PLANO, Texas–(BUSINESS WIRE)–Feb 19, 2026–
Upbound Group, Inc. (the “Company” or “Upbound”) (NASDAQ:UPBD) today announced results for the quarter and fiscal year ended December 31, 2025. The earnings release, financial tables and related materials can be found on the Company’s investor relations website at https://investor.upbound.com.
kAm%@52J 2E h 2]>] t%[ u29>: z2C2>[ r9:67 tI64FE:G6 ~77:46C[ 2?5 w2= z9@FC:[ r9:67 u:?2?4:2= ~77:46C[ H:== 9@DE 2 4@?76C6?46 42== E@ C6G:6H E96 r@>A2?J’D 7:?2?4:2= C6DF=ED] x?E6C6DE65 A2CE:6D 42? 2446DD 2 =:G6 H6342DE @7 E96 4@?76C6?46 42== G:2 E9:D =:?< W k2 9C67lQ9EEADi^^4ED]3FD:?6DDH:C6]4@>^4E^r%n:5lD>2CE=:?AjFC=l9EEADTbpTauTau6586]>65:2\D6CG6C]4@>Tau>>4TauATau5H;GfB5?U2>Aj6D966EldccagdbeU2>Aj?6HD:E6>:5la_ae_a`hgg_gchU2>Aj=2?l6?\&$U2>Aj2?49@ClH6342DEZ=:?Aj:?56IlaU2>Aj>5dla_24`e564255`264edhb5fd7f7h62ae`Q C6=lQ?@7@==@HQ D92A6lQC64EQmH6342DE =:?A2?JVD :?G6DE@C C6=2E:@?D H63D:E6]k^Am
kAmk6>mu@FCE9 “F2CE6C a_ad w:89=:89EDk^6>m`k^Am
kF=mk=:mr@?E:?F65 %@A=:?6 |@>6?EF>i r@?D@=:52E65 C6G6?F6 8C@HE9 @7 “T J62C\@G6C\J62C E@ S`]a 3:==:@?]k^=:mk=:mp4:>2 $9@HD $EC@?8 tI64FE:@?i p4:>2 249:6G65 :ED ?:?E9 4@?D64FE:G6 BF2CE6C @7 v|’ a 2?5 C6G6?F6 8C@HE9[ H:E9 C6G6?F6 :?4C62D:?8 hT J62C\@G6C\J62C]k^=:mk=:mqC:8:E s6>@?DEC2E6D ~?8@:?8 tIA2?D:@?i qC:8:E 86?6C2E65 C6G6?F6 @7 Sed >:==:@?[ DFAA@CE65 3J 2AAC@I:>2E6=J `]e >:==:@? A2J:?8 DF3D4C:36CD b 2?5 ?62C=J `_T p#!& c 8C@HE9 J62C\@G6C\J62C]k^=:mk=:m#6?E\p\r6?E6C qFD:?6DD $E23:=:K65i #6?E\p\r6?E6C D2>6 DE@C6 D2=6D d 8C6H _]gT J62C\@G6C\J62C[ 2=@?8D:56 2 `_ 32D:D A@:?E J62C\@G6C\J62C C65F4E:@? 😕 =62D6 492C86\@77 C2E6]k^=:mk=:m#@3FDE r2D9 u=@H vC@HE9i %96 r@>A2?J C6A@CE65 Sca >:==:@? @7 ?6E 42D9 AC@G:565 3J @A6C2E:?8 24E:G:E:6D[ 2? :?4C62D6 @7 >@C6 E92? S`__ >:==:@? J62C\@G6C\J62C]k^=:mk=:ma_ae ~FE=@@< x?EC@5F465i u@C 7:D42= J62C a_ae[ E96 r@>A2?J 6IA64ED 4@?D@=:52E65 C6G6?F6 @7 36EH66? Sc]f 2?5 Sc]hd 3:==:@?[ 25;FDE65 tqx%sp e @7 36EH66? Sd__ 2?5 Sdbd >:==:@?[ 2?5 ?@?\vpp! 5:=FE65 t!$ e @7 36EH66? Sc]__ 2?5 Sc]bd]k^=:mk^F=m
kAmk6>mp3@FE &A3@F?5 vC@FA[ x?4]k^6>mk^Am
kAm&A3@F?5 vC@FA[ x?4] W}p$sp”i &!qsX[ 😀 2 E649?@=@8J 2?5 52E2\5C:G6? =6256C 😕 2446DD:3=6 2?5 :?4=FD:G6 7:?2?4:2= D@=FE:@?D E92E 255C6DD E96 6G@=G:?8 ?665D 2?5 2DA:C2E:@?D @7 F?56CD6CG65 4@?DF>6CD] %96 r@>A2?JUCDBF@jD 4FDE@>6C\724:?8 @A6C2E:?8 F?:ED :?4=F56 :?5FDECJ\=625:?8 3C2?5D DF49 2D p4:>2UC68j[ qC:8:EUEC256j[ 2?5 #6?E\p\r6?E6CUC68j E92E 724:=:E2E6 4@?DF>6C EC2?D24E:@?D 24C@DD 2 H:56 C2?86 @7 DE@C6\32D65 2?5 5:8:E2= 492??6=D 😕 E96 &?:E65 $E2E6D[ |6I:4@ 2?5 !F6CE@ #:4@] &A3@F?5 vC@FA[ x?4] 😀 9625BF2CE6C65 😕 !=2?@[ %6I2D] u@C 255:E:@?2= :?7@C>2E:@? 23@FE E96 r@>A2?J[ A=62D6 G:D:E @FC H63D:E6 k2 9C67lQ9EEAi^^&A3@F?5]4@>Qm&A3@F?5]4@>k^2m]k^Am
kE23=6 46==DA24:?8lQ_QmkECmkE5mkAmk6>mW`Xk^6>mk^Amk^E5mkE5mkAm%96 D6=64E65 9:89=:89ED C676C6?465 96C6:? 5@ ?@E AC@G:56 2 4@>A=6E6 C6G:6H @7 E96 r@>A2?J’D C6DF=ED 7@C E96 BF2CE6C @C FA52E65 8F:52?46 2?5 @FE=@@<] !=62D6 C676C E@ E96 r@>A2?J’D 7F== 62C?:?8D C6=62D6 2?5 C6=2E65 >2E6C:2=D[ 2D ?@E65 😕 E9:D C6=62D6[ 7@C 255:E:@?2= :?7@C>2E:@?]k^Amk^E5mk^ECmkECmkE5mkAmk6>mWaXk^6>mk^Amk^E5mkE5mkAmvC@DD |6C492?5:D6 ‘@=F>6 Wv|’Xi %96 r@>A2?J 567:?6D vC@DD |6C492?5:D6 ‘@=F>6 2D E96 C6E2:= G2=F6 😕 &]$] 5@==2CD @7 >6C492?5:D6 24BF:C65 3J E96 p4:>2 D68>6?E E92E 😀 =62D65 E@ 4FDE@>6CD E9C@F89 2 EC2?D24E:@? E92E @44FCD H:E9:? 2 567:?65 A6C:@5[ ?6E @7 6DE:>2E65 42?46==2E:@?D 2D @7 E96 >62DFC6>6?E 52E6]k^Amk^E5mk^ECmkECmkE5mkAmk6>mWbXk^6>mk^Amk^E5mkE5mkAmqC:8:E !2J:?8 $F3D4C:36CDi #6AC6D6?ED qC:8:E 4FDE@>6CD H9@ 92G6 2? 24E:G6 !=FD @C !C6>:F> 244@F?E[ ?@E 56=:?BF6?E W?@E cd 52JD A2DE 5F6X @? 2 42D9 25G2?46[ 2?5 >256 2E =62DE ` @7 E96 =2DE a DF3D4C:AE:@? A2J>6?ED]k^Amk^E5mk^ECmkECmkE5mkAmk6>mWcXk^6>mk^Amk^E5mkE5mkAmp#!&i pG6C286 >@?E9=J C6G6?F6 A6C qC:8:E !2J:?8 $F3D4C:36C[ H96C6 qC:8:E !2J:?8 $F3D4C:36C 😀 567:?65 2D 😕 7@@E?@E6 b 23@G6]k^Amk^E5mk^ECmkECmkE5mkAmk6>mWdXk^6>mk^Amk^E5mkE5mkAm$2>6 $E@C6 $2=6D W$$$Xi $2>6 DE@C6 D2=6D 86?6C2==J C6AC6D6?ED C6G6?F6 62C?65 😕 r@>A2?J\@H?65 #6?E\p\r6?E6C DE@C6D E92E H6C6 @A6C2E65 3J FD 7@C `b >@?E9D @C >@C6 2?5 2C6 C6A@CE65 @? 2 4@?DE2?E 4FCC6?4J 32D:D 2D 2 A6C46?E286 @7 E@E2= C6G6?F6 62C?65 😕 DE@C6D @7 E96 D68>6?E 5FC:?8 E96 :?5:42E65 A6C:@5] %96 r@>A2?J 6I4=F56D 7C@> E96 D2>6 DE@C6 D2=6D 32D6 2?J DE@C6 E92E C646:G6D 2 46CE2:? =6G6= @7 4FDE@>6C 244@F?ED 7C@> 4=@D65 DE@C6D @C 24BF:D:E:@?D] %96 C646:G:?8 DE@C6 H:== 36 6=:8:3=6 7@C :?4=FD:@? 😕 E96 D2>6 DE@C6 D2=6D 32D6 😕 E96 b_E9 7F== >@?E9 7@==@H:?8 244@F?E EC2?D76C]k^Amk^E5mk^ECmkECmkE5mkAmk6>mWeXk^6>mk^Amk^E5mkE5mkAm}@?\vpp! 7:?2?4:2= >62DFC6D 4@?E2:?65 😕 E9:D C6=62D6 :?4=F56i W`X }@?\vpp! 5:=FE65 62C?:?8D A6C D92C6 W?6E 62C?:?8D @C =@DD[ 2D 25;FDE65 7@C DA64:2= :E6>D W2D 567:?65 36=@HX[ ?6E @7 E2I6D[ 5:G:565 3J E96 ?F>36C @7 D92C6D @7 @FC 4@>>@? DE@4< @? 2 7F==J 5:=FE65 32D:DX 2?5 WaX p5;FDE65 tqx%sp W?6E 62C?:?8D 367@C6 :?E6C6DE[ E2I6D[ DE@4<\32D65 4@>A6?D2E:@?[ 56AC64:2E:@? 2?5 2>@CE:K2E:@?[ 2D 25;FDE65 7@C DA64:2= :E6>DX @? 2 4@?D@=:52E65 32D:D] “$A64:2= :E6>D” C676CD E@ 46CE2:? 82:?D 2?5 492C86D H6 G:6H 2D 6IEC2@C5:?2CJ[ F?FDF2= @C ?@?\C64FCC:?8 😕 ?2EFC6 @C H9:49 H6 36=:6G6 5@ ?@E C67=64E @FC 4@C6 3FD:?6DD 24E:G:E:6D[ 2?5[ 7@C 9:DE@C:42= :E6>D[ 2C6 C6A@CE65 2D ~E96C v2:?D 2?5 r92C86D 😕 @FC r@?D@=:52E65 $E2E6>6?ED @7 ~A6C2E:@?D] q642FD6 @7 E96 :?96C6?E F?46CE2:?EJ C6=2E65 E@ E96D6 DA64:2= :E6>D[ >2?286>6?E 5@6D ?@E 36=:6G6 :E 😀 23=6 E@ AC@G:56 2 >62?:?87F= 7@C642DE @7 E96 4@>A2C23=6 vpp! >62DFC6D @C C64@?4:=:2E:@? E@ 7@C642DE65 ?@?\vpp! >62DFC6D H:E9@FE F?C62D@?23=6 677@CE]k^Amk^E5mk^ECmk^E23=6m
kAmk6>mu@CH2C5\{@@<:?8 $E2E6>6?EDk^6>mk^Am
kAm%9:D C6=62D6 4@?E2:?D 7@CH2C5\=@@<:?8 DE2E6>6?ED H:E9:? E96 >62?:?8 @7 E96 &]$] !C:G2E6 $64FC:E:6D {:E:82E:@? #67@C> p4E @7 `hhd[ :?4=F5:?8[ 2>@?8 @E96CD[ DE2E6>6?ED C682C5:?8 @FC a_ae 7:?2?4:2= 8F:52?46[ 7FEFC6 D2>6 DE@C6 D2=6D 6IA64E2E:@?D 2?5 @E96C DE2E6>6?ED C682C5:?8 @FC 7FEFC6 @FE=@@<] $F49 7@CH2C5\=@@<:?8 DE2E6>6?ED 86?6C2==J 42? 36 :56?E:7:65 3J E96 FD6 @7 7@CH2C5\=@@<:?8 E6C>:?@=@8J DF49 2D Q>2J[Q QH:==[Q Q6IA64E[Q Q:?E6?5[Q Q4@F=5[Q Q6DE:>2E6[Q QAC65:4E[Q Q4@?E:?F6[Q “>2:?E2:?[” QD9@F=5[Q Q2?E:4:A2E6[Q Q36=:6G6[Q @C “4@?7:56?E[” @C E96 ?682E:G6 E96C6@7 @C G2C:2E:@?D E96C6@? @C D:>:=2C E6C>:?@=@8J] $F49 7@CH2C5\=@@<:?8 DE2E6>6?ED 2C6 32D65 @? A2CE:4F=2C 2DDF>AE:@?D E92E @FC >2?286>6?E 92D >256 😕 =:89E @7 :ED 6IA6C:6?46 2?5 :ED A6C46AE:@? @7 6IA64E65 7FEFC6 56G6=@A>6?ED 2?5 @E96C 724E@CD E92E :E 36=:6G6D 2C6 2AAC@AC:2E6 F?56C E96 4:C4F>DE2?46D[ 2?5 2C6 DF3;64E E@ G2C:@FD C:D2E6C:2= 2?5 25G6CD6 5:776C6?46D 36EH66? 24EF2= 2?5 2?E:4:A2E65 C6DF=ED :?4=F56[ 3FE 2C6 ?@E =:>:E65 E@[ W`X E96 86?6C2= DEC6?8E9 @7 E96 64@?@>J 2?5 @E96C 64@?@>:4 4@?5:E:@?D 27764E:?8 4@?DF>6C AC676C6?46D[ DA6?5:?8 2?5 A2J>6?E 3692G:@CD[ :?4=F5:?8 E96 2G2:=23:=:EJ @7 4C65:E E@ E96 r@>A2?JVD E2C86E 4@?DF>6CD 2?5 E@ @E96C 4@?DF>6CD[ :>A24ED 7C@> 4@?E:?F65 :?7=2E:@?[ 46?EC2= 32?< >@?6E2CJ A@=:4J :?:E:2E:G6D E@ 255C6DD :?7=2E:@? 4@?46C?D 2?5 2 A@DD:3=6 C646DD:@? @C D=@H5@H? 😕 64@?@>:4 8C@HE9[ WaX C:D2E6C:2=D[ 2?5 WbX E96 @E96C C:D E:>6 E@ E:>6 😕 E96 C6A@CED 7:=65 3J FD H:E9 E96 $64FC:E:6D 2?5 tI492?86 r@>>:DD:@?[ :?4=F5:?8 @FC p??F2= #6A@CE @? u@C> `_\z 7@C E96 J62C 6?565 s646>36C b`[ a_ad[ 2D H6== 2D DF3D6BF6?E “F2CE6C=J #6A@CED @? u@C> `_\” @C rFCC6?E #6A@CED @? u@C> g\z] *@F 2C6 42FE:@?65 ?@E E@ A=246 F?5F6 C6=:2?46 @? 7@CH2C5\=@@<:?8 DE2E6>6?ED[ H9:49 DA62< @?=J 2D @7 E96 52E6 @7 E9:D C6=62D6] tI46AE 2D C6BF:C65 3J =2H[ H6 2C6 ?@E @3=:82E65 E@[ 2?5 5@ ?@E F?56CE2<6 E@[ AF3=:4=J C6=62D6 2?J C6G:D:@?D E@ E96D6 7@CH2C5\=@@<:?8 DE2E6>6?ED E@ C67=64E 2?J 6G6?ED @C 4:C4F>DE2?46D 27E6C E96 52E6 96C6@7 @C E@ C67=64E E96 @44FCC6?46 @7 F?2?E:4:A2E65 6G6?ED]k^Am
kAmk6>m}@?\vpp! u:?2?4:2= |62DFC6Dk^6>mk^Am
kAm%9:D C6=62D6 4@?E2:?D 46CE2:? 7:?2?4:2= :?7@C>2E:@? 56E6C>:?65 3J >6E9@5D @E96C E92? 😕 244@C52?46 H:E9 &]$] v6?6C2==J p446AE65 p44@F?E:?8 !C:?4:A=6D Wvpp!X[ :?4=F5:?8 W`X }@?\vpp! 5:=FE65 62C?:?8D A6C D92C6 W?6E 62C?:?8D @C =@DD[ 2D 25;FDE65 7@C DA64:2= :E6>D W2D 567:?65 36=@HX[ ?6E @7 E2I6D[ 5:G:565 3J E96 ?F>36C @7 D92C6D @7 @FC 4@>>@? DE@4< @? 2 7F==J 5:=FE65 32D:DX 2?5 WaX p5;FDE65 tqx%sp W?6E 62C?:?8D 367@C6 :?E6C6DE[ E2I6D[ DE@4<\32D65 4@>A6?D2E:@?[ 56AC64:2E:@? 2?5 2>@CE:K2E:@?[ 2D 25;FDE65 7@C DA64:2= :E6>DX @? 2 4@?D@=:52E65 32D:D] “$A64:2= :E6>D” C676CD E@ 46CE2:? 82:?D 2?5 492C86D H6 G:6H 2D 6IEC2@C5:?2CJ[ F?FDF2= @C ?@?\C64FCC:?8 😕 ?2EFC6 @C H9:49 H6 36=:6G6 5@ ?@E C67=64E @FC 4@C6 3FD:?6DD 24E:G:E:6D[ 2?5[ 7@C 9:DE@C:42= :E6>D[ 2C6 C6A@CE65 2D ~E96C v2:?D 2?5 r92C86D 😕 @FC r@?D@=:52E65 $E2E6>6?ED @7 ~A6C2E:@?D] q642FD6 @7 E96 :?96C6?E F?46CE2:?EJ C6=2E65 E@ E96D6 DA64:2= :E6>D[ >2?286>6?E 5@6D ?@E 36=:6G6 :E 😀 23=6 E@ AC@G:56 2 >62?:?87F= 7@C642DE @7 E96 4@>A2C23=6 vpp! >62DFC6D @C C64@?4:=:2E:@? E@ 7@C642DE65 ?@?\vpp! >62DFC6D H:E9@FE F?C62D@?23=6 677@CE]k^Am
kAm%96D6 ?@?\vpp! >62DFC6D 2C6 255:E:@?2= E@@=D :?E6?565 E@ 2DD:DE @FC >2?286>6?E 😕 4@>A2C:?8 @FC A6C7@C>2?46 @? 2 >@C6 4@?D:DE6?E 32D:D 7@C AFCA@D6D @7 3FD:?6DD 564:D:@?\>2<:?8 3J C6>@G:?8 E96 :>A24E @7 46CE2:? :E6>D >2?286>6?E 36=:6G6D 5@ ?@E 5:C64E=J C67=64E @FC 4@C6 @A6C2E:@?D] %96D6 >62DFC6D 2C6 :?E6?565 E@ 2DD:DE >2?286>6?E 😕 6G2=F2E:?8 @A6C2E:?8 A6C7@C>2?46 2?5 =:BF:5:EJ[ 4@>A2C:?8 A6C7@C>2?46 2?5 =:BF:5:EJ 24C@DD A6C:@5D[ A=2??:?8 2?5 7@C642DE:?8 7FEFC6 3FD:?6DD @A6C2E:@?D[ 96=A:?8 56E6C>:?6 =6G6=D @7 @A6C2E:?8 2?5 42A:E2= :?G6DE>6?ED 2?5 :56?E:7J:?8 2?5 2DD6DD:?8 255:E:@?2= EC6?5D A@E6?E:2==J :>A24E:?8 @FC r@>A2?J E92E >2J ?@E 36 D9@H? D@=6=J 3J 4@>A2C:D@?D @7 vpp! >62DFC6D] r@?D@=:52E65 p5;FDE65 tqx%sp 😀 2=D@ FD65 2D A2CE @7 @FC :?46?E:G6 4@>A6?D2E:@? AC@8C2> 7@C @FC 6I64FE:G6 @77:46CD 2?5 @E96CD]k^Am
kAm(6 36=:6G6 E96D6 ?@?\vpp! 7:?2?4:2= >62DFC6D 2=D@ AC@G:56 DFAA=6>6?E2= :?7@C>2E:@? E92E 😀 FD67F= E@ :?G6DE@CD[ 2?2=JDED 2?5 @E96C 6IE6C?2= FD6CD @7 @FC 4@?D@=:52E65 7:?2?4:2= DE2E6>6?ED 😕 F?56CDE2?5:?8 @FC 7:?2?4:2= C6DF=ED 2?5 6G2=F2E:?8 @FC A6C7@C>2?46 2?5 =:BF:5:EJ 7C@> A6C:@5 E@ A6C:@5] w@H6G6C[ ?@?\vpp! 7:?2?4:2= >62DFC6D 92G6 :?96C6?E =:>:E2E:@?D 2?5 2C6 ?@E DF3DE:EFE6D 7@C[ @C DFA6C:@C E@[ vpp! 7:?2?4:2= >62DFC6D[ 2?5 E96J D9@F=5 36 C625 E@86E96C H:E9 @FC 4@?D@=:52E65 7:?2?4:2= DE2E6>6?ED AC6A2C65 😕 244@C52?46 H:E9 vpp!] uFCE96C[ 3642FD6 ?@?\vpp! 7:?2?4:2= >62DFC6D 2C6 ?@E DE2?52C5:K65[ :E >2J ?@E 36 A@DD:3=6 E@ 4@>A2C6 DF49 >62DFC6D E@ E96 ?@?\vpp! 7:?2?4:2= >62DFC6D AC6D6?E65 3J @E96C 4@>A2?:6D[ 6G6? :7 E96J 92G6 E96 D2>6 @C D:>:=2C ?2>6D]k^Am
kAm’:6H D@FC46 G6CD:@? @? k2 9C67lQ9EEAi^^3FD:?6DDH:C6]4@>Qm3FD:?6DDH:C6]4@>k^2mik2 9C67lQ9EEADi^^HHH]3FD:?6DDH:C6]4@>^?6HD^9@>6^a_ae_a`hgg_gch^6?^Q C6=lQ?@7@==@HQm9EEADi^^HHH]3FD:?6DDH:C6]4@>^?6HD^9@>6^a_ae_a`hgg_gch^6?^k^2mk^Am
kAmr~}%pr%i &A3@F?5 x?G6DE@C #6=2E:@?Dik^Am
kAmk2 9C67lQ>2:=E@i:?G6DE@C]C6=2E:@?DoFA3@F?5]4@>Qm:?G6DE@C]C6=2E:@?DoFA3@F?5]4@>k^2mk^Am
kAmhfa\g_`\“_bk^Am
kAmzt*(~#si &}x%ts $%p%t$ }~#%w p|t#xrp %t)p$k^Am
kAmx}s&$%#* zt*(~#si sp%p |p}pvt|t}% #t%px{ ~%wt# #t%px{ %trw}~{~v* w~|t v~~s$ st!p#%|t}% $%~#t$ $~u%(p#tk^Am
kAm$~rti &A3@F?5 vC@FA[ x?4]k^Am
kAmr@AJC:89E qFD:?6DD (:C6 a_ae]k^Am
kAm!&qi _a^`h^a_ae _fi__ p|^sx$ri _a^`h^a_ae _fi_b p|k^Am
kAmk2 9C67lQ9EEAi^^HHH]3FD:?6DDH:C6]4@>^?6HD^9@>6^a_ae_a`hgg_gch^6?Qm9EEAi^^HHH]3FD:?6DDH:C6]4@>^?6HD^9@>6^a_ae_a`hgg_gch^6?k^2mk^Am
Copyright Business Wire 2026.