{"id":165230,"date":"2026-03-16T18:04:17","date_gmt":"2026-03-16T18:04:17","guid":{"rendered":"https:\/\/www.newsbeep.com\/us-ny\/165230\/"},"modified":"2026-03-16T18:04:17","modified_gmt":"2026-03-16T18:04:17","slug":"nyc-cops-firefighters-back-hochul-plan-to-curb-car-insurance-fraud-make-ny-affordable","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us-ny\/165230\/","title":{"rendered":"NYC cops, firefighters back Hochul plan to curb car-insurance fraud: &#8216;Make NY affordable&#8217;"},"content":{"rendered":"<p>Law-enforcement unions including for New York City police and firefighters are backing Gov. Kathy Hochul\u2019s plan to attack<a href=\"https:\/\/nypost.com\/2026\/01\/15\/us-news\/hochul-pledged-to-save-nyers-a-bundle-of-money-on-car-insurance-but-plan-already-facing-pushback\/\" rel=\"nofollow noopener\" target=\"_blank\"> car-insurance fraud <\/a>and rein in personal-injury lawsuits.<\/p>\n<p>Hochul\u2019s reforms aim to put the brakes on soaring auto-insurance premiums as New Yorkers pay an average of $4,000 a year \u2014 a whopping $1,500 more than the national average.<\/p>\n<p>Her plan includes targeting high premiums with a crackdown<a href=\"https:\/\/nypost.com\/2024\/10\/25\/us-news\/nyc-car-insurance-fraudsters\/\" rel=\"nofollow noopener\" target=\"_blank\"> on staged accidents<\/a>, saying insurance companies are \u201cjacking up prices\u201d because of fraud and \u201crunaway litigation costs.\u201d<\/p>\n<p>Law-enforcement unions are backing Gov. Kathy Hochul\u2019s plan to attack car-insurance fraud and personal-injury lawsuits. Lev Radin\/Shutterstock<\/p>\n<p>\u201cOur members don\u2019t just keep New Yorkers safe on the road. We deal with the same high costs of driving as every other New Yorker, including high insurance premiums,\u201d said city Police Benevolent Association President Patrick Hendry in a statement.<\/p>\n<p>\u201cWe applaud the governor\u2019s efforts to reduce these costs and make New York affordable for working class families like ours.\u201d<\/p>\n<p>United Firefighters Association President Andrew Ansbro added, \u201cWe completely agree that the high cost of auto insurance is a problem for our members both at work and at home, which is why we support the governor\u2019s efforts to lower auto insurance.\u201d<\/p>\n<p>\u201cOur members don\u2019t just keep New Yorkers safe on the road. We deal with the same high costs of driving as every other New Yorker,\u201d City Police Benevolent Association President Patrick Hendry said. James Keivom<\/p>\n<p>\u201cWe completely agree that the high cost of auto insurance is a problem for our members both at work and at home,\u201d United Firefighters Association President Andrew Ansbro said. Paul Martinka<\/p>\n<p>Other backers include the New York State Fire Chiefs Association and the County Fire Coordinators\u2019 Association. The groups wrote a joint letter to state Senate Majority Leader Andra Stewart-Cousins and Assembly Speaker Carl Heastie to support the measures as part of the state budget.<\/p>\n<p>\t\t\t\t\t\t\tStart your day with all you need to know\t\t\t\t\t\t<\/p>\n<p class=\"inline-module__cta\">\n\t\t\t\t\t\t\tMorning Report delivers the latest news, videos, photos and more.\t\t\t\t\t\t<\/p>\n<p>\t\t\t\t\t\tThanks for signing up!\n\t\t\t\t<\/p>\n<p>The coalition also includes the chairman of the Nassau Suffolk Fire Districts Legislature Committee, the Monroe County Sheriff\u2019s PBA and the Chaverim Coalition representing community service organizations.<\/p>\n<p>Part of Hochul\u2019s reform plans includes putting a cap on damages such as pain and suffering for drivers engaging in criminal behavior at the time of an incident. That would bar uninsured motorists who have violated state financial responsibility laws, individuals convicted of driving while impaired and those committing a felony or fleeing the scene.<\/p>\n<p>Hochul said during an interview on CBS\u2019 \u201cThe Point with Marcia Kramer\u201d that \u201cthere\u2019s a lot of time to get it back in\u201d the budget resolutions. CBS New York<\/p>\n<p>Additionally, she is proposing legislation to ensure prosecutors can seek criminal penalties against any individual responsible for organizing a staged accident, not just the person behind the wheel.<\/p>\n<p>The Assembly and Senate did not include the proposed auto-insurance package in their recently released budget resolutions.<\/p>\n<p>Hochul said during an interview Sunday on CBS\u2019 \u201cThe Point with Marcia Kramer\u201d that \u201cthere\u2019s a lot of time to get it back in.\u201d<\/p>\n<p>She said her plan, similar to a Florida law, could slash insurance premiums for New York driversby 15% to 20%.<\/p>\n<p>The Metropolitan Transportation Authority last week claimed it could save $48 million annually under the governor\u2019s plan by not being forced to pay \u201cjackpot\u201d settlements for crashes in which their buses were not primarily to blame. <\/p>\n<p>But Hochul\u2019s pitch to change the state\u2019s nebulous \u201cserious injury\u201d threshold to weed out minor lawsuits is opposed by the NYS Trial Lawyers Association, a high-octane lobby whose members donate big bucks to Democratic legislators.<\/p>\n","protected":false},"excerpt":{"rendered":"Law-enforcement unions including for New York City police and firefighters are backing Gov. Kathy Hochul\u2019s plan to attack&hellip;\n","protected":false},"author":2,"featured_media":165231,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[67901,47848,426,11538,57,9,17566,18571,56,63,65,64,58],"class_list":["post-165230","post","type-post","status-publish","format-standard","has-post-thumbnail","category-new-york-city","tag-academic-fraud","tag-car-insurance","tag-kathy-hochul","tag-legislature","tag-metro","tag-new-york","tag-new-york-state-assembly","tag-new-york-state-senate","tag-ny","tag-nyc","tag-nyc-headlines","tag-nyc-news","tag-us-news"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/posts\/165230","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/comments?post=165230"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/posts\/165230\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/media\/165231"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/media?parent=165230"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/categories?post=165230"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ny\/wp-json\/wp\/v2\/tags?post=165230"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}