Ever wondered why it seems everyone and their dog is moving to San Antonio? It’s not our annual grackle invasion, our tourist spots or our year-round humid heat. Instead, it might be our low cost of living, which beats out every other major Texas city. But, how much do you really need to make to live comfortably in San Antonio?

What is the living wage in San Antonio?

The Massachusetts Institute of Technology (MIT) considers a living wage to be the income “an individual in a household must earn to support themselves and/or their family, working full-time, or 2,080 hours per year.” Their calculator takes in a plethora of factors, such as the number of adults in a household (and how many are working), as well as children. Additionally, it shows how food, childcare, medical, housing, transportation, utilities, taxes and other expenses play into the final figure.

So really, a living wage depends on the household.

For a single-income, childless adult in San Antonio, you’ll need to make $21.14 per hour to come up with a living wage. $7.52 – just cents above the federal (and state) minimum wage of $7.25 – would be considered the poverty wage. For two childless adults with one working, the living wage is $29.41 per hour, and the poverty wage is $10.17. That number starts to tick up when you add children, as the same worker with one child would need to make $35.25 per hour, and the poverty wage goes up to $12.81. However, if two adults work, each will only need to bring in $20.11 per hour.

It goes without saying that the more children a family has to support, the more they’ll need to make, as two adults with three children will each need to bring in $28.86 per hour to live comfortably. According to a SmartAsset report released in March, an annual salary of $86,694 is required for a single adult to live comfortably in San Antonio. For a double-income household with two children, that number shoots to a combined salary of $199,181. Additionally, the median household income is $62,322.

In San Antonio, the only folks for whom minimum wage is higher than the poverty wage are the DINKs (double-income, no kids, as they’re called) or two-income households with just one kid.

San Antonio is Texas’ least expensive major city

The SmartAsset report also reveals that San Antonio isn’t just the major Texas city where the living wage is lowest; it’s also one of the nation’s top 10 cities with the lowest living wages. Meanwhile, according to the Levi Rodgers Real Estate Group, San Antonio’s cost of living is nine percent lower than the national average and four percent below the Texas average.

For a single adult using the 50/30/30 budget rule (50 percent for needs, 30 percent for wants and 20 percent towards savings and debts), it would take making between $80,000 and $86,694 a year to live comfortably in San Antonio. The total cost of living itself is much lower, coming in at $40,362 per year, according to a report by GOBankingRates released in August. Regarding rent, the average in San Antonio is $1,650 for all bedrooms and property types, according to Zillow, and the average home value is $248,761.

For comparison, Texas’ average cost of living per year is $71,639, the 16th-cheapest in the nation.

As for other Lone Star cities, it takes making $86,000 to $90,000 per year to live comfortably in Houston, with a total cost of living of $43,438 annually. As for Dallas, making around $95,000 is cushiony for a single adult, while the total cost of living is $47,589.  Austin (unsurprisingly) is Texas’ most expensive city, with a yearly cost of living of $62,863 and anywhere from roughly $100,000 to $125,000 to live comfortably. Overall, the Alamo City comes in at No. 6 on SmartAsset’s list, with a cost of living that is roughly $1,500 more expensive than the nation’s cheapest major city, Indianapolis.

All in all, living in San Antonio means more money is in your pocket instead of wrapped up in rent and bills. The trade-off is some seriously gnarly traffic on I-10.

This article originally published at San Antonio closes in on No. 1 US city with best living wage.