As the U.S. stock market experiences fluctuations with major indices like the S&P 500 and Nasdaq reaching fresh records, investors are keenly observing how economic indicators and broader market sentiment impact small-cap stocks. In this dynamic environment, identifying promising stocks involves looking for companies that demonstrate resilience, innovation, and potential for growth despite broader market shifts.
Name
Debt To Equity
Revenue Growth
Earnings Growth
Health Rating
First Bancorp
75.89%
1.93%
-1.42%
★★★★★★
Southern Michigan Bancorp
117.38%
8.87%
4.89%
★★★★★★
Tri-County Financial Group
82.51%
3.15%
-17.04%
★★★★★★
Sound Financial Bancorp
34.70%
2.11%
-11.08%
★★★★★★
Senstar Technologies
NA
-18.50%
29.50%
★★★★★★
Oakworth Capital
87.50%
15.82%
9.79%
★★★★★★
SUI Group Holdings
NA
16.40%
-30.66%
★★★★★★
FineMark Holdings
115.37%
2.22%
-28.34%
★★★★★★
Valhi
44.30%
1.10%
-1.40%
★★★★★☆
Linkhome Holdings
7.03%
215.05%
239.56%
★★★★★☆
Here we highlight a subset of our preferred stocks from the screener.
Simply Wall St Value Rating: ★★★★★☆
Overview: Pure Cycle Corporation is engaged in providing wholesale water and wastewater services in the United States with a market capitalization of $266.02 million.
Operations: Revenue streams for Pure Cycle include land development at $14.93 million, single-family rental at $0.50 million, and water and wastewater resource development at $12.03 million.
Pure Cycle, a smaller player in the Water Utilities sector, has shown impressive earnings growth of 124% over the past year, outpacing industry growth of 16%. Despite a 2.3% annual decline in earnings over the last five years, the company remains financially sound, with a debt to equity ratio rising modestly to 5%. The price-to-earnings ratio stands at 19.7x, under the industry average of 22.2x, suggesting potential value. Recent earnings guidance for fiscal 2025 projects revenue of around US$30.1 million, while the company has repurchased 87,926 shares for US$0.92 million since November 2022.
PCYO Debt to Equity as at Oct 2025
Simply Wall St Value Rating: ★★★★★★
Overview: Southern Missouri Bancorp, Inc. is the bank holding company for Southern Bank, offering a range of banking and financial services to individuals and corporate customers in the United States, with a market cap of $590.16 million.
Story Continues
Operations: Southern Missouri Bancorp generates revenue primarily from its thrift/savings and loan institutions, amounting to $176.08 million. With a market cap of $590.16 million, the company focuses on providing financial services in the U.S.
Southern Missouri Bancorp, with assets totaling US$5 billion and equity of US$544.7 million, stands out for its robust financial health. The bank’s total deposits are US$4.3 billion, while loans amount to US$4 billion, reflecting a strong lending base. Bad loans are at a low 0.6%, indicating sound credit management. With earnings growth of 16.8% over the past year, it surpasses the industry average of 13%, showcasing its competitive edge. Trading at 48.6% below estimated fair value, it offers potential upside. Despite significant insider selling recently, the bank’s efficient operations and strategic investments in technology suggest promising prospects ahead.
SMBC Debt to Equity as at Oct 2025
Simply Wall St Value Rating: ★★★★★☆
Overview: Oil-Dri Corporation of America, with a market cap of $899.08 million, develops, manufactures, and markets sorbent products both in the United States and internationally.
Operations: Oil-Dri generates revenue primarily through its Retail and Wholesale Products segment, contributing $300.67 million, and its Business to Business Products segment, adding $173.39 million. The company’s market cap stands at approximately $899.08 million.
Oil-Dri Corporation of America, a small player in the household products sector, has shown impressive earnings growth of 19% over the past year, outpacing the industry average of 4.9%. The company appears undervalued, trading at 77.3% below its estimated fair value. Despite a rise in the debt to equity ratio from 2.1% to 16.5% over five years, the net debt to equity stands at a satisfactory 1.8%. Interest payments are comfortably covered by EBIT at 31 times. Recently, the board affirmed quarterly dividends, continuing a streak of annual increases for twenty-two years.
ODC Debt to Equity as at Oct 2025
This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
Companies discussed in this article include PCYO SMBC and ODC.
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