{"id":445084,"date":"2026-11-02T13:43:21","date_gmt":"2026-11-02T13:43:21","guid":{"rendered":"https:\/\/www.newsbeep.com\/us-fl\/445084\/"},"modified":"2026-11-02T13:43:21","modified_gmt":"2026-11-02T13:43:21","slug":"for-smbs-who-need-quick-access-to-capital-bizcap-raises-a-175m-credit-facility-to-expand-its-solution-for-that","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us-fl\/445084\/","title":{"rendered":"For SMBs who need quick access to capital, Bizcap raises a $175M credit facility to expand its solution for that"},"content":{"rendered":"

Bizcap<\/a>, a global financial technology company that recently planted its North American headquarters in Miami, is on a mission to provide fast, flexible funding to small and medium-sized businesses. The company will be able to help more businesses in the United States and Canada do just that, thanks to a recently closed a $175 million credit facility with a US institutional credit manager.<\/p>\n

Through proprietary technology, data-driven underwriting and local market expertise, Bizcap helps businesses access capital beyond traditional financing options.\u00a0The company says its approach enables funding decisions in as little as 3 hours with capital available the next day.<\/p>\n

Founded in Australia in 2019, Bizcap has since expanded into eight countries and provided more than $5 billion in funding to over 100,000 businesses worldwide. \u201cWe\u2019ve achieved that by looking beyond traditional credit metrics, combining technology and data with a deeper understanding of each business to identify opportunities that other lenders might overlook,\u201d said Bizcap CEO Albert Gahfi [pictured above], who is based in Miami.<\/p>\n

The credit facility will help the company continue its international expansion across North America, Australia, New Zealand, Southeast Asia, the United Kingdom and Europe.<\/p>\n

The facility will also allow the company to further invest in AI, proprietary technology and operational infrastructure to support its expanding global operations. Bizcap says it has committed substantial resources to developing its proprietary AI and machine learning capabilities, with a focus on strengthening credit decisioning, improving operational efficiency and supporting faster, more informed funding decisions. \u201d This facility gives us the capacity to bring that approach to more businesses across the US and Canada, while continuing to invest in the technology, products and people driving our growth,\u201d Gahfi added.<\/p>\n

\u2713<\/p>\n

Check your inbox for a confirmation email.<\/p>\n

In comments to Refresh Miami, Gahfi said Miami is important to the company\u2019s expansion plans. He also shared more details about the Miami HQ move that was announced<\/a> this summer. <\/p>\n

\u201cWe\u2019re moving into our new HQ at The Well in Bay Harbor, and it\u2019s going to be the hub for everything we do in North America. The space is incredible and the location is hard to beat. It brings close to 100 of us together in a top-of-the-line office. This is a milestone for Bizcap in the US, and we\u2019re going to keep growing from here,\u201d Gahfi said. Notably, in an earlier interview in July, Gahfi said going forward all new US hires will be based in Miami. <\/p>\n

Bizcap is part of Miami\u2019s active hub for fintech companies in a small business-rich region. Indeed, fintech startups pulled in nearly $1 billion in venture capital in 2025 and that trend has continued. The sector is also supported by a new fintech accelerator<\/a> supported by Ambition Accelerated and Gold Coast Tech in West Palm Beach. \u00a0<\/p>\n

\u201cSouth Florida is fast becoming a major financial hub. Banks, financial firms and fintechs are moving in and building up big operations in the region,\u201d Gahfi added. \u201cMiami has the right people and the right talent all right here making it the perfect home base for our growth across North America.\u201d<\/p>\n

READ MORE IN REFRESH MIAMI:<\/p>\n

\"Nancy<\/a> <\/p>\n

I am a writer and editor with extensive media experience and a passion for journalism and serving the community. Most of my career has been spent with the Miami Herald in business news, and my expertise is writing about tech and entrepreneurs. I love hosting this blog for Refresh Miami and we aim to be the go-to site for South Florida startup and tech news, features and views. Have news? Contact me at ndahlbergbiz@gmail.com. Thanks for reading!<\/p>\n

\"Nancy<\/a>Latest posts by Nancy Dahlberg (see all<\/a>) \t<\/p>\n","protected":false},"excerpt":{"rendered":"Bizcap, a global financial technology company that recently planted its North American headquarters in Miami, is on a…\n","protected":false},"author":2,"featured_media":445085,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[225,227,226],"class_list":["post-445084","post","type-post","status-publish","format-standard","has-post-thumbnail","category-hialeah","tag-hialeah","tag-hialeah-headlines","tag-hialeah-news"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/posts\/445084","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/comments?post=445084"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/posts\/445084\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/media\/445085"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/media?parent=445084"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/categories?post=445084"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-fl\/wp-json\/wp\/v2\/tags?post=445084"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}