{"id":359818,"date":"2026-07-03T10:53:11","date_gmt":"2026-07-03T10:53:11","guid":{"rendered":"https:\/\/www.newsbeep.com\/us-tx\/359818\/"},"modified":"2026-07-03T10:53:11","modified_gmt":"2026-07-03T10:53:11","slug":"changes-to-student-loans-put-5000-acc-students-at-risk-of-losing-aid","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us-tx\/359818\/","title":{"rendered":"Changes to student loans put 5,000 ACC students at risk of losing aid"},"content":{"rendered":"<p><img alt=\"Officials with the Austin Community College District are warning students that they could lose federal aid if they unexpectedly drop classes.\" loading=\"eager\" fetchpriority=\"high\"   style=\"aspect-ratio:3 \/ 2\" class=\"x100 y100 opc bgpc ofcv bgscv block bg-gray200 mnh0px fill\"\/><\/p>\n<p>Officials with the Austin Community College District are warning students that they could lose federal aid if they unexpectedly drop classes.<\/p>\n<p>Mikala Compton\/Austin American-Statesman<\/p>\n<p>Full-time enrollment is the <a href=\"https:\/\/www.ppic.org\/blog\/encouraging-full-time-enrollment-to-boost-college-graduation-rates\/\" data-link=\"native\" class=\"\" rel=\"nofollow noopener\" target=\"_blank\">quickest and most likely way<\/a> for a college student to get a degree, studies show, and short-term workforce programs can help adult learners earn a better wage fast, both the <a href=\"https:\/\/start.austincc.edu\/short-semester\/\" data-link=\"native\" class=\"\" rel=\"nofollow noopener\" target=\"_blank\">Austin Community College <\/a>and <a href=\"https:\/\/www.highered.texas.gov\/grants\/workforce-pell-grant-wpg-program\/\" data-link=\"native\" class=\"\" rel=\"nofollow noopener\" target=\"_blank\">the Trump administration<\/a> have said.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/cdn-channels-pixel.ex.co\/events\/0012000001fxZm9AAE?integrationType=DEFAULT&amp;template=design%2Farticle%2Fplatypus_two_column.tpl\" alt=\"\" class=\"x1px y1px vh abs\" aria-hidden=\"true\" width=\"1\" height=\"1\"\/><\/p>\n<p>But <a href=\"https:\/\/www.ed.gov\/about\/news\/press-release\/us-department-of-education-issues-final-rule-hold-all-colleges-and-universities-accountable-low-earning-programs\" data-link=\"native\" class=\"\" rel=\"nofollow noopener\" target=\"_blank\">because of changes approved in Trump\u2019s One Big Beautiful Bill <\/a>that went into effect July 1, more than 5,000 low-income ACC students with student loans could lose part of their funding if they drop classes during a semester. The change marks a major threat to these students\u2019 economic livelihood, said Karen Serna, ACC\u2019s director of student financial wellness and financial aid outreach.<\/p>\n<p class=\"uiTextSmall f aic jcc\">Article continues below this ad<\/p>\n<p>\u201cThe piece that we\u2019re paying most attention to is your loan limit that will and can be adjusted based on how many credits you complete,\u201d Serna said. \u201cIf you get a student loan for the fall semester, and then you end up dropping classes, that\u2019s going to impact the loan amount you receive in the spring.\u201d<\/p>\n<p>For example, if a student commits to 12 credit hours but has to drop two classes\u00a0\u2014 even if they take 12 credits later on\u00a0\u2014 the next semester, they will only be awarded for the six credits they did complete, she said.<\/p>\n<p>Serna said students, who borrow money based on how many classes they take, must be aware that their ability to complete those classes is tied to their ability to get future funds.\u00a0<\/p>\n<p>\u201cWe want our students to understand that before they drop a class this fall, they need to talk to us,\u201d Serna said. \u201cIf you\u2019re counting on that money to pay your rent or pay your car, you can get pretty quickly into a financial crisis if all of a sudden that the money that you were expecting to be there is no longer there.\u201d<\/p>\n<p class=\"uiTextSmall f aic jcc\">Article continues below this ad<\/p>\n<p>Federal aid changes affect borrowing<\/p>\n<p>The Trump administration said its new rules will add more accountability to student borrowing and boost the students\u2019 return on their investment by\u00a0incentivizing enrollment in high-demand fields. The federal government has also expanded Pell grants and federal aid for the most financially in-need students enrolled in short-term workforce programs, while\u00a0<a href=\"https:\/\/sfs.harvard.edu\/changes-federal-student-loans\" data-link=\"native\" class=\"\" rel=\"nofollow noopener\" target=\"_blank\">setting caps on graduate student borrowing<\/a>.<\/p>\n<p>Serna said 5,313 students in Fall 2025 received subsidized student loans because of their low-income status. Many students use the aid to pay for non-education life expenses such as rent, car payments and childcare. <a href=\"https:\/\/www.statesman.com\/news\/education\/article\/austin-community-college-tuition-freeze-22200051.php\" data-link=\"native\" class=\"\" rel=\"nofollow noopener\" target=\"_blank\">ACC tuition has stayed flat for 13 years<\/a> and is <a href=\"https:\/\/www.statesman.com\/news\/education\/article\/austin-community-college-free-tuition-budget-22240225.php\" data-link=\"native\" class=\"\" rel=\"nofollow noopener\" target=\"_blank\">free for more than 10,000 students through ACC\u2019s free tuition pilot program<\/a>, Serna said.\u00a0<\/p>\n<p>The majority of ACC students seeking a credential\u00a0\u2014 <a href=\"https:\/\/infohub.austincc.edu\/theory-of-change\/\" data-link=\"native\" class=\"\" rel=\"nofollow noopener\" target=\"_blank\">about 72%\u00a0<\/a>\u2014 \u00a0attend class part-time <a href=\"https:\/\/infohub.austincc.edu\/blog\/2025\/05\/21\/acc-chancellor-testifies-before-u-s-senate-urges-protection-of-pell-and-child-care-support-for-community-college-students\/\" data-link=\"native\" class=\"\" rel=\"nofollow noopener\" target=\"_blank\">because of competing work and childcare demands<\/a>.\u00a0<\/p>\n<p class=\"uiTextSmall f aic jcc\">Article continues below this ad<\/p>\n<p>ACC urges students to seek help before dropping classes<\/p>\n<p>ACC set an ambitious goal to ensure <a href=\"https:\/\/www.austincc.edu\/about-acc\/\" data-link=\"native\" class=\"\" rel=\"nofollow noopener\" target=\"_blank\">70% of students by 2030 <\/a>successfully achieve a degree or transfer. Last year, ACC\u2019s <a href=\"https:\/\/students.austincc.edu\/infohub\/2025\/02\/26\/acc-unveils-state-of-the-college-report-with-bold-new-initiatives\/\" data-link=\"native\" class=\"\" rel=\"nofollow noopener\" target=\"_blank\">completion rate was 46%<\/a>. As part of its plan, ACC has expanded the ways it supports students in meeting their basic needs, thereby allowing them to stay in college.<\/p>\n<p>This is a time, Serna said, for the college to communicate available resources to keep students enrolled. The college offers free tutoring for students, job connections, scholarships and emergency aid.<\/p>\n<p>\u201cEverybody\u2019s getting behind communicating to our students all the resources we have to help them stay enrolled during the semester,\u201d Serna said.<\/p>\n<p class=\"uiTextSmall f aic jcc\">Article continues below this ad<\/p>\n<p>About 18,000 ACC students use federal financial aid. Now, every student who submits a financial aid application gets an email explaining the financial aid change, and\u00a0ACC requires them to meet with an adviser to discuss the updates.<\/p>\n<p>\u201cI\u2019m feeling confident,\u201d Serna said. \u201cI think this is a learning process for everyone, like for my team and my role, we are spending the majority of our day talking and communicating with students.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"Officials with the Austin Community College District are warning students that they could lose federal aid if they&hellip;\n","protected":false},"author":2,"featured_media":359819,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[132,134,133],"class_list":["post-359818","post","type-post","status-publish","format-standard","has-post-thumbnail","category-austin","tag-austin","tag-austin-headlines","tag-austin-news"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/posts\/359818","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/comments?post=359818"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/posts\/359818\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/media\/359819"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/media?parent=359818"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/categories?post=359818"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/tags?post=359818"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}