{"id":113597,"date":"2026-01-27T04:46:06","date_gmt":"2026-01-27T04:46:06","guid":{"rendered":"https:\/\/www.newsbeep.com\/us-ny\/113597\/"},"modified":"2026-01-27T04:46:06","modified_gmt":"2026-01-27T04:46:06","slug":"new-york-drivers-squeezed-as-auto-premiums-near-2000","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us-ny\/113597\/","title":{"rendered":"New York drivers squeezed as auto premiums near $2,000"},"content":{"rendered":"<p>According to Triple-I, New York ranks among the highest-cost states for multiple insurance cost drivers. It is the third-highest in auto repair cost severity, third-highest in carrier expense ratio,\u00a0third-highest in injury claim severity, and eighth-highest in accident frequency. Those structural pressures, Triple-I said, are layered onto dense urban traffic, a complex no-fault regime and an active plaintiff bar &#8212; all off which tend to magnify claim costs and keep loss trends elevated for carriers.<\/p>\n","protected":false},"excerpt":{"rendered":"According to Triple-I, New York ranks among the highest-cost states for multiple insurance cost drivers. It is the&hellip;\n","protected":false},"author":2,"featured_media":113598,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[50527,39617,9,11,10],"class_list":["post-113597","post","type-post","status-publish","format-standard","has-post-thumbnail","category-new-york","tag-auto-premium","tag-drivers","tag-new-york","tag-new-york-headlines","tag-new-york-news"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/posts\/113597","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/comments?post=113597"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/posts\/113597\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/media\/113598"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/media?parent=113597"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/categories?post=113597"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/tags?post=113597"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}