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<\/a><\/p>\nIt never hurts to shop around, but insurance experts say right now a good time to check, because with rates going down customers might even get a better deal from their current insurance provider or another carrier.<\/p>\n
U.S. Secret Service confiscates skimmers from local stores<\/a><\/p>\n For years Floridians suffered through hurricanes and other severe weather events. On top of that, roofers went door to door soliciting homeowners to file claims to get new roofs even if they had minor damage. Often roofers convinced homeowners to agree to what\u2019s called an Assignment of Benefits that allowed the roofers to deal directly with the insurance companies. The roofers demanded the insurers cover new roofs, sometimes at high prices. That led to costly legal battles and prompted insurance companies to raise rates on consumers.<\/p>\n \u201cRemember, there were, at one point in Florida, we were receiving over 380 claims a day,\u201d said Diana Giron, owner of Universal Insurance Agency in Orlando. <\/p>\n Giron characterized what followed as the largest tort reform in insurance history here in Florida. A major part of law change involved banning assignment of benefits for roofs, therefore eliminating most legal battles. Now, after seeing the leftover lawsuits get settled in court, insurance companies are doing better and for many consumers insurance rates are in decline.<\/p>\n