{"id":313474,"date":"2026-10-24T16:14:12","date_gmt":"2026-10-24T16:14:12","guid":{"rendered":"https:\/\/www.newsbeep.com\/us-pa\/313474\/"},"modified":"2026-10-24T16:14:12","modified_gmt":"2026-10-24T16:14:12","slug":"after-living-in-two-expensive-cities-home-buying-felt-impossible-moving-back-to-philly-changed-things","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us-pa\/313474\/","title":{"rendered":"After living in two expensive cities, home-buying felt impossible. Moving back to Philly changed things."},"content":{"rendered":"<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">The buyer: Bree Ross, 34, paralegal <\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">The house: A 1,100-square-foot rowhouse in <a data-link-type=\"article-body\" class=\"text-blue-mid hover:shadow-lightmode\" href=\"https:\/\/www.inquirer.com\/topic\/east-falls\" rel=\"nofollow noopener\" target=\"_blank\">East Falls<\/a> with three bedrooms and one bath built in 1945.<\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">The price: Listed for $350,000; purchased for $343,000<\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">The agent: Shannon Vottero, Compass Real Estate<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/us-pa\/wp-content\/uploads\/2026\/10\/PFBBRD62GRAUHOCBR5WPQMWALY.jpg\"   alt=\"The dining room and kitchen space at Ross&#x2019; home in East Falls.\" class=\"object-contain max-h-screen lg:max-h-75vh h-full w-screen sm:w-full mb-2\" loading=\"lazy\" width=\"650\" height=\"433\"\/>The dining room and kitchen space at Ross\u2019 home in East Falls.Allie Ippolito \/ For The Inquirer<\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">The ask: After growing up in <a data-link-type=\"article-body\" class=\"text-blue-mid hover:shadow-lightmode\" href=\"https:\/\/www.inquirer.com\/topic\/lower-merion\" rel=\"nofollow noopener\" target=\"_blank\">Lower Merion<\/a>, post-school life took Ross to Washington, D.C., then Seattle \u2014 two cities where home-buying on a single salary felt impossible. <\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">But after moving back to Philly in 2025, she decided it was time to see what was out there. <\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">Her new-home wish list wasn\u2019t long. She wanted something in the city. She wanted at least two bedrooms (with either an additional third bedroom or basement), good kitchen space, some kind of outdoor area, and \u2014 preferably \u2014 central air-conditioning. <\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">Her only non-negotiable? \u201cI didn\u2019t want to live on Lincoln Drive,\u201d she said. \u201c<a data-link-type=\"article-body\" class=\"text-blue-mid hover:shadow-lightmode\" href=\"https:\/\/www.inquirer.com\/transportation\/a\/lincoln-drive-accident-safety-mount-airy-residents-demand-change-20220919.html\" target=\"_blank\" rel=\"nofollow noopener\" title=\"https:\/\/www.inquirer.com\/transportation\/a\/lincoln-drive-accident-safety-mount-airy-residents-demand-change-20220919.html\">It zigzags<\/a>, and I hate it.\u201d<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/us-pa\/wp-content\/uploads\/2026\/10\/WDXQRXGF4ZACLMF75WMRMWSSWA.jpg\"   alt=\"The living room at Ross&#x2019; new home.\" class=\"object-contain max-h-screen lg:max-h-75vh h-full w-screen sm:w-full mb-2\" loading=\"lazy\" width=\"650\" height=\"433\"\/>The living room at Ross\u2019 new home.Allie Ippolito \/ For The Inquirer<\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">The search: She\u2019d heard from friends that a home search could be a monthslong journey \u2014 and she went in with the expectation that hers would be, too. After reaching out to her real estate agent in mid-April, though, \u201cit was pretty much like foot on the gas,\u201d she said. <\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">Every morning, while getting ready for work, she checked her agent\u2019s internal portal for new leads, which turned up a number of promising prospects. <\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">In all, she toured close to 10 homes \u2014 a couple in East Falls, a couple in <a data-link-type=\"article-body\" class=\"text-blue-mid hover:shadow-lightmode\" href=\"https:\/\/www.inquirer.com\/topic\/manayunk\" rel=\"nofollow noopener\" target=\"_blank\">Manayunk<\/a>. None was quite right. <\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/us-pa\/wp-content\/uploads\/2026\/10\/NGWEIS4G4RBMRNKCQGLEQMLJZU.jpg\"   alt=\"Ross turned one upstairs bedroom into a reading room.\" class=\"object-contain max-h-screen lg:max-h-75vh h-full w-screen sm:w-full mb-2\" loading=\"lazy\" width=\"650\" height=\"433\"\/>Ross turned one upstairs bedroom into a reading room.Allie Ippolito \/ For The Inquirer<\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">The appeal: Even before stepping inside for the first time, Ross was smitten with her future home. <\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">\u201cI loved the front porch right away,\u201d she said. \u201cAlso, the street \u2026 was tree-lined, people actually sit on their porches.\u201d Because it was on the end of a stretch of homes, it shared only one wall \u2014 a rarity with rowhouses. <\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">\u201cIt had all that in its favor even before I opened the front door,\u201d she said. <\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">Inside, it didn\u2019t disappoint. Though some updates had been made, the home maintained some of its original features, including the wooden staircase and the archways between rooms. What\u2019s more, it checked nearly all of her boxes: three bedrooms, a basement, a front porch, and a sizable kitchen. <\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/us-pa\/wp-content\/uploads\/2026\/10\/BFCIM3VMQFDQBH343CTZKOTMKI.jpg\"   alt=\"Good kitchen space was one of the things on Ross's new-home wish list. \" class=\"object-contain max-h-screen lg:max-h-75vh h-full w-screen sm:w-full mb-2\" loading=\"lazy\" width=\"650\" height=\"433\"\/>Good kitchen space was one of the things on Ross&#8217;s new-home wish list. Allie Ippolito \/ For The Inquirer<\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">The only downside was that it was slightly over her budget. <\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">Over dinner that night with her parents, Ross weighed the pros and cons, deciding that, though it was a bit overbudget, the third bedroom and basement made it worth the stretch. After dinner, she called her agent, and they submitted an offer the following morning. <\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">The deal: The home\u2019s listing price had recently dropped from $360,000 to $350,000, and Ross offered less than that \u2014 $343,000. Her offer was accepted within a day. <\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">A subsequent inspection turned up a few issues \u2014 most notably, the house was outfitted with knob-and-tube wiring, a potential fire hazard \u2014 and she was able to negotiate a $4,000 sellers credit that ultimately went toward closing costs. <\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/us-pa\/wp-content\/uploads\/2026\/10\/RO67PADMM5BGLGGKA7JX5M3WJE.jpg\"   alt=\"The home has an original wooden staircase. \" class=\"object-contain max-h-screen lg:max-h-75vh h-full w-screen sm:w-full mb-2\" loading=\"lazy\" width=\"650\" height=\"433\"\/>The home has an original wooden staircase. Allie Ippolito \/ For The Inquirer<\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">The money: Ross had begun saving for a home at the start of the pandemic, so she was able to put around $17,000 down, with a mortgage around $1,800 per month. Closing costs came to roughly $6,000. <\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">A Philly first-time homebuyer program helped her lock in a 5.3% interest rate. She explored other grants and programs, too, but either didn\u2019t qualify or found them inapplicable. <\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">She was, however, able to get on a waiting list for a program that would provide a rebate for the electrical work she had done to replace the wiring. <\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">The move: Movers handled the big stuff, Ross\u2019 parents helped with some fragile things, and the majority of the move was handled in a single day. <\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">And though the schedule was a bit tight \u2014 she wanted the home\u2019s wiring fixed before moving in \u2014 things ultimately worked out. <\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">\u201cMy dad, bless him, was doing the closing walk-through with the electrician [while] me and the movers were en route to the house,\u201d Ross said. <\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/us-pa\/wp-content\/uploads\/2026\/10\/4NEKIRDLTZAZTDYJXQM6CTO6DA.jpg\"   alt=\"The primary bedroom is currently gray, but she has plans to paint the house soon. \" class=\"object-contain max-h-screen lg:max-h-75vh h-full w-screen sm:w-full mb-2\" loading=\"lazy\" width=\"650\" height=\"433\"\/>The primary bedroom is currently gray, but she has plans to paint the house soon. Allie Ippolito \/ For The Inquirer<\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">Life after close: Aside from a few small hiccups \u2014 the first week after moving in, she realized the kitchen sink wasn\u2019t working \u2014 things have been peaceful. <\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">The inspection showed that the water heater was in need of replacing, so the plumber fixed that, along with the sink. She has plans to paint soon, and because the home is bigger than her former apartment, there\u2019s one room still in need of furniture. <\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">But she\u2019s enjoying taking her time with things. <\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/us-pa\/wp-content\/uploads\/2026\/10\/DOM3QLUTH5HDPFIBNWFS2BDN4I.jpg\"   alt=\"Ross was able to get the outdoor space she was looking for.\" class=\"object-contain max-h-screen lg:max-h-75vh h-full w-screen sm:w-full mb-2\" loading=\"lazy\" width=\"650\" height=\"433\"\/>Ross was able to get the outdoor space she was looking for.Allie Ippolito \/ For The Inquirer<\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">\u201cSometimes at the end of the day, I\u2019ll be sitting down on the couch and it hits me that I own this place,\u201d she said. \u201cAnd I don\u2019t have to leave it unless I want to.\u201d<\/p>\n<p class=\"font-inquirer-text-web text-4.5 leading-[30px] sm:text-5 text-primary mb-6 sm:mb-5&#10;      sm:leading-8 [&amp;&gt;a]:text-blue-mid [&amp;&gt;a]:no-underline [&amp;&gt;a]:hover:shadow-lightmode px-5 sm:px-4 font-medium\">Did you recently buy a home in the Philadelphia area or South Jersey? Share the story of how you did it. Email Inquirer real estate reporters at <a data-link-type=\"article-body\" class=\"text-blue-mid hover:shadow-lightmode\" href=\"https:\/\/www.inquirer.com\/real-estate\/mailto:properties@inquirer.com\" target=\"_blank\" rel=\"nofollow noopener\">properties@inquirer.com<\/a>.<\/p>\n<p><img decoding=\"async\" width=\"24px\" height=\"24px\" src=\"https:\/\/www.newsbeep.com\/us-pa\/wp-content\/uploads\/2026\/10\/1792858452_729_I_circle_black.png\" alt=\"Inquirer logo\"\/><\/p>\n<p class=\" flex-1 text-primary font-semibold leading-6 text-6 font-inquirer-headline\">How I Bought This House<\/p>\n<p class=\" text-secondary text-4 mt-1 font-grot10 italic leading-4.5\">Every Other Week<\/p>\n<p id=\"cta-description\" class=\" text-primary mt-2 text-4 sm:text-4.5&#10;          leading-5.5 sm:leading-7 font-normal font-grot10\">Get the stories behind how Philadelphians bought their homes.<\/p>\n","protected":false},"excerpt":{"rendered":"The buyer: Bree Ross, 34, paralegal The house: A 1,100-square-foot rowhouse in East Falls with three bedrooms and&hellip;\n","protected":false},"author":2,"featured_media":313475,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[128021,69,71,70],"class_list":["post-313474","post","type-post","status-publish","format-standard","has-post-thumbnail","category-philadelphia","tag-east-falls-home-for-sale-three-bedrooms","tag-philadelphia","tag-philadelphia-headlines","tag-philadelphia-news"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/posts\/313474","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/comments?post=313474"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/posts\/313474\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/media\/313475"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/media?parent=313474"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/categories?post=313474"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/tags?post=313474"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}