AUSTIN, Texas — Rising interest rates and mounting credit card balances are leaving many Texans searching for real solutions.
Haddie Djemal sat down with Sierra Waggoner on We Are Austin to discuss options for viewers feeling overwhelmed by high-interest credit card debt and personal loans.
Haddie Djemal sat down with Sierra Waggoner on We Are Austin to discuss options for viewers feeling overwhelmed by high-interest credit card debt and personal loans.
Representing Texas-based company Debt Redemption, Djemal explained how the organization works with individuals carrying $30,000 or more in credit card debt, as well as small business owners with up to $1 million in business-related debt.
“You know, I’m really glad to be able to talk about this. Debt is kind of one of those things that you hate talking about, but love getting rid of — like a toxic ex, right? We have a few different debt solutions for people, but the thing that people tend to gravitate toward the most is our debt relief program, which is exclusively for Texans. Through that program, we can sometimes get program payments that are less than half compared to combined payments, and we may be able to get it resolved in as little as 12 to 60 months, just depending on your results and budget.”
She detailed how the company negotiates directly with creditors to potentially reduce balances and create more manageable payment plans, providing clients with a clearer path forward.
“When we’re talking numbers, we’ve got to see it, right? I’m a huge visual learner. So if we’re looking at a round number like $100,000 of credit card debt, it’s easy to double that when it comes to paying it back just doing minimum payments. Now, we do have a debt consolidation loan and credit counseling as debt solution options. But again, it’s through that debt relief program that’s exclusively for Texans where we can sometimes get it under $100,000.”
To illustrate the impact, Djemal shared an example of someone facing $100,000 in high-interest credit card debt. Using a payment comparison graph, she showed how minimum payments can stretch for years — and how a structured debt relief plan could significantly reduce both monthly payments and overall payoff timelines.
To illustrate the impact, Djemal shared an example of someone facing $100,000 in high-interest credit card debt. Using a payment comparison graph, she showed how minimum payments can stretch for years — and how a structured debt relief plan could significantly reduce both monthly payments and overall payoff timelines.BarGraphs1.jpg
“The next thing we really want to look at is not just the cost, but the payoff time. It can be about 20 years if you’re just making minimum monthly payments. Through that debt relief program, depending on your budget and settlement results, we can sometimes get that resolved in as little as 12 to 16 months.”
“The next thing we really want to look at is not just the cost, but the payoff time. It can be about 20 years if you’re just making minimum monthly payments. Through that debt relief program, depending on your budget and settlement results, we can sometimes get that resolved in as little as 12 to 16 months.”
Djemal also highlighted what sets Debt Redemption apart, including its Texas roots and personalized approach to complex financial situations.
“There are so many places out there. So many lead generators online — they just want your information. Sometimes you get a kid in a call center with a script. That’s the last thing you want when you’re dealing with complex debt, especially if you’re an upper-income earner with assets you want to protect. For us, we make sure our debt specialists fully understand your situation and offer you the best solution possible.”
For viewers ready to explore their options, call 512-686-4155 or visit DebtRedemption.com/KEYE and ask about the Lowest Fee Guarantee.
For viewers ready to explore their options, call 512-686-4155 or visit DebtRedemption.com/KEYE and ask about the Lowest Fee Guarantee.