Here\u2019s why Texas\u2019 economy keeps outpacing the rest of the nation<\/a><\/p>\nArticle continues below this ad<\/p>\n
\u201cIt\u2019s crucial that we have students [who] are well-informed about financial matters and about economic matters, not just good at balancing their checkbooks, so to speak,\u201d he said.\u00a0<\/p>\n
Leading up to the vote, Kinsey filed a new draft that he said took Hughel\u2019s feedback into account. While his version pared down the curriculum, other members remained concerned that teachers wouldn\u2019t be able to cover everything within the timeframe.\u00a0<\/p>\n
\u201cIt\u2019s an unreasonable goal to reach,\u201d said Evelyn Brooks, R-Frisco. \u201cI don\u2019t understand how teachers are going to teach this in a semester. We have to keep in mind this is all Texas students.\u201d<\/p>\n
Kinsey\u2019s version ultimately passed. The curriculum goes into effect during the 2028-29 school year.\u00a0<\/p>\n
Why is there a push for personal financial literacy?<\/p>\n
Many Americans lack an understanding of basic financial concepts, such as how insurance works, types of investment and how to manage debt. Over the past decade, American adults answered only half the questions correctly in an annual measure of financial literacy by Stanford University and TIAA Institute. In 2026, Gen Z answered 38% of the questions correctly, the report notes.\u00a0<\/p>\n
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Those who understand money manage it better, experts say. Knowing basic financial skills is associated with saving regularly, dealing with debt better and having a higher confidence in retirement.<\/p>\n
Financial skills were once taught at home, but nowadays, parents may be ill-equipped to teach it, Annamaria Lusardi, senior fellow at the Stanford Institute for Economic Policy Research, previously told The Dallas Morning News.\u00a0<\/p>\n
\u201c[It\u2019s] much more complex with much more individual responsibility,\u201d she said. \u201cSchools should adapt in the same way we have added foreign languages, we have added computers.\u201d<\/p>\n
The DMN Education Lab deepens the coverage and conversation about urgent education issues critical to the future of North Texas.\u00a0<\/p>\n
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The DMN Education Lab is a community-funded journalism initiative, with support from Bobby and Lottye Lyle, Communities Foundation of Texas, The Dallas Foundation, Dallas Regional Chamber, Deedie Rose, Garrett and Cecilia Boone, Judy and Jim Gibbs, The Meadows Foundation, The Murrell Foundation, Ron Steinhart, Solutions Journalism Network, Southern Methodist University, Sydney Smith Hicks, and the University of Texas at Dallas. The Dallas Morning News retains full editorial control of the Education Lab\u2019s journalism.<\/p>\n","protected":false},"excerpt":{"rendered":"Julie Harris teaches a personal financial literacy and economics class at Skyline High School in March in Dallas.…\n","protected":false},"author":2,"featured_media":433890,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[100449,223,95012,27,29,28,89512,92239,89204,91363],"class_list":["post-433889","post","type-post","status-publish","format-standard","has-post-thumbnail","category-texas","tag-business-personal-finance","tag-news","tag-news-texas","tag-texas","tag-texas-headlines","tag-texas-news","tag-tp-texas","tag-tp-ed-lab-teach-learn","tag-tp-education-lab","tag-tp-finance"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/posts\/433889","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/comments?post=433889"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/posts\/433889\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/media\/433890"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/media?parent=433889"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/categories?post=433889"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/tags?post=433889"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}