<\/p>\n
A few holes are seen on the rear window of a Subaru Impreza that was damaged by a hailstorm at a parking lot of Manheim Dallas, Wednesday, May 6, 2026, in Dallas.<\/p>\n
Chitose Suzuki\/The Dallas Morning News<\/p>\n
Mateo Leija, reconditioning supervisor of GiveMeTheVIN.com, shows a Subaru Impreza that was damaged by a hailstorm at a parking lot of Manheim Dallas, Wednesday, May 6, 2026, in Dallas.<\/p>\n
Chitose Suzuki\/The Dallas Morning News<\/p>\n
Baseball-sized hailstones plummeting from the sky over North Texas may inflict hefty bills on insurance companies, but homeowners are often left holding the bag. \u00a0<\/p>\n
<\/p>\n
The East Coast has hurricanes, and the West Coast has wildfires. Texas, meanwhile, has a little bit of everything, said Daniel Oney, director of the Texas Real Estate Research Center. There are wildfires out west in the Panhandle, hurricanes near the coast and storms in Central Texas. \u00a0<\/p>\n
Article continues below this ad<\/p>\n
Along Interstate 35 you see strong storms bring localized flooding or tornadoes, Oney said, and something so common in Dallas Fort Worth \u2013 simple hailstorms. \u00a0<\/p>\n
\u201cA good hailstorm in Dallas-Fort Worth is almost like having a hurricane.\u201d\u00a0<\/p>\n
\u201cIt’s so expensive. Especially because of the comparative frequency between a hurricane and a hailstorm.\u201d \u00a0<\/p>\n
Make Dallas News a preferred source so your search results prioritize writing by actual people, not AI.<\/p>\n
<\/p>\n Add Preferred Source<\/p>\n <\/a><\/p>\n People don’t think about that, he said, \u201cThey think about real dramatic hurricanes, but just a good thunderstorm can cause a lot of damage.\u201d\u00a0<\/p>\n Article continues below this ad<\/p>\n Hailstorms and the destruction in their wake\u00a0<\/p>\n In 2025, Texas led the country in the number of major hailstorms<\/a> for the year, according to the Insurance Institute. \u00a0<\/p>\n A News analysis of National Oceanic and Atmospheric Administration data on storms in Dallas, Collin, Denton and Tarrant counties shows that between 2020 and 2025, the four counties recorded more than 1,800 storms, half of which were hailstorms. Collectively, these hailstorms caused property damage worth over $2.3 billion, according to the NOAA analysis. \u00a0<\/p>\n Furthermore, the hailstorm data shows these storms have worsened in frequency and magnitude over the past decade, compared with the previous 10 years. \u00a0<\/p>\n Article continues below this ad<\/p>\n While hail is less likely to destroy a home than a wildfire or a tornado, it causes significant damage to roofs, and strong hailstorms often have a wider path of destruction than other storms, said Reid Taylor, research economist at the Federal Reserve Bank of Dallas. \u00a0<\/p>\n \u201cSo instead of totally destroying a dozen homes, it can cause significant damage to tens or hundreds of thousands of homes \u2014 in addition to crops and cars \u2014 creating an extremely costly event for insurance companies.\u201d\u00a0<\/p>\n Hail is the No. 1 cause of loss for home insurance in Texas, Reid said, noting it accounts for most losses or insurance claims paid out for all quarters except for the winter storm of 2021. \u00a0<\/p>\n Article continues below this ad<\/p>\n Inevitably, hail is now cited as one of the top reasons for home insurance premiums to skyrocket in the region. \u00a0<\/p>\n Homeowners in Collin, Dallas and Denton counties pay some of the highest premiums in the state, according to a News analysis of data from the Texas Department of Insurance. With an annual average premium of over $4,000, home insurance costs have grown by about 80% since 2020. The average premium in Tarrant County, which grew 64% to $3,200, is closer to the state average increase of 58%. \u00a0<\/p>\n \u201cThe counties surrounding Dallas have high insurance premiums, in part due to the higher home values compared to the rest of the state,\u201d Reid said. He noted that homeowners in Dallas and Collin counties also have some of the highest average policy coverage among Texas counties. \u00a0<\/p>\n In the last five years, the material costs for building a house have gone up 40%, Oney said. So repairs on a newer house damaged in the storm would cost an additional 40%, if not more, over the original build cost.\u00a0<\/p>\n Article continues below this ad<\/p>\n The impact of hail damage on insurance costs are likewise reflected in the growing economy and real estate market. \u00a0<\/p>\n By signing up, you agree to our Terms Of Use<\/a> and acknowledge that your information will be used as described in our Privacy Policy<\/a>.<\/p>\n Many more people have moved to the area in the last 10 years, and they have built many new homes and businesses, Oney said. \u00a0\u201cThe same storm will have a lot more to damage, and that’s one of the reasons why we’re seeing bigger claims,\u201d he said. \u00a0<\/p>\n Higher income households may be better able to absorb the cost of expensive repairs, according to Oney., \u00a0<\/p>\n Article continues below this ad<\/p>\n \u201cBut for someone that has just enough money to pay the mortgage, the insurance, the property taxes, it can be a big hit when combined with the rapid price increases for groceries and other basic expenses.\u201d\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"A few holes are seen on the rear window of a Subaru Impreza that was damaged by a…\n","protected":false},"author":2,"featured_media":282718,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[27,29,28],"class_list":["post-282717","post","type-post","status-publish","format-standard","has-post-thumbnail","category-texas","tag-texas","tag-texas-headlines","tag-texas-news"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/posts\/282717","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/comments?post=282717"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/posts\/282717\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/media\/282718"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/media?parent=282717"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/categories?post=282717"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/tags?post=282717"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}![\"image\"](\"https:\/\/www.newsbeep.com\/us-tx\/wp-content\/uploads\/2026\/04\/1775016909_917_rawImage.jpg\" "\\"#\\"")
<\/p>\n