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The 20 most affordable cities in Pennsylvania to buy a house<\/p>\n
Homeownership is fundamental<\/a> to the American dream. It offers wealth<\/a>, security, community, and countless other benefits. Yet for many Pennsylvania residents, the dream feels increasingly out of reach\u2014even as incomes rise<\/a> and mortgage rates<\/a> fall. Near-record prices have made homes hard to come by and often even harder to afford, leaving buyers and sellers stuck<\/a> and younger generations priced out<\/a>.<\/p>\n But affordable pockets still exist. In cities across the state, residents can comfortably spend around 30% of their income or less on housing, which is widely considered the affordable threshold.<\/p>\n To find out where these cities are, Redfin Real Estate<\/a> ranked the most affordable cities in Pennsylvania, based on their local payment to income ratios. All data is an average for the January-October 2025 period. To see the most affordable cities in the country, read this recent Redfin article<\/a>.<\/p>\n #1. West Mifflin, Pennsylvania<\/p>\n – Payment to income ratio: 19.4%<\/p>\n – Median sale price: $177,717<\/p>\n – Median household income: $70,335<\/p>\n – Income needed to buy: $45,382<\/p>\n – Median monthly mortgage payment: $1,135<\/p>\n – See homes for sale in West Mifflin on Redfin.com<\/a><\/p>\n #2. Plum, Pennsylvania<\/p>\n – Payment to income ratio: 20.8%<\/p>\n – Median sale price: $267,007<\/p>\n – Median household income: $98,475<\/p>\n – Income needed to buy: $68,184<\/p>\n – Median monthly mortgage payment: $1,705<\/p>\n – See homes for sale in Plum on Redfin.com<\/a><\/p>\n #3. Lower Burrell, Pennsylvania<\/p>\n – Payment to income ratio: 21.4%<\/p>\n – Median sale price: $228,402<\/p>\n – Median household income: $81,860<\/p>\n – Income needed to buy: $58,325<\/p>\n – Median monthly mortgage payment: $1,458<\/p>\n – See homes for sale in Lower Burrell on Redfin.com<\/a><\/p>\n #4. Baldwin, Pennsylvania<\/p>\n – Payment to income ratio: 22.3%<\/p>\n – Median sale price: $226,712<\/p>\n – Median household income: $77,882<\/p>\n – Income needed to buy: $57,894<\/p>\n – Median monthly mortgage payment: $1,447<\/p>\n – See homes for sale in Baldwin on Redfin.com<\/a><\/p>\n #5. Whitehall, Pennsylvania<\/p>\n – Payment to income ratio: 22.8%<\/p>\n – Median sale price: $253,070<\/p>\n – Median household income: $85,000<\/p>\n – Income needed to buy: $64,625<\/p>\n – Median monthly mortgage payment: $1,616<\/p>\n – See homes for sale in Whitehall on Redfin.com<\/a><\/p>\n #6. Dunmore, Pennsylvania<\/p>\n – Payment to income ratio: 23.0%<\/p>\n – Median sale price: $226,607<\/p>\n – Median household income: $75,632<\/p>\n – Income needed to buy: $57,867<\/p>\n – Median monthly mortgage payment: $1,447<\/p>\n – See homes for sale in Dunmore on Redfin.com<\/a><\/p>\n #7. Bethel Park, Pennsylvania<\/p>\n – Payment to income ratio: 23.3%<\/p>\n – Median sale price: $316,071<\/p>\n – Median household income: $104,129<\/p>\n – Income needed to buy: $80,713<\/p>\n – Median monthly mortgage payment: $2,018<\/p>\n – See homes for sale in Bethel Park on Redfin.com<\/a><\/p>\n #8. Monroeville, Pennsylvania<\/p>\n – Payment to income ratio: 23.5%<\/p>\n – Median sale price: $240,344<\/p>\n – Median household income: $78,191<\/p>\n – Income needed to buy: $61,375<\/p>\n – Median monthly mortgage payment: $1,534<\/p>\n – See homes for sale in Monroeville on Redfin.com<\/a><\/p>\n #9. Jefferson Hills, Pennsylvania<\/p>\n – Payment to income ratio: 24.1%<\/p>\n – Median sale price: $370,085<\/p>\n – Median household income: $117,518<\/p>\n – Income needed to buy: $94,506<\/p>\n – Median monthly mortgage payment: $2,363<\/p>\n – See homes for sale in Jefferson Hills on Redfin.com<\/a><\/p>\n #10. Munhall, Pennsylvania<\/p>\n – Payment to income ratio: 25.0%<\/p>\n – Median sale price: $170,055<\/p>\n – Median household income: $52,037<\/p>\n – Income needed to buy: $43,426<\/p>\n – Median monthly mortgage payment: $1,086<\/p>\n – See homes for sale in Munhall on Redfin.com<\/a><\/p>\n #11. Franklin Park, Pennsylvania<\/p>\n – Payment to income ratio: 25.4%<\/p>\n – Median sale price: $571,286<\/p>\n – Median household income: $172,200<\/p>\n – Income needed to buy: $145,885<\/p>\n – Median monthly mortgage payment: $3,647<\/p>\n – See homes for sale in Franklin Park on Redfin.com<\/a><\/p>\n #12. Murrysville, Pennsylvania<\/p>\n – Payment to income ratio: 25.7%<\/p>\n – Median sale price: $405,429<\/p>\n – Median household income: $120,685<\/p>\n – Income needed to buy: $103,531<\/p>\n – Median monthly mortgage payment: $2,588<\/p>\n – See homes for sale in Murrysville on Redfin.com<\/a><\/p>\n #13. Carnot-Moon, Pennsylvania<\/p>\n – Payment to income ratio: 25.7%<\/p>\n – Median sale price: $321,868<\/p>\n – Median household income: $95,777<\/p>\n – Income needed to buy: $82,193<\/p>\n – Median monthly mortgage payment: $2,055<\/p>\n – See homes for sale in Carnot-Moon on Redfin.com<\/a><\/p>\n #14. Greensburg, Pennsylvania<\/p>\n – Payment to income ratio: 25.9%<\/p>\n – Median sale price: $212,547<\/p>\n – Median household income: $62,977<\/p>\n – Income needed to buy: $54,277<\/p>\n – Median monthly mortgage payment: $1,357<\/p>\n – See homes for sale in Greensburg on Redfin.com<\/a><\/p>\n #15. Mountain Top, Pennsylvania<\/p>\n – Payment to income ratio: 25.9%<\/p>\n – Median sale price: $356,362<\/p>\n – Median household income: $105,286<\/p>\n – Income needed to buy: $91,002<\/p>\n – Median monthly mortgage payment: $2,275<\/p>\n – See homes for sale in Mountain Top on Redfin.com<\/a><\/p>\n #16. Progress, Pennsylvania<\/p>\n – Payment to income ratio: 26.9%<\/p>\n – Median sale price: $265,031<\/p>\n – Median household income: $75,362<\/p>\n – Income needed to buy: $67,679<\/p>\n – Median monthly mortgage payment: $1,692<\/p>\n – See homes for sale in Progress on Redfin.com<\/a><\/p>\n #17. Allison Park, Pennsylvania<\/p>\n – Payment to income ratio: 28.5%<\/p>\n – Median sale price: $403,748<\/p>\n – Median household income: $108,669<\/p>\n – Income needed to buy: $103,102<\/p>\n – Median monthly mortgage payment: $2,578<\/p>\n – See homes for sale in Allison Park on Redfin.com<\/a><\/p>\n #18. Shiloh, Pennsylvania<\/p>\n – Payment to income ratio: 29.4%<\/p>\n – Median sale price: $315,985<\/p>\n – Median household income: $82,205<\/p>\n – Income needed to buy: $80,691<\/p>\n – Median monthly mortgage payment: $2,017<\/p>\n – See homes for sale in Shiloh on Redfin.com<\/a><\/p>\n #19. Levittown, Pennsylvania<\/p>\n – Payment to income ratio: 30.3%<\/p>\n – Median sale price: $401,257<\/p>\n – Median household income: $101,619<\/p>\n – Income needed to buy: $102,466<\/p>\n – Median monthly mortgage payment: $2,562<\/p>\n – See homes for sale in Levittown on Redfin.com<\/a><\/p>\n #20. Weigelstown, Pennsylvania<\/p>\n – Payment to income ratio: 31.0%<\/p>\n – Median sale price: $284,638<\/p>\n – Median household income: $70,333<\/p>\n – Income needed to buy: $72,686<\/p>\n – Median monthly mortgage payment: $1,817<\/p>\n – See homes for sale in Weigelstown on Redfin.com<\/a><\/p>\n This story<\/a> was produced by Redfin Real Estate<\/a> and reviewed and distributed by Stacker<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"The 20 most affordable cities in Pennsylvania to buy a house Homeownership is fundamental to the American dream.…\n","protected":false},"author":2,"featured_media":73538,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[136,138,137,28,1113],"class_list":{"0":"post-73537","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-erie","8":"tag-erie","9":"tag-erie-headlines","10":"tag-erie-news","11":"tag-pennsylvania","12":"tag-thestacker"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/posts\/73537","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/comments?post=73537"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/posts\/73537\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/media\/73538"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/media?parent=73537"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/categories?post=73537"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/tags?post=73537"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}