\n
\n
\n Date
\n Event
\n Sentiment
\n Move
\n Catalyst
\n
\n
\n
\n
\n
\n Oct 24
\n
\n
\n Q3 2025 earnings<\/a>
\n
\n
\n
\n Negative
\n
\n
\n
\n -2.7%
\n
\n
\n
\n Q3 2025 revenue and net income declined amid slower originations.
\n
\n
\n
\n
\n Jul 22
\n
\n
\n Q2 2025 earnings<\/a>
\n
\n
\n
\n Neutral
\n
\n
\n
\n -3.3%
\n
\n
\n
\n
\n
\n Mixed Q2 2025 results with lower revenue but slightly higher net income.
\n
\n
\n
\n
\n Apr 24
\n
\n
\n Q1 2025 earnings<\/a>
\n
\n
\n
\n Negative
\n
\n
\n
\n +0.8%
\n
\n
\n
\n
\n
\n Q1 2025 net income and revenue fell versus prior year on lower loans.
\n
\n
\n
\n
\n Oct 23
\n
\n
\n Q3 2024 earnings<\/a>
\n
\n
\n
\n Neutral
\n
\n
\n
\n +0.0%
\n
\n
\n
\n
\n
\n Q3 2024 showed modest revenue and net income declines but steady nine-month growth.
\n
\n
\n
\n
\n Jul 22
\n
\n
\n Q2 2024 earnings<\/a>
\n
\n
\n
\n Positive
\n
\n
\n
\n +0.0%
\n
\n
\n
\n
\n
\n Q2 2024 revenue and first-half net income increased on higher loan rates.
\n
\n
\n
\n <\/p>\n
Pattern Detected<\/p>\n
Earnings releases often show modest revenue\/net income pressure and have usually led to flat-to-negative next-day moves, with only one clearly aligned selloff and several instances where soft results saw limited or opposite price reactions.<\/p>\n
Recent Company History<\/p>\n
Recent earnings for Manhattan Bridge Capital have highlighted modest declines in revenue and net income tied to slower originations and smaller loan portfolios. Prior quarters, including Q1 2025 and Q3 2025, showed year-over-year drops in both metrics, while stockholders\u2019 equity stayed around $43M. Price reactions to these updates were generally small, often slightly negative regardless of whether results were mixed or mildly positive. Today\u2019s Q1 2026 report, with lower revenue and net income, continues that pattern of incremental softening against a stable equity base.<\/p>\n
-1.0%<\/p>\n
Average Historical Move
\n earnings<\/p>\n
Over the last five earnings releases, LOAN\u2019s average next-day move was about -1.03%, typically on modest revenue and net income shifts. Today\u2019s Q1 2026 update, with softer results but stable equity, fits that incremental pattern rather than marking a major outlier.<\/p>\n
Earnings updates since mid-2024 trace a shift from modest revenue growth with steady profits to more recent quarters where revenues and net income generally declined as loan originations slowed, while stockholders\u2019 equity has remained around the mid-$43M level.<\/p>\n
\n This announcement reports modest year-over-year declines in Q1 2026 revenue to $2.07M and net income to $1.27M, while stockholders\u2019 equity stayed around $43.1M. Management highlighted encouraging loan pay-offs and deployments in slightly firmer real estate markets, alongside an active but small buyback program. Investors may focus on trends in loans receivable, origination fees, and credit facility usage to gauge whether earnings pressure stabilizes or continues.
\n <\/p>\n
\n
\n sofr
\n
\n financial
\n
\n
<\/p>\n
“reflecting lower average borrowings under the Company\u2019s credit facility and decreased prevailing SOFR rates.”<\/p>\n
The Secured Overnight Financing Rate (SOFR) is a market benchmark that measures the cost of borrowing cash overnight using U.S. Treasury securities as collateral. Investors watch SOFR because it acts like a speedometer for short-term interest costs\u2014affecting loan rates, bond yields and the pricing of interest-rate contracts\u2014so movements change borrowing expenses, cash returns and the value of interest-sensitive investments.<\/p>\n
<\/p>\n
\n
\n origination fees
\n
\n financial
\n
\n
<\/p>\n
“as well as lower origination fees reflecting reduced loan origination activity.”<\/p>\n
Origination fees are one-time charges a lender or loan arranger collects for creating, evaluating and processing a loan or financing deal; they are usually a percentage of the loan amount and paid at closing or over time. For investors, these fees change the effective cost and proceeds of a financing, boost lender or arranger revenue, and can alter deal returns and cash flows\u2014like a service charge that trims what a borrower receives and raises the lender\u2019s income.<\/p>\n
<\/p>\n
AI-generated analysis. Not financial advice.<\/p>\n
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\n
\n 04\/16\/2026 – 07:05 AM
\n
\n
<\/p>\n
GREAT NECK, N.Y., April 16, 2026 (GLOBE NEWSWIRE) — <\/p>\n
Manhattan Bridge Capital, Inc. (Nasdaq: LOAN<\/a>) (the \u201cCompany\u201d) announced today that its net income for the three months ended March 31, 2026 was approximately $1,274,000, or $0.11 per share (based on approximately 11.4 million weighted-average outstanding common shares), compared to approximately $1,373,000, or $0.12 per share (based on approximately 11.4 million weighted-average outstanding common shares) for the same period in 2025, representing a decrease of $99,000, or 7.2%. The decrease was primarily attributable to lower revenue, partially offset by reduced interest expense, reflecting lower average borrowings under the Company\u2019s credit facility and decreased prevailing SOFR rates.<\/p>\n Total revenues for the three months ended March 31, 2026 were approximately $2,068,000, compared to approximately $2,274,000 for the same period in 2025, representing a decrease of $206,000, or 9.1%. The decrease was primarily attributable to lower interest income, driven by a period-over-period decline in loans receivable, as well as lower origination fees reflecting reduced loan origination activity. For the three months ended March 31, 2026, approximately $1,699,000 of the Company\u2019s revenue represents interest income on secured commercial loans that the Company offers to real estate investors, compared to approximately $1,834,000 for the same period in 2025, and approximately $368,000 and $440,000, respectively, represent origination fees on such loans. The loans are principally secured by collateral consisting of real estate and accompanied by personal guarantees from the principals of the borrowers.<\/p>\n As of March 31, 2026, total stockholders’ equity was approximately $43,106,000.<\/p>\n On November 20, 2025, the Company\u2019s Board of Directors approved a share repurchase program authorizing the repurchase of up to 100,000 shares of its common stock over the following 12 months.\u00a0As of March 31, 2026, the Company had repurchased an aggregate of 9,300 shares under the program at a total cost of approximately $42,000. This includes 3,100 shares repurchased during the first quarter of 2026 at an aggregate cost of approximately $14,000.<\/p>\n Assaf Ran, Chairman of the Board and Chief Executive Officer of the Company, stated, \u201cDuring the first quarter of 2026, the real estate markets in our geographical areas felt a little stronger. Whether property values are trying to catch up with inflation, the lower interest rates (although many believe that they are still too high), or a shortage of inventory, we experienced an encouraging level of loan pay-offs and new deployments. However, it\u2019s too early to determine what the impact of the war with Iran, if any, will be.\u201d<\/p>\n About Manhattan Bridge Capital, Inc.<\/p>\n Manhattan Bridge Capital, Inc. offers short-term secured, non\u2013banking loans (sometimes referred to as \u2018\u2018hard money\u2019\u2019 loans) to real estate investors to fund their acquisition, renovation, rehabilitation or improvement of properties located in the New York metropolitan area, including New Jersey and Connecticut, and in Florida. The Company operates the website: https:\/\/www.manhattanbridgecapital.com<\/a>.<\/p>\n Forward Looking Statements<\/p>\n This press release and the statements of the Company\u2019s representatives related thereto contain or may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Statements that are not statements of historical fact may be deemed to be forward-looking statements. Without limiting the generality of the foregoing, words such as \u201cplan,\u201d \u201cproject,\u201d \u201cpotential,\u201d \u201cseek,\u201d \u201cmay,\u201d \u201cwill,\u201d \u201cexpect,\u201d \u201cbelieve,\u201d \u201canticipate,\u201d \u201cintend,\u201d \u201ccould,\u201d \u201cestimate,\u201d or \u201ccontinue\u201d are intended to identify forward-looking statements. For example, when the Company discusses the encouraging level of loan payoffs and new deployments and the potential impact of the war with Iran, it is using forward looking statements. Readers are cautioned that certain important factors may affect the Company\u2019s actual results and could cause such results to differ materially from any forward-looking statements that may be made in this news release. Forward-looking statements are not guarantees of future performance and involve risks and uncertainties. Actual results may differ materially from those projected, expressed or implied in the forward-looking statements as a result of various factors, including but not limited to the following: (i) our loan origination activities, revenues and profits are limited by available funds; (ii) we operate in a highly competitive market and competition may limit our ability to originate loans with favorable interest rates; (iii) our Chief Executive Officer is critical to our business and our future success may depend on our ability to retain him; (iv) if we overestimate the yields on our loans or incorrectly value the collateral securing the loan, we may experience losses; (v) we may be subject to \u201clender liability\u201d claims; (vi) our due diligence may not uncover all of a borrower\u2019s liabilities or other risks to its business; (vii) borrower concentration could lead to significant losses; (viii) we may choose to make distributions in our own stock, in which case you may be required to pay income taxes in excess of the cash dividends you receive; and (ix) an increase in interest rates may impact our profitability. The risk factors contained in our Annual Report on Form 10-K for the fiscal year ended December 31, 2025 filed with the Securities and Exchange Commission identify important factors that could cause such differences. These forward-looking statements speak only as of the date of this press release, and we caution potential investors not to place undue reliance on such statements. We undertake no obligation to publicly update any forward-looking statements, whether as a result of new information, future events or otherwise, except as required by applicable law.<\/p>\n
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