Claims surge, then hold
Claims per 100,000 units grew 69.6 percent between 2021 and 2024, rising from 128.69 to a peak of 218.32 before easing to 200.3 in 2025. The Bronx recorded the highest per-unit rate of any borough, peaking at 253.42 claims per 100,000 units in 2024, compared with 151.7 per 100,000 in Brooklyn. Queens saw the fastest growth rate over the period, though its absolute volume remained lower.