More than 60% of American adults take at least one prescription drug, according to recent data from the Centers for Disease Control and Prevention and the nonprofit Kaiser Family Foundation. But for many, the cost is a growing concern.
A KFF survey found that nearly half of adults are worried about affording their family’s prescription medications. Whether or not you have insurance, there are ways to save.
“Often you can pay cash for your drugs and it’s cheaper than using your co-pay for your insurance plan,” said Kevin Brasler, executive editor of Consumers’ Checkbook, a nonprofit consumer advocacy group.
Online Tools That Can Help
Brasler recommends using online marketplaces like GoodRx and SingleCare, which negotiate discounts with pharmacies and offer lower prices than many insurance plans.
These platforms allow users to search for their prescriptions, compare prices at nearby pharmacies, and download or print coupons to use at checkout.
NBC 5 Responds reviewed both services by searching for atorvastatin, the generic version of Lipitor — the most prescribed drug in the U.S. Prices ranged from $2 to just under $20, depending on the pharmacy.
To use the discount, you’ll need a valid prescription from your doctor and the coupon from the website. You then pay the pharmacy directly at the discounted rate.
Are they safe?
Using these services means sharing personal information. According to SingleCare’s terms, the company collects data such as your name, birth date, ZIP code, and prescription details — but says it does not sell this information to third parties.
GoodRx’s privacy policy states it stores user data to provide targeted discounts and will delete your information upon request.
High-Cost Prescriptions
If you’re prescribed a medication that costs thousands of dollars per dose and it’s not fully covered by insurance, Brasler suggests contacting the drug manufacturer directly to ask about copay assistance programs. Your health insurance provider may also offer similar support.