{"id":237476,"date":"2026-04-06T18:28:09","date_gmt":"2026-04-06T18:28:09","guid":{"rendered":"https:\/\/www.newsbeep.com\/us-tx\/237476\/"},"modified":"2026-04-06T18:28:09","modified_gmt":"2026-04-06T18:28:09","slug":"laredo-ranks-top-10-in-u-s","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us-tx\/237476\/","title":{"rendered":"Laredo ranks top 10 in U.S."},"content":{"rendered":"<p>There are several ways to harm a<a href=\"https:\/\/www.statesman.com\/story\/news\/state\/2025\/06\/18\/student-loan-payments-default-credit-score-impact\/84243401007\/\" data-link=\"native\" class=\"\" rel=\"nofollow noopener\" target=\"_blank\"> credit score\u00a0<\/a>\u2014 and not paying bills is one of the most common ones.\u00a0<\/p>\n<p>Unpaid credit cards, loans and past-due <a href=\"https:\/\/www.statesman.com\/business\/economy\/article\/wallethub-texas-financial-distress-ranking-21938264.php\" data-link=\"native\" class=\"\" rel=\"nofollow noopener\" target=\"_blank\">bills <\/a>can lead to late fees, closed accounts, lawsuits and negative marks on a credit report for up to seven years.<\/p>\n<p>Where a person lives can affect their ability to pay off debt, according to <a href=\"https:\/\/wallethub.com\/edu\/cities-where-people-are-most-delinquent-on-debt\/134712\" data-link=\"native\" class=\"\" rel=\"nofollow noopener\" target=\"_blank\">a study from WalletHub<\/a>. The company analyzed the 100 largest cities in the U.S. to determine which cities and states had the most residents delinquent on debt.<\/p>\n<p>Here&#8217;s where Texans ranked in the 100 most debt delinquent cities.\u00a0<\/p>\n<p>Texas has 13 cities among the 100 most debt-delinquent cities, according to the study.<\/p>\n<p>Laredo ranked No. 8 overall, placing it among the top 10 cities with the highest levels of delinquent debt.<\/p>\n<p>To determine the rankings, WalletHub evaluated cities using two key metrics:<\/p>\n<p>According to the Consumer Financial Protection Bureau, most statutes of limitations have a range of three to six years. However, cases can vary due to:<\/p>\n<p>Per the CFPB, it&#8217;s best practice to do the following if\/when a debt collection agency contacts a person:\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"There are several ways to harm a credit score\u00a0\u2014 and not paying bills is one of the most&hellip;\n","protected":false},"author":2,"featured_media":237477,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[27,29,28],"class_list":["post-237476","post","type-post","status-publish","format-standard","has-post-thumbnail","category-texas","tag-texas","tag-texas-headlines","tag-texas-news"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/posts\/237476","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/comments?post=237476"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/posts\/237476\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/media\/237477"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/media?parent=237476"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/categories?post=237476"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/tags?post=237476"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}