Residents of Dallas’ well-to-do suburb Flower Mound aren’t stressing about stretching their holiday spending this year: A new report from WalletHub found Flower Mound residents have the fourth-largest holiday budgets in the nation for 2025.<\/p>\n
Gift givers in flourishing<\/a> Flo-Mo are expected to spend $3,941 on their festive presents, says WalletHub’s 2025 “Holiday Budgets by City<\/a>” report.<\/p>\n To determine the U.S. cities with the biggest holiday budgets, WalletHub’s experts compared 558 cities across five categories: Income, age, a debt-to-income ratio, residents’ monthly income-to-monthly expenses ratio, and their savings-to-monthly expenses ratio.<\/p>\n According to the study’s methodology, a consumer is considered to be in a “comfortable financial position to engage in holiday spending if they have: 1) enough emergency savings to cover at least six months of expenses and 2) a debt-to-income ratio smaller than 22 percent for a renter or 43 percent for a homeowner.”<\/p>\n The three U.S. cities that outrank Flower Mound with the loftiest holiday budgets are Palo Alto, California (No. 1); Mountain View, California (No. 2); and Newton, Massachusetts (No. 3). Palo Alto residents are expected to spend nearly $4,500 on their Christmas gifts this year, with the latter cities budgeting for $4,266 and $4,069, respectively.<\/p>\n Flower Mound’s current holiday budget is $400 higher<\/a> than it was in 2024, when the city ranked No. 7 in WalletHub’s top-10 list of cities with the biggest holiday spenders. It’s also higher than the $3,485 projected budget<\/a> from the 2023 report, when Flower Mound ranked No. 3 nationally.<\/p>\n Festive neighbor Frisco has continued to slip farther outside of the top-10 for 2025 after previously ranking as the city with the third-highest holiday budgets in 2023. Frisco first fell into No. 11 last year, but now currently sits one spot lower as the U.S. city with the 12th largest holiday budget. <\/p>\n Even with a continued dip in the rankings, Frisco residents are still expected to spend a lofty $3,491 on their holiday presents this year. They’re definitely competing with Mr. Claus for the “best Christmas present” award.<\/p>\n Dallas proper moved up the list into No. 193 with a $1,559 projected holiday budget this year, or $153 more than last year’s budget. Fort Worth ranked No. 144 nationally with residents expected to spend $1,719 on their gifts, or $637 more than the previous year.<\/p>\n These are the projected holiday budgets for cities elsewhere across North Texas:<\/p>\n No. 28 \u2013 Allen ($3,055)No. 40 \u2013 Plano ($2,812)No. 55 \u2013 McKinney ($2,502)No. 56 \u2013 Carrollton ($2,498)No. 82 \u2013 Richardson ($2,146)No. 96 \u2013 North Richland Hills ($1,985)No. 106 \u2013 Lewisville ($1,928)No. 136 \u2013 Irving ($1,772)No. 144 \u2013 Fort Worth ($1,719)No. 150 \u2013 Grand Prairie ($1,703)No. 172 \u2013 Denton ($1,621)No. 182 \u2013 Arlington ($1,557)No. 277 \u2013 Mesquite ($1,323)Regardless of the dollar amount, North Texans should pay attention to their spending and pick a budget that works for their financial situation, experts say. The National Retail Federation expects holiday sales to surpass $1 trillion<\/a> this year, and the report warns credit card debt is a major challenge faced by many Americans as they plan their holiday shopping sprees.<\/p>\n “The holidays bring plenty of joy, but they can also spark seasonal stress, much of it tied to overspending,” the report’s author wrote. “In Q3 2025, the average household carried $10,227 in credit card debt, up 2.3 percent from the year before, according to WalletHub data<\/a>. Adding holiday shopping on top of that can quickly increase the financial strain, especially if balances roll into the new year.”<\/p>\n Other Texas cities that made it into the top 100 biggest holiday spenders include:<\/p>\n No. 19 \u2013 Pearland ($3,277)No. 20 \u2013 The Woodlands ($3,265)No. 22 \u2013 Sugar Land ($3,191)No. 31 \u2013 Cedar Park ($3,028)No. 34 \u2013 League City ($2,997)No. 47 \u2013 Round Rock ($2,641)<\/p>\n","protected":false},"excerpt":{"rendered":"Residents of Dallas’ well-to-do suburb Flower Mound aren’t stressing about stretching their holiday spending this year: A new…\n","protected":false},"author":2,"featured_media":60840,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[7082,427,7959,160,162,161],"class_list":{"0":"post-60839","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-plano","8":"tag-awards","9":"tag-hot-headlines","10":"tag-most-popular-stories","11":"tag-plano","12":"tag-plano-headlines","13":"tag-plano-news"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/posts\/60839","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/comments?post=60839"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/posts\/60839\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/media\/60840"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/media?parent=60839"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/categories?post=60839"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-tx\/wp-json\/wp\/v2\/tags?post=60839"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}