About Fernando

Fernando is a seasoned financial services litigator with more than a decade of experience advising banks and other financial institutions. His practice focuses on litigation involving foreclosures, declaratory judgments, quiet title, and breach-of-contract actions, as well as matters before the New York State Department of Financial Services.

He regularly defends financial institutions against claims under federal and state consumer protection statutes, including TILA, RESPA, FDCPA, New York General Business Law § 349, and New York Banking Law §§ 6-l and 6-m.

Fernando is also a recognized leader in the legal community. He has held significant leadership roles in several professional organizations, including serving as the Hispanic National Bar Association’s Region II Governor (2026-2028), a 2026 Fellow of the Leadership Council on Legal Diversity, and as a former Next Generation Lideres Mentor with LatinoJustice PRLDEF. He is also active in the Conference on Consumer Finance Law, the Mortgage Bankers Association, and the Puerto Rican Bar Association.

About Brian

Brian counsels banks, fintechs, non-bank lenders, and other businesses offering financial products on consumer financial services issues.

A former official at the US Department of Housing & Urban Development and assistant general counsel and executive director at JPMorgan Chase, he brings more than two decades of litigation and transactional experience to regulatory and enforcement matters across a variety of consumer finance products and services, including credit cards, auto, student, and mortgage loans, deposit accounts, buy-now-pay-later, and payments.

Brian is also a member of the American Bar Association’s Consumer Financial Services Committee, the Conference on Consumer Finance Law, and the District of Columbia Bar Association.