A final judgment was announced Friday against MV Realty for deceiving Florida homeowners. The final ruling requires MV to remove liens from over 9,000 Florida homes and make a $3 million dollar payment by June 30, 2026. Failure to comply with the judgment entitles the state to collect the entire $18,000,000.<\/p>\n
MV Realty PBC, LLC and its principals, Antony Mitchell, Amanda Zachman, and David Manchester, bombarded financially vulnerable homeowners with deceptive offers to give the homeowners \u201cfree\u201d nominal payments that they \u201cwould never have to repay.\u201d In exchange for the payment, the homeowner had to agree to use MV Realty as an exclusive listing broker if they decide to sell their home.<\/p>\n
Hidden in the fine language of the so-called \u201cHomeowner Benefit Agreement,\u201d however, was a 40-year lien or encumbrance on the property that required the homeowner to pay a minimum of 3% of the home\u2019s value to MV Realty, regardless of whether the company ever provided any listing services. <\/p>\n
These contracts put consumers over a barrel, forcing many homeowners to pay the 3% fee when they refinanced, transferred, or devised their property to heirs. MV Realty collected unconscionable fees even if the homeowner went into foreclosure.<\/p>\n
The Office of the Attorney General sued MV Realty under the Florida Deceptive and Unfair Trade Practices Act, with the primary goal of having MV Realty\u2019s liens, which bound 9,303 Florida homeowners, terminated from the public record. <\/p>\n
In February 2025, the court found MV Realty\u2019s actions unconscionable and ordered that MV Realty terminate all Florida liens.<\/p>\n