{"id":392034,"date":"2026-07-30T14:29:11","date_gmt":"2026-07-30T14:29:11","guid":{"rendered":"https:\/\/www.newsbeep.com\/us-tx\/392034\/"},"modified":"2026-07-30T14:29:11","modified_gmt":"2026-07-30T14:29:11","slug":"search-houston-addresses-for-flood-risk-new-fema-maps-may-miss","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us-tx\/392034\/","title":{"rendered":"Search Houston addresses for flood risk new FEMA maps may miss"},"content":{"rendered":"<p class=\"serif-copy text-width mb-md\">The Houston Chronicle sourced Harris County parcel-level flood damage risk estimation and risk factor data from Texas A&amp;M\u2019s Institute for a Disaster Resilient Texas. The parcels were updated as of 2023, while the risk factors were updated as of 2021. <\/p>\n<p class=\"serif-copy text-width mb-md\">The Houston Chronicle also sourced current and draft floodplain data from the Federal Emergency Management Agency. Floodplains appear in the data as a series of zones with <a href=\"https:\/\/www.floodsmart.gov\/flood-zones-and-maps\/what-is-my-flood-zone#zoneV\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">different risk designations<\/a> in the event of a flood. Parcel-level designations of floodways in the tool come from current FEMA maps.<\/p>\n<p class=\"serif-copy text-width mb-md\">The machine learning model that calculates the annual probability of flood damage occurring at a given property was developed by IDRT and presented in a <a href=\"https:\/\/nhess.copernicus.org\/articles\/21\/807\/2021\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">peer-reviewed paper.<\/a> The Houston Chronicle consulted experts in the field to review IDRT\u2019s methodology and conducted independent data analysis.<\/p>\n<p class=\"serif-copy text-width mb-md\">Why is my IDRT flood damage risk different from my neighbor&#8217;s and\/or FEMA maps?<\/p>\n<p class=\"serif-copy text-width mb-md\">FEMA and IDRT use different methods to assess flood risk. FEMA uses an engineering model that simulates how water is expected to move during a storm and estimates the probability that an area will flood. IDRT, on the other hand, uses a machine learning model developed from historical flood damage claims and property-specific risk factors to estimate the probability that a property will sustain flood damage.<\/p>\n<p class=\"serif-copy text-width mb-md\">Two neighbors can have different risk levels even when their listed factors look the same. The risk factor values shown in the tool reflect conditions in a property\u2019s surrounding area and are not as detailed as the data used in the machine learning model. The model may also weigh each factor differently from property to property \u2013 so a variable that drives one home&#8217;s risk may register less for the one beside it, researchers said.<\/p>\n<p class=\"serif-copy text-width mb-md\">Experts generally agree that no model can predict flooding perfectly. The IDRT model reported an 82% accuracy rate in the 2021 peer-reviewed study on which the tool is based. FEMA\u2019s maps also do not capture every property that may flood. During Hurricane Harvey, for example, about three-quarters of the homes that flooded in the Houston area were outside the 100-year floodplain.<\/p>\n<p class=\"serif-copy text-width mb-md\">How can I contest my property\u2019s flood risk designation or assessment?<\/p>\n<p class=\"serif-copy text-width mb-md\">FEMA has a formal process for requesting a change to a property\u2019s official flood zone designation, known as a Letter of Map Change. Property owners may need to hire a licensed surveyor or engineer and provide an elevation certificate or other supporting documentation.<\/p>\n<p class=\"serif-copy text-width mb-md\">IDRT also allows property owners to request a review of their flood risk assessment. The researchers typically require an elevation certificate to evaluate whether the risk estimate should be changed. To request a review, email <a href=\"https:\/\/www.houstonchronicle.com\/projects\/2026\/flood-risk-searchable-map\/mailto:tdis@tamu.edu\" rel=\"nofollow noopener\" target=\"_blank\">tdis@tamu.edu<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"The Houston Chronicle sourced Harris County parcel-level flood damage risk estimation and risk factor data from Texas A&amp;M\u2019s&hellip;\n","protected":false},"author":2,"featured_media":392035,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[56,58,57],"class_list":["post-392034","post","type-post","status-publish","format-standard","has-post-thumbnail","category-houston","tag-houston","tag-houston-headlines","tag-houston-news"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/posts\/392034","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/comments?post=392034"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/posts\/392034\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/media\/392035"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/media?parent=392034"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/categories?post=392034"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/tags?post=392034"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}