{"id":163443,"date":"2026-03-14T18:56:07","date_gmt":"2026-03-14T18:56:07","guid":{"rendered":"https:\/\/www.newsbeep.com\/us-ny\/163443\/"},"modified":"2026-03-14T18:56:07","modified_gmt":"2026-03-14T18:56:07","slug":"a-market-based-approach-to-affordability-and-fairness","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us-ny\/163443\/","title":{"rendered":"A Market-Based Approach to Affordability and Fairness"},"content":{"rendered":"<p>How free-market reforms can lower costs and eliminate discriminatory pricing for all New Yorkers<\/p>\n<p>An important report examining the growing auto insurance affordability crisis in New York and proposing market-based reforms to reduce costs and eliminate discriminatory pricing practices that disproportionately impact working families and communities of color.<\/p>\n<p>Written by Michael A. Grant, J.D., the report outlines how changes to state policy could lower premiums, increase transparency, and restore fairness in the insurance marketplace.<\/p>\n<p>Read the report below or <a href=\"https:\/\/ibw21.org\/?sdm_process_download=1&amp;download_id=91091\" target=\"_blank\" rel=\"noopener nofollow\" data-wpel-link=\"internal\">download the PDF<\/a><br \/>\n<a href=\"#pdfjs-viewer-skip\" class=\"screen-reader-text\">Skip to PDF content<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"How free-market reforms can lower costs and eliminate discriminatory pricing for all New Yorkers An important report examining&hellip;\n","protected":false},"author":2,"featured_media":163444,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[22991,67392,32069,53968,9,11,10],"class_list":["post-163443","post","type-post","status-publish","format-standard","has-post-thumbnail","category-new-york","tag-auto-insurance","tag-discriminatory-pricing","tag-economic-justice","tag-insurance-reform","tag-new-york","tag-new-york-headlines","tag-new-york-news"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/posts\/163443","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/comments?post=163443"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/posts\/163443\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/media\/163444"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/media?parent=163443"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/categories?post=163443"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/tags?post=163443"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}