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As the federal government reduces supports for Medicare and Medicaid programs, insurance companies providing coverage through these programs are restricting services and raising prices, in Hawaii and nationwide.
In Hawaii, the Hawaii Medical Service Association is modifying Advantage plans. HMSA’s new, lowest-cost Advantage plan for Oahu users, “Select Plus,” will use a “health maintenance” (HMO) model — but Queen’s Health Systems has declined to participate in that model. Alternative plans will continue to include Queen’s providers — at an additional cost.