{"id":252528,"date":"2026-04-16T12:43:56","date_gmt":"2026-04-16T12:43:56","guid":{"rendered":"https:\/\/www.newsbeep.com\/us-tx\/252528\/"},"modified":"2026-04-16T12:43:56","modified_gmt":"2026-04-16T12:43:56","slug":"lawyer-urges-drivers-to-get-legal-help-before-going-to-insurers-after-crash-4","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us-tx\/252528\/","title":{"rendered":"Lawyer urges drivers to get legal help before going to insurers after crash"},"content":{"rendered":"<p>EL PASO, Texas (KFOX14\/CBS4) \u2014 Dealing with car insurance after a crash can feel confusing, but attorney Daniela Labinoti warns drivers to be careful about what they say and agree to \u2014 especially if an insurance company asks for a recorded statement or offers a quick settlement.<\/p>\n<p>In this segment of Legal Jargon, Labinoti said many consumers worry their insurance rates will go up, and may think they can keep an accident from being reported. But she said insurance companies often find out anyway because \u201cthey share their data.\u201d<\/p>\n<p>When it comes to communicating with insurers after an accident, Labinoti advised against speaking with an insurance company or giving a recorded statement without first having an attorney. She said insurance companies may try to get people to admit to things \u201cthat are not necessarily true.\u201d<\/p>\n<p>Labinoti said insurers may ask questions such as, \u201cOh, you\u2019re not injured right or this is not a big deal,\u201d or offer a quick payout: \u201cOh, I can give you $5,000, and you can go home.\u201d<\/p>\n<p>She said she has seen situations where people accepted a $5,000 agreement, only to later face much higher medical costs. <\/p>\n<p>RECOMMENDED: <a href=\"https:\/\/kfoxtv.com\/community\/arc-el-paso\/el-paso-expands-landfill-with-20m-project-adding-12-years-of-capacity-amid-growth?src=link\" target=\"_blank\" rel=\"nofollow noopener\">El Paso expands landfill with $20M project, adding 12 years of capacity amid growth<\/a><\/p>\n<p>In one example, Labinoti said a person agreed to $5,000 even though their \u201cUMC bill or hospital bill is $50,000.\u201d<\/p>\n<p>Labinoti said some people believe the $5,000 is money for them personally, \u201cbut no it was just for the whole case.\u201d She also warned that settlements can be reached over the phone, and that once someone agrees, it may be difficult or impossible to undo.<\/p>\n<p>\u201cThey want an attorney to save them, and so unless Dyser circumstances it could be too late because you now have reached a settlement agreement and agreed to sell your case,\u201d Labinoti said.<\/p>\n<p>She said that it can leave people unable to pay medical bills or fully address the situation. \u201cEverything you say can it will be held against you,\u201d she said.<\/p>\n<p><a href=\"https:\/\/kfoxtv.com\/sign-up\" target=\"_blank\" rel=\"nofollow noopener\">Sign up<\/a> to receive the top interesting stories from in and around our community once daily in your inbox.<\/p>\n","protected":false},"excerpt":{"rendered":"EL PASO, Texas (KFOX14\/CBS4) \u2014 Dealing with car insurance after a crash can feel confusing, but attorney Daniela&hellip;\n","protected":false},"author":2,"featured_media":251033,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[138,140,139],"class_list":{"0":"post-252528","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-el-paso","8":"tag-el-paso","9":"tag-el-paso-headlines","10":"tag-el-paso-news"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/posts\/252528","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/comments?post=252528"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/posts\/252528\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/media\/251033"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/media?parent=252528"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/categories?post=252528"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/tags?post=252528"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}