While Gov. Kathy Hochul was highlighting affordability in New York City, clergy and community leaders in Buffalo were calling on the governor to take action to address the affordability crisis across the state.

They say that rising costs for food, housing and utilities are pushing families to the brink.

They also highlighted rising car insurance premiums, leading families to choose between essential coverage or basic household needs.

Advocates say that fraudulent claims, including staged car crashes and fake medical bills, are among the factors causing the spike.

“Rising insurance premiums force households to cut back on basic necessities. Uninsured driving is increasing, leading to more hit-and-run accidents that put everyone at risk,” Rev. James Lewis, president, Buffalo-Niagara Chapter of NAN, said.

Local leaders say that the affordability crisis isn’t just confined to Buffalo. They are calling it a statewide emergency that requires statewide solutions.