{"id":306845,"date":"2026-05-24T10:19:11","date_gmt":"2026-05-24T10:19:11","guid":{"rendered":"https:\/\/www.newsbeep.com\/us-tx\/306845\/"},"modified":"2026-05-24T10:19:11","modified_gmt":"2026-05-24T10:19:11","slug":"texas-downsizing-university-park-ranks-among-best-cities","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us-tx\/306845\/","title":{"rendered":"Texas downsizing: University Park ranks among best cities"},"content":{"rendered":"

Got a home <\/a>you\u2019re thinking about selling<\/a>? Downsizing could leave some Texans with hundreds of thousands of dollars in extra cash \u2014 depending on where they live.<\/a><\/p>\n

A new study from Moving Place found that downsizing can be profitable in some cities<\/a>, though results vary widely across the country.<\/p>\n

Of the 7,537 cities analyzed, only 2,676 are projected to leave homeowners with money left over after selling a larger home and buying a smaller one.<\/p>\n

Florida dominated the rankings, claiming five of the top 10 cities where homeowners walk away with the most extra cash after downsizing.<\/p>\n

One Texas city also made the list.<\/p>\n

University Park, Texas, ranked No. 6 nationwide for cities where downsizing leaves homeowners with the biggest cash surplus.<\/p>\n

According to the study, homeowners in University Park could have about $542,641 left over after downsizing.<\/p>\n

Here are the top 10 U.S. cities where downsizing leaves homeowners with the most cash:<\/p>\n

According to the study, most Texans are left with more than $19,000 after downsizing their home.<\/p>\n

Researchers said downsizing can still be financially worthwhile in many states, though the payoff is often smaller than homeowners expect.<\/p>\n

The study found that downsizing can actually cost homeowners money in some high-priced housing markets.<\/p>\n

Hawaii and New York had many of the cities with the steepest losses after downsizing.<\/p>\n

Paia, Hawaii, ranked worst nationwide, with homeowners projected to lose $551,974 after downsizing. Waimanalo, Hawaii, and Santa Ynez, California, also ranked near the bottom.<\/p>\n

Researchers said expensive coastal housing markets in California and Massachusetts appeared frequently among the worst-performing cities because even smaller homes remain extremely costly.<\/p>\n

Moving Place estimated how much cash a homeowner would have left over \u2014 or how much debt they would still carry \u2014 after downsizing in 2026 following a modeled 12-year period of homeownership.<\/p>\n

The study used Zillow Home Value Index data and modeled homeowners moving from a 3- or 4-bedroom home into a 2-bedroom home purchased outright.<\/p>\n","protected":false},"excerpt":{"rendered":"Got a home you\u2019re thinking about selling? Downsizing could leave some Texans with hundreds of thousands of dollars…\n","protected":false},"author":2,"featured_media":306846,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[132,134,133,85656],"class_list":["post-306845","post","type-post","status-publish","format-standard","has-post-thumbnail","category-austin","tag-austin","tag-austin-headlines","tag-austin-news","tag-marley"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/posts\/306845","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/comments?post=306845"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/posts\/306845\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/media\/306846"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/media?parent=306845"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/categories?post=306845"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/tags?post=306845"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}