":{"rendered":"Florida family left home for a year after Ian, now says insurance won’t cover seawall collapse"},"content":{"rendered":"

What happens after a hurricane forces a family out of their home for a year, only for them to return to a new threat?<\/p>\n

In Cape Coral, Florida, one family says that is exactly where they stand, with a deteriorating seawall behind their house endangering the property.<\/p>\n

Here’s what to know<\/p>\n

According to Gulf Coast News<\/a>, Marsha Berg cares for her 88-year-old mother, Lois, at the home on Southeast 13th Terrace. The family’s ordeal dates back to Hurricane Ian in 2022.<\/p>\n

The storm seriously damaged the house, including causing black mold, and the family spent a year living elsewhere while covering temporary housing costs.<\/p>\n

Now, a separate danger has emerged behind the home. The seawall is giving way, with large holes visible and nearby ground sinking. The home’s deck is “on the verge of collapsing,” the outlet reported.<\/p>\n

“You have to have the money to be able to fix it. And if you don’t, then you’re kind of screwed,” Marsha Berg told Gulf Coast News. “… At one time we had tried to get stones to put it in there, but they ended up washing it away.”<\/p>\n

More background<\/p>\n

Berg said the damage was not covered by homeowner’s insurance, and because the seawall is on private property, the city is unable to step in.<\/p>\n

Marsha has undergone a liver transplant, while her husband is a disabled veteran, making repairs difficult to manage.<\/p>\n

“She won’t leave. It’s her home. And I have to do it for her,” Berg said<\/a> of her mother.<\/p>\n

Where can I learn more?<\/p>\n

Across Florida, other homeowners are dealing with similar pressures.<\/p>\n

\u2022 One storm-hit homeowner said an $8,000 payout<\/a> on a $300,000 policy left rebuilding in limbo.<\/p>\n

\u2022 In Southwest Florida, Babcock Ranch endured Ian<\/a> while nearby communities lost power and homes.<\/p>\n

\u2022 Across South Florida, rising seas are worsening<\/a> flooding and sinking neighborhoods.<\/p>\n

\u2022 On Florida’s coast, one reinforced home<\/a> offered a glimpse of stronger storm protection.<\/p>\n

Get TCD’s free newsletters<\/a> for easy tips, smart advice, and a chance to earn $5,000 toward home upgrades. To see more stories like this one, change your Google preferences here<\/a>.<\/p>\n

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