{"id":81816,"date":"2026-01-08T23:48:09","date_gmt":"2026-01-08T23:48:09","guid":{"rendered":"https:\/\/www.newsbeep.com\/us-pa\/81816\/"},"modified":"2026-01-08T23:48:09","modified_gmt":"2026-01-08T23:48:09","slug":"skyrocketing-insurance-bills-could-cost-local-couples-their-home-health-and-marriage-allentown-area","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us-pa\/81816\/","title":{"rendered":"Skyrocketing insurance bills could cost local couples their home, health, and marriage | Allentown Area"},"content":{"rendered":"<p>ALLENTOWN, Pa. &#8211; Allentown&#8217;s Toyna and Matthew Arnold have been married for 8 years, 2026 already brought the couple radical change.<\/p>\n<p>&#8220;He just makes me smile, and he makes me laugh,&#8221; Toyna Arnold said about her husband Matthew.<\/p>\n<p>&#8220;On January 1, what happened with your health care?\u201d 69 News reporter Bo Koltnow asked Arnold.<\/p>\n<p>&#8220;I had to take him off of my policy,&#8221; she said, referring to her husband.<\/p>\n<p>As Affordable Care Act Subsidies expired, Toyna, who works 50 hours a week in a group home for the intellectually disabled, says the cost of keeping Matthew, who lost his job, on her health care, is now an extra $700 a month. The total is more than her salary.<\/p>\n<p>&#8220;That&#8217;s the last thing I wanted to do. He had issues that he needs to see a doctor,&#8221; Toyna said.<\/p>\n<p>Matthew is blind in one eye, and injections are keeping his sight in the other. Without health coverage, they say that clinical cost is unaffordable, and he&#8217;ll go blind without them.<\/p>\n<p>&#8220;It&#8217;s sad, because I was raised to believe that that&#8217;s what you did. You go to work, you got health insurance through your work, and you just go through life. And that&#8217;s not life. Now that&#8217;s taken,&#8221; Toyna said.<\/p>\n<p>Tonya is now contemplating divorce, as then Matthew could qualify for benefits. For those who say it&#8217;s a complicated political issue, Tonya responds, &#8220;It&#8217;s not complicated. Everybody &#8211; the people that are arguing and making these choices &#8211; they don&#8217;t have to worry about health insurance.&#8221;<\/p>\n<p>Northampton County high school sweethearts Wendy and Mike Hujsa, married 39 years, are now retired.<\/p>\n<p>The retirement is forced for Mike, who was a machinist for 41 years. He suffered a traumatic brain injury a few years ago after he fell when his ladder buckled. He spent 3 weeks in a coma, ultimately losing his job and health coverage.<\/p>\n<p>&#8220;We saved for a rainy day. We didn&#8217;t save for a monsoon or a tsunami,&#8221; they said of their current health care costs.<\/p>\n<p>They\u2019re facing a financial storm as their Pennie plan, Pennsylvania&#8217;s state-run health care system, increased from around $400 per month, to $1,019, for the same plan.<\/p>\n<p>With Mike still in need of consistent care they opted for a reduced version, still nearly double their 2025 cost, now with a $1,700 deductible.<\/p>\n<p>&#8220;What is your take on just the way health care is right now in this country?&#8221; Bo Koltnow asked.<\/p>\n<p>&#8220;Out of control. I don&#8217;t think it needs to be the way it is,&#8221; the couple said.<\/p>\n<p>&#8220;The reason we put these enhanced tax credits in place was because during the pandemic, we recognize the importance of people being covered,&#8221; said Anthony Wright.<\/p>\n<p>But millions may now not be, says Anthony Wright, Executive Director of Families USA. It\u2019s a 45-year-old, non-partisan national consumer advocacy on group health care issues.<\/p>\n<p>Wright says upwards of 20 million Americans are seeing massive spikes in monthly costs, possibly kicking 5 million people off of health care and ultimately rising rates for all.<\/p>\n<p>&#8220;This is not something that&#8217;s happening organically. This is a policy choice by Congress not to extend these tax credits, and as a result, people are paying more and getting less,&#8221; Wright said.<\/p>\n","protected":false},"excerpt":{"rendered":"ALLENTOWN, Pa. &#8211; Allentown&#8217;s Toyna and Matthew Arnold have been married for 8 years, 2026 already brought the&hellip;\n","protected":false},"author":2,"featured_media":81817,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[5892,119,121,120,15321,41265,917,41266,41267,7174],"class_list":["post-81816","post","type-post","status-publish","format-standard","has-post-thumbnail","category-allentown","tag-affordable-care-act","tag-allentown","tag-allentown-headlines","tag-allentown-news","tag-disability","tag-health-care-costs","tag-health-insurance","tag-insurance-subsidies","tag-policy-change","tag-retirement"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/posts\/81816","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/comments?post=81816"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/posts\/81816\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/media\/81817"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/media?parent=81816"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/categories?post=81816"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-pa\/wp-json\/wp\/v2\/tags?post=81816"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}