EL PASO, Texas (KFOX14\/CBS4) \u2014 A recent study by WalletHub has placed El Paso among the cities with the least sustainable credit card debt in 2026. <\/p>\n
The report, titled “Cities With the Most & Least-Sustainable Credit Card Debt,” highlights how consumers across the U.S. are managing their financial obligations amid a national credit card debt exceeding $1.3 trillion.<\/p>\n
El Paso ranks seventh overall for the least sustainable credit card debt. <\/p>\n
The city holds the 64th rank for median credit-card balance at $3,000 and the 11th rank for median income at $44,742. <\/p>\n
Additionally, El Paso ranks ninth for the cost of interest until payoff, calculated at -$3,061, and seventh for the expected payoff time frame, which is estimated at 93 months and eight days.<\/p>\n
Nationally, credit card debt saw a $16 billion increase during the third quarter of 2025, marking a 27% smaller rise compared to the same period in 2024. <\/p>\n
Despite this increase, total credit card debt remains about 13% below the record high, standing at approximately $1.33 trillion on an inflation-adjusted basis. The average household credit card balance was around $11,019 at the end of the third quarter, $2,065 below the peak.<\/p>\n
Preliminary data for October indicates a 0.2% decrease in credit card debt compared to the same month last year. <\/p>\n
WalletHub also notes that the best balance transfer credit cards currently offer 0% APRs for up to 24 months, with no annual fees and low balance transfer fees.<\/p>\n
For more details on the rankings and to see where other cities stand, the full report is available on WalletHub’s website.<\/a><\/p>\n RECOMMENDED: Duke and Arizona State to face off in the 92nd Tony the Tiger Sun Bowl<\/a><\/p>\n