The trial court found in favor of the Gambones on the bad faith claim and awarded $1,754,188.24, which included $659,007.90 in interest, $217,100.00 in attorneys’ fees, $986.22 in court costs, and $877,094.12 in punitive damages. The court determined that Erie Insurance had agreed to binding arbitration on all issues, including stacking, and did not communicate any reservation of rights to the Gambones.