{"id":468761,"date":"2026-10-17T11:38:22","date_gmt":"2026-10-17T11:38:22","guid":{"rendered":"https:\/\/www.newsbeep.com\/us-tx\/468761\/"},"modified":"2026-10-17T11:38:22","modified_gmt":"2026-10-17T11:38:22","slug":"washington-state-slaps-san-antonios-usaa-with-140000-fine-for-unfair-handling-of-auto-claims","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us-tx\/468761\/","title":{"rendered":"Washington state slaps San Antonio&#8217;s USAA with $140,000 fine for unfair handling of auto claims"},"content":{"rendered":"<p><img data-recalc-dims=\"1\" fetchpriority=\"high\" decoding=\"async\" width=\"780\" height=\"519\" data-attachment-id=\"22227\" data-permalink=\"https:\/\/www.sacurrent.com\/news\/federal-regulators-hit-usaa-savings-bank-with-yet-another-order-to-fix-unsafe-practices-36326154\/attachment\/usaa1\/\" data-orig-file=\"https:\/\/i0.wp.com\/www.sacurrent.com\/wp-content\/uploads\/2024\/12\/usaa1.webp?fit=1000%2C666&amp;ssl=1\" data-orig-size=\"1000,666\" data-comments-opened=\"1\" data-image-title=\"usaa1\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;USAA is one of San Antonio\u2019s largest private employers. &lt;\/p&gt;&#10;\" data-large-file=\"https:\/\/i0.wp.com\/www.sacurrent.com\/wp-content\/uploads\/2024\/12\/usaa1.webp?fit=780%2C519&amp;ssl=1\" src=\"https:\/\/www.newsbeep.com\/us-tx\/wp-content\/uploads\/2026\/10\/usaa1.webp\" alt=\"\" class=\"wp-image-22227\"  \/>USAA is one of San Antonio\u2019s largest private employers.  Credit: Sanford Nowlin<\/p>\n<p class=\"wp-block-paragraph\">The Washington Office of the Insurance Commissioner (OIC) has fined San Antonio-based financial services firm USAA $140,000 over claims it unfairly handled automobile claims. <\/p>\n<p class=\"wp-block-paragraph\">The company, which serves military members and their families, also reviewed its data and issued payments on 158 claims investigated by the state, totaling $88,241, within two months of the review, OIC officials said. <\/p>\n<p class=\"wp-block-paragraph\">\u201cWe take our role as a consumer protection agency seriously,\u201d Washington state Insurance Commissioner Patty Kuderer\u00a0said in a statement. \u201cThese orders, and the actions we\u2019ve taken against insurers for failing to meet their obligations to policyholders when processing their claims, are a testament to that work.\u201d<\/p>\n<p class=\"wp-block-paragraph\">Officials with USAA, one of San Antonio\u2019s largest private employers, were unavailable for immediate comment on the state penalty. <\/p>\n<p class=\"wp-block-paragraph\">The OIC began looking into USAA\u2019s auto insurance business after receiving 445 complaints involving the company between 2019 and 2024, agency officials said. After reviewing 125 complaints filed between January 2023 and April 2024, investigators reportedly found at least one potential violation of state rules in 31 of those complaints.<\/p>\n<p class=\"wp-block-paragraph\">USAA confirmed 19 of the violations, OIC officials said. Those included delays in responding to consumers, failures to investigate claims within state-required deadlines and refusals to pay claims without first conducting a reasonable investigation.<\/p>\n<p class=\"wp-block-paragraph\">As a result of the state inquiry, USAA reviewed its own data and issued payments on 158 claims within two months, OIC officials said. USAA also reported that it corrected procedures to avoid future problems. <\/p>\n<p>Texas politics is a mess. We make it a readable mess.<\/p>\n<p>Sign up for San Antonio Current\u2019s new \u201cTexas Politics This Week\u201d newsletter.<\/p>\n<p class=\"has-normal-font-size wp-block-paragraph\"><a href=\"https:\/\/www.sacurrent.com\/sanantonio\/NewsletterSignup\/Page\" rel=\"nofollow noopener\" target=\"_blank\">Sign Up for SA Current newsletters.<\/a><\/p>\n<p class=\"has-normal-font-size wp-block-paragraph\">Follow us:\u00a0<a href=\"https:\/\/apple.news\/TiFMu3wPkRj6PC4xS5L36bg\" rel=\"nofollow noopener\" target=\"_blank\">Apple News<\/a>\u00a0|\u00a0<a href=\"https:\/\/news.google.com\/publications\/CAAqKAgKIiJDQklTRXdnTWFnOEtEWE5oWTNWeWNtVnVkQzVqYjIwb0FBUAE?hl=en-US&amp;gl=US&amp;ceid=US%3Aen\" rel=\"nofollow noopener\" target=\"_blank\">Google News<\/a>\u00a0|\u00a0<a href=\"https:\/\/www.newsbreak.com\/@c\/1599768?s=01\" rel=\"nofollow noopener\" target=\"_blank\">NewsBreak<\/a>\u00a0|\u00a0<a href=\"https:\/\/www.reddit.com\/r\/SanAntonio_Current\/\" rel=\"nofollow noopener\" target=\"_blank\">Reddit<\/a>\u00a0|\u00a0<a href=\"https:\/\/instagram.com\/sacurrent\" rel=\"nofollow noopener\" target=\"_blank\">Instagram<\/a>\u00a0|\u00a0<a href=\"https:\/\/www.facebook.com\/sacurrent\" rel=\"nofollow noopener\" target=\"_blank\">Facebook\u00a0<\/a>| <a href=\"https:\/\/twitter.com\/SAcurrent\" rel=\"nofollow noopener\" target=\"_blank\">Twitter<\/a>\u00a0| Or sign up for our\u00a0<a href=\"https:\/\/www.sacurrent.com\/feed\/?partner-feed=all\" rel=\"nofollow noopener\" target=\"_blank\">RSS Feed<\/a><\/p>\n<p>Related Stories<\/p>\n<p>\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.sacurrent.com\/news\/san-antonio-news\/san-antonios-usaa-funding-improvements-to-path-that-links-alamo-plaza-to-river-walk\/\" rel=\"bookmark nofollow noopener\" tabindex=\"-1\" aria-hidden=\"true\" target=\"_blank\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/www.newsbeep.com\/us-tx\/wp-content\/uploads\/2026\/10\/Alamo.jpg\" class=\"attachment-newspack-article-block-landscape-medium size-newspack-article-block-landscape-medium wp-post-image\" alt=\"San Antonio\u2019s USAA funding improvements to path that links Alamo Plaza to River Walk\" data-hero-candidate=\"1\"   data-attachment-id=\"413778\" data-permalink=\"https:\/\/www.sacurrent.com\/arts\/things-to-do\/alamo-reopens-its-45-year-old-pathway-connecting-to-the-san-antonio-river-walk\/attachment\/alamo-24\/\" data-orig-file=\"https:\/\/i0.wp.com\/www.sacurrent.com\/wp-content\/uploads\/2026\/07\/Alamo.jpg?fit=1001%2C666&amp;ssl=1\" data-orig-size=\"1001,666\" data-comments-opened=\"0\" data-image-meta=\"{&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"Alamo\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;The Paseo Del Alamo, built in 1981, has reopened as part of the downtown monument\u2019s recent renovations. &lt;\/p&gt;&#10;\" data-large-file=\"https:\/\/i0.wp.com\/www.sacurrent.com\/wp-content\/uploads\/2026\/07\/Alamo.jpg?fit=780%2C519&amp;ssl=1\"\/>\t\t\t\t\t\t\t\t\t\t\t\t<\/a><\/p>\n<p>\n\t\t\t\t\tThe plans include a mural dedicated to the city\u2019s military legacy plus an on-site lounge for service members and veterans. \t\t\t\t<\/p>\n<p>\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.sacurrent.com\/news\/san-antonio-news\/forbes-ranks-san-antonio-based-usaa-as-nations-2nd-best-bank\/\" rel=\"bookmark nofollow noopener\" tabindex=\"-1\" aria-hidden=\"true\" target=\"_blank\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"400\" height=\"300\" src=\"https:\/\/www.newsbeep.com\/us-tx\/wp-content\/uploads\/2026\/10\/usaa.png\" class=\"attachment-newspack-article-block-landscape-small size-newspack-article-block-landscape-small wp-post-image\" alt=\"Forbes ranks San Antonio-based USAA as nation\u2019s 2nd-best bank\" data-hero-candidate=\"1\"   data-attachment-id=\"21328\" data-permalink=\"https:\/\/www.sacurrent.com\/news\/retirement-of-ceo-at-san-antonios-usaa-comes-amid-other-top-level-departures-35360915\/attachment\/usaa\/\" data-orig-file=\"https:\/\/i0.wp.com\/www.sacurrent.com\/wp-content\/uploads\/2024\/08\/usaa.png?fit=641%2C428&amp;ssl=1\" data-orig-size=\"641,428\" data-comments-opened=\"1\" data-image-title=\"usaa\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;A federal lawsuit accuses the San Antonio-based insurer of charging \u201cexcessive, unfair premiums.\u201d&lt;\/p&gt;&#10;\" data-large-file=\"https:\/\/i0.wp.com\/www.sacurrent.com\/wp-content\/uploads\/2024\/08\/usaa.png?fit=641%2C428&amp;ssl=1\"\/>\t\t\t\t\t\t\t\t\t\t\t\t<\/a><\/p>\n<p>\n\t\t\t\t\tThe financial services company beat out bigger names on the list and all other Texas-based banks.\t\t\t\t<\/p>\n<p>\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.sacurrent.com\/news\/texas-news\/online-boycott-targets-texas-based-companies-over-gov-abbotts-national-guard-deployment\/\" rel=\"bookmark nofollow noopener\" tabindex=\"-1\" aria-hidden=\"true\" target=\"_blank\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/www.newsbeep.com\/us-tx\/wp-content\/uploads\/2026\/10\/247263185_596943328099936_6780239446494602595_n.webp\" class=\"attachment-newspack-article-block-landscape-medium size-newspack-article-block-landscape-medium wp-post-image\" alt=\"Online boycott targets Texas-based companies over Gov. Abbott\u2019s National Guard deployment\" data-hero-candidate=\"1\"   data-attachment-id=\"356993\" data-permalink=\"https:\/\/www.sacurrent.com\/news\/gov-greg-abbott-demands-criminal-investigation-of-so-called-pornography-in-public-schools-27540149\/attachment\/247263185_596943328099936_6780239446494602595_n\/\" data-orig-file=\"https:\/\/i0.wp.com\/www.sacurrent.com\/wp-content\/uploads\/2021\/11\/247263185_596943328099936_6780239446494602595_n.webp?fit=1080%2C671&amp;ssl=1\" data-orig-size=\"1080,671\" data-comments-opened=\"1\" data-image-title=\"247263185_596943328099936_6780239446494602595_n\" data-image-description=\"&lt;p&gt;Gov. Greg Abbott speaks at a Kingwood Tea Party event.&lt;\/p&gt;&#10;\" data-image-caption=\"&lt;p&gt;Gov. Greg Abbott speaks at a Kingwood Tea Party event.&lt;\/p&gt;&#10;\" data-large-file=\"https:\/\/i0.wp.com\/www.sacurrent.com\/wp-content\/uploads\/2021\/11\/247263185_596943328099936_6780239446494602595_n.webp?fit=780%2C484&amp;ssl=1\"\/>\t\t\t\t\t\t\t\t\t\t\t\t<\/a><\/p>\n<p>\n\t\t\t\t\tThe boycott urges people upset about Abbott\u2019s moves to withhold dollars from Texas-headquartered firms such as USAA, AT&amp;T, American Airlines and Tesla.\t\t\t\t<\/p>\n<p>\t<script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><script async src=\"\/\/www.instagram.com\/embed.js\"><\/script><\/p>\n","protected":false},"excerpt":{"rendered":"USAA is one of San Antonio\u2019s largest private employers. Credit: Sanford Nowlin The Washington Office of the Insurance&hellip;\n","protected":false},"author":2,"featured_media":468762,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[159440,159441,82,159442,84,83,1017,159443,159444],"class_list":["post-468761","post","type-post","status-publish","format-standard","has-post-thumbnail","category-san-antonio","tag-insurance-commissioner-patty-kuderer","tag-insurance-industry","tag-san-antonio","tag-san-antonio-companies","tag-san-antonio-headlines","tag-san-antonio-news","tag-usaa","tag-usaa-auto-insurance","tag-washington-office-of-the-insurance-commissioner"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/posts\/468761","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/comments?post=468761"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/posts\/468761\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/media\/468762"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/media?parent=468761"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/categories?post=468761"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/tags?post=468761"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}